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All with nicely sized homes and villas that are inexpensive by international standards. A new feature in Florida is villas of up to 12 bedrooms so several families can vacation together — Americans just think bigger than most of us. Florida will be heaven if you like golf, yachting, sea fishing, kayaking, or those great American pastimes: shopping and eating. Florida has some specific advantages over other winter sun destinations. Buying processes are simple, relatively safe and cheap — budget for around three per cent extra in buying costs. The most obvious is hurricanes: ensure your property meets building regulations. Permanent emigration can be expensive, but there are visa schemes, or just do what many northern North Americans do, just stay here for the winter like migrating snowbirds. The quality of life is hard to beat. Florida attracted a record million tourists in meaning there are great opportunities to rent the property out to holiday-makers, whether New Yorkers, Canadian snowbirds or northern Europeans. Many buyers like the mix of holiday home and investment, using their overseas purchase for vacations, and renting it out the rest of the time to cover running costs. Just beware of optimistic rental yield promises when it comes to short-term rentals in the Disney area — breaking even might be a realistic goal rather than a regular income. Waterways run across the state, between the east and west coasts. Prices have been increasing at a rate that some suggest again is unstainable, and you will may several millions for the new prime apartment developments on key locations such as Miami Beach. The gateway to the Everglades and the Florida Keys of Key Largo and Key West, the city sprawls across the south east corner of Florida and encompasses the cities of Fort Lauderdale and Homestead at its outer reaches. Naples, with its sun-drenched white sandy beaches on the Gulf of Mexico, great shopping, restaurants and golf courses, is popular with retirees and families. We have the Scots to thank for the Gulf town of Sarasota , 50 miles south of Tampa. Scottish families set sail in the mids to this once sleepy fishing village in search of fresh air, citrus groves and affordable housing. The education system is also one of the best in the US. Nearby areas of St Augustine and Bradenton are also popular with buyers. Before seriously looking at individual Floridian properties, you must ensure that you have a conveyancing lawyer, a building surveyor, a NIE identity number, a bank, a specialist currency firm, and any financing you need in place at least in principle. You might have little recourse if a boiler breaks down, for instance, which you believe the surveyor should have informed you about. In some instances, it might be worth paying extra for a more detailed survey. This property tax about If you are buying on a development, add in homeowner association dues. Budget 2 to 5 per cent of the sales price for total closing or buying costs on a property. When hunting for a home in Florida, keep in mind that guaranteed rentals might not be what they seem. Also, Americans are good at decking out show houses in a glamorous fashion. Ask what comes as standard and how much extras cost. An unscrupulous or lax realtor might not point out this important fact, so make sure your solicitor carries out a rigorous check. Homeowner Association fees are payable by the owners on condominiums. Get your lawyer to check how well these are being collected, managed and spent, before you buy. Some readers have reported that getting a mortgage in Florida is tricky. But here an expert provides some answers to 18 of the most frequently asked questions. If you have ever considered escaping the winter months to stay in sunny Florida, you certainly are not alone. More Details. How to Buy Property in Florida Before seriously looking at individual Floridian properties, you must ensure that you have a conveyancing lawyer, a building surveyor, a NIE identity number, a bank, a specialist currency firm, and any financing you need in place at least in principle. Doing your homework before you buy applies to the USA, like anywhere else. Find a state approved well-qualified and licensed real estate buyers agent realtor. Find the property you wish to buy Once you have found a property, the buyer and seller will both sign a contract that sets out the conditions of the sale. This should include property title checks and inspections. A 10 per cent deposit is paid when contracts are signed and at this point the property is sold as seen. 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