Foreclosure Defense Attorney

Foreclosure is a legal process through which a lender tries to recover the balance of a loan from a borrower who has stopped making payments.

The foreclosure process begins with default, when the borrower fails to make monthly payments as agreed upon in the mortgage or promissory note. The time between default and foreclosing is typically 90 days but may be as short as 30 days for some types of loans such as construction financing, where borrowers are expected to complete their homes before they begin repayment. In most cases, lenders must send written notice by certified mail that includes information about how much money is owed on the property within five days after this period ends. If there's no response from the homeowner at this point, often referred to as "default by silence", the lender can then foreclose if they choose.

Foreclosure Defense Lawyer

A foreclosure defense attorney is a real estate lawyer who specializes in representing homeowners through the process of defending against home foreclosures.

When someone is in the process of losing their home to foreclosure, there are many options available beyond just trying to renegotiate your loan or work with the bank. One option that may be helpful for homeowners facing foreclosure is hiring an experienced Foreclosure Defense lawyer who can help you navigate this difficult time. A good attorney will not only know how to plead your case before a judge but also what other options might exist if one isn't successful and whether it's worth going forward at all.

The knowledgeable attorneys at The Andres Lopez Law Firm will help ensure that your rights as a homeowner are protected throughout the process. Our highly skilled foreclosure defense attorneys can help negotiate with lenders to try to avoid or delay eviction from your property. If negotiations fail, we can also provide valuable legal representation at any necessary hearings before judges and creditors’ committees on your behalf so that you maintain possession of your house until it has been sold or re-financed by another lender.

Foreclosure Defense Law firm

Our team of legal experts work to protect homeowners from foreclosure. We are especially helpful for those facing foreclosures or concerns about their current financial situation.

The Andres Lopez Law Firm is here to help you fight for your home. Whether you have been served with foreclosure papers, or if the bank is threatening eviction, our firm can guide you through your options and what steps are necessary. Our team of experienced lawyers will work closely with you to ensure that all avenues of defense against a foreclosure suit are exhausted before proceeding into court. Contact us today for more information!