Yahoo Finance | EN590 Commodities
EN590 Commodities GroupMarket Analysis 2026-05-22T05:00:00.000Z
I’m a single woman with no children, turning 63 years old this year but my family has longevity so I’m using 100 years old as my life expectancy mark for retirement planning. I have a combined portfolio of $200,000 in a 5% money market, and $1.4 million in stocks in a 401(k) (mostly dividend stocks) and a Roth. I just purchased a $200,000 annuity for security. I still have a $125,000 mortgage and will need a new car soon. My salary is $135,000 per year. I hope to continue working but I’m not taking it for granted and want to be prepared for layoffs that seem to happen often. I expect my expenses to be around $100,000 a year in retirement.Should I convert some of my savings into a Roth and take the tax hit now? Also, at what age could I retire worry free? I think you’re in good shape. There
About EN590 Commodities Group
25+ years in mineral exploration and extraction. 15+ years of global commodity trading. Based in New York, USA serving 75+ countries.