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Metro Vancouver:604-708-7810 Toll-free:1-888-990-9691 International toll-free:IAC-800-500-0707-0 (IAC = International Access Code, varies by country) Earnest partners with personal loans marketplace Fiona to match borrowers with loans that have terms up to 144 months. There’s no fee to use Fiona to search for loans, but some of the lenders that users will see on Fiona might.Before You Apply: Minimum FICO credit score: Not disclosedLoan amounts: $1,000 to $250,0000Repayment terms: up to 144 monthsBBB rating: A U.S. News surveyed consumers in August 2020 about financial literacy, or their ability to manage money: in this case, loans. Even with loans for poor credit same day , qualifying for a loan can be tricky, thanks to the economic crisis caused by the pandemic.The survey revealed that, whether people have bad credit or good credit, they may not know how to shop around for loans or avoid hiccups such as missing payments.