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Specific protections differ by state and may not be offered to all businesses. All Hartford protections and services described on this page may be used by several of the property and casualty insurer subsidiaries of The Hartford Financial Solutions Group, Inc. In Arizona, New Hampshire, Washington and California, the insurance is underwritten by Hartford Accident and Indemnity Company, Hartford Casualty Insurance Business, Hartford Fire Insurance Company, Hartford Insurance Company of Illinois, Hartford Insurance Coverage Company of the Midwest, Hartford Lloyd's Insurance provider, Hartford Underwriters Insurer, Maxum Casualty Insurer, Maxum Indemnity Business, Navigators Insurance Provider, Navigators Specialty Insurance Business, Pacific Insurance Coverage Company, Home and Casualty Insurance Coverage Company of Hartford, Guard Insurance Provider, Ltd., Trumbull Insurance Provider and Twin City Fire Insurance Coverage Business.

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Service insurance, also called business insurance, offers crucial defense for any small company. If there's a mishap at your service, you might deal with a suit. The high cost of litigation, medical bills, and residential or commercial property damage claims is the primary reason services need insurance coverage. Your danger direct exposure determines which policies you need.

You might require extra policies if you have staff members, own a structure, own a business automobile, or offer professional recommendations. Find out Solution Can Be Seen Here why a company may need liability insurance.