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Are behind on one or more of the following payments: mortgage loans, property taxes, property insurance, or homeowner/condo association fees

Have a household income at or below 100% Area Median Income (AMI) or 100% of the median income for the United States, whichever is greater

Own and occupy a home in Texas as a primary residence

Experienced a qualified financial hardship after January 21, 2020, such as lost income or increased expenses due to the pandemic

Provides assistance to eligible Texas homeowners with qualified hardships to pay past due mortgage payments, including eligible amounts advanced by a mortgage servicer.
Maximum assistance of $65,000 per household.

Provides assistance to eligible Texas homeowners with qualified hardships to pay past due property taxes, property insurance and past due mortgage statement, property tax statement, insurance statement, and/or homeowner/condo association fees.
Of the maximum $65,000 available per household, up to $25,000 can be used for property charge defaults.

Homeowners must submit an application through the online portal.
Resources will be available to assist homeowners with completing applications. See comprehensive help documents within the application system. For additional assistance, contact our Call Center at 1-833-651-3874.
Applications are reviewed to determine whether the homeowner qualifies for program assistance. Check the status of your application here .
Payments are sent directly to the mortgage servicer or property charge payee (tax authority, insurance company, or homeowner/condo association) once the homeowner’s application is approved.

Identification card, like a driver’s license
Past due mortgage statement, property tax statement, insurance statement, and/or homeowner/condo association statement
Proof of occupancy, like a utility bill
Income documentation, like paystubs

Qualified applicants may now be eligible to get help with past due home loans PLUS up to three months of future mortgage payments.
The Texas Homeowner Assistance provides financial assistance to qualified Texas homeowners who have fallen behind on their mortgage and related expenses due to the COVID-19 pandemic.
Monday-Friday • 8 a.m. - 6 p.m. CST • Help is available in multiple languages.
This program gives eligible homeowners grants to cover past due mortgage payments and property taxes, insurance, and homeowner/condo association fees. The program is administered by the Texas Department of Housing and Community Affairs (TDHCA) with funding provided by the Homeowner Assistance Fund under the American Rescue Plan Act of 2021.
Additional program requirements will apply.
All TDHCA employees and contractor employees have a responsibility to report waste, fraud and abuse within the agency. The public is also invited to share such concerns.
If you suspect fraud, waste or abuse please follow TDHCA’s guidelines for reporting .
Texas Homeowner Assistance is administered by the Texas Department of Housing and Community Affairs
Falsification of documents or any material falsehoods or omissions in an Application to this program, including knowingly seeking duplicative benefits, is subject to state and federal criminal penalties. Homeowners and mortgage servicers are particularly put on notice that 18 U.S.C. §1001 provides, among other things, that whoever knowingly and willingly makes or uses a document or writing containing any false, fictitious, or fraudulent statement or entry, in any matter within the jurisdiction of any department or agency of the United States will be fined not more than $10,000 or imprisoned for not more than five years, or both.
This program has specific eligibility requirements and not all households may be eligible.
Funds are limited and may not still be available by the time a household applies.
Other program limitations may also apply – please see https://www.tdhca.state.tx.us/covid19-response.htm for details.
Copyright © 2022. All rights reserved.

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