Will There Be A Third Round Of Ppp Funding

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80% Of SMB Owners Need PPP Funding ASAP, But 58% Say Expedited Vaccine Distribution Is Even More Crucial Your lender should provide you a link to a What small businesses learned the last round of PPP funding was that if you snooze, you lose . We are currently accepting applications for the third round of PPP loans which will begin funding in the first quarter of 2021 In Maine alone, the PPP has helped sustain the jobs of 250,000 workers .

The Paycheck Protection Program faced a wave of criticism after the first round of funding quickly ran out and high-profile, large companies were found to have received PPP loans — though many of them returned the money Nationally, Wells Fargo has completed 60,000 PPP applications for a total of over $3 . Small Business Administration’s Paycheck Protection Program funding just in time for the holidays Businesses with ongoing revenue problems would be allowed to apply for a second round of PPP funding .

The same $100,000 maximum gross income level and maximum PPP loan payment that existed in round No In Round 1 of PPP funding, farmers who reported a net loss would not have been eligible for a PPP loan based on their income . There are changes, though, in the new round of PPP funding, so as before, borrowers will Steve Chabot (R-Ohio) on Thursday stressed the need for negotiators to strike a deal on the next round of coronavirus-relief funding to in order to protect .

Businesses that received a loan can now apply for a second round of funding

Stimulus package: More money for small businesses could have to wait weeks, Pelosi indicates Recognizing that this money could run out just as quickly as the last, White House Economic Adviser Larry Kudlow hinted that a third round of funding might be in order . There was strong agreement that there should be a future round of PPP loans for businesses but either way, BEYOND GRATEFUL Lendio offers every merchant a life long relationship which means security for you and the health of your business! We are so happy to be a part of the .

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Andrea Herrera, president of Amazing Edibles Gourmet Catering and founder of Boxperience Angela Garbot For Andrea Herrera, founder of Amazing Edibles Catering in Chicago, the pandemic has tested her ability to adapt on the fly amid falling revenues Now that the funding has been refilled, McDaniels said she plans to apply for a PPP loan and “anything else because we want to take care of landlord and we want to stay viable, so when we can . Act with a sense of urgency to apply for the loan Spokane-area lenders undertake second round of PPP funding The U .

The Small Business Association announced on Friday that it would be launching a third round of the Paycheck Protection Program (PPP) this week

Maximum Borrowing Amount: The first round of PPP loans were capped at $10 million Legislation establishing the second round of PPP loans allowed community development banks to offer the new SBA loans and set up a special $60 billion fund exclusively for these lenders, which . Those lenders who were not (or still aren’t) prepared put their members and customers at a disadvantage when it came to applying for PPP loans Both may have new language and guidelines in their next iteration .

Kobayashi has already begun that process with a new bank for round two of PPP

NOTE: This grant will not start funding until after the new year At this moment there is no indication if there will be a third round of funding . However, if you are one of the small business owners who received one of these loans, there are some important things to keep in mind By end of business Thursday, May 7, there was about $125 billion of PPP funding still available, according to a spokeswoman for the Small Business Administration, or 39% of the $320 billion in funds allocated for PPP's second phase .

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The new stimulus bill appropriated additional funding to the program and reopened applications for first-time and repeat borrowers There will without a doubt be set-asides for PPP ensuring some significant share of the overall pot of funding is reserved for community In the first round of PPP, the government required only that applicants self-certify their eligibility for the loans . Navigate the latest round of SBA's PPP program and connect with SBA-authorized Funds are provided in the form of loans that will be fully forgiven when used for certain designated expenses The maximum amount of a loan is $2 million rather than $10 million .

While the PPP has been an incredible success, there are still many more

The fresh funding round means small business owners like Petersen will have a second chance at getting a loan that There will be some banks out there that will accept new customers and get them into the PPP program, says LJ Suzuki Is there anything different about this round of PPP loans? In the final days of the first round of the PPP, Scott says the agency was allocating between $3 billion and $4 billion per hour during business hours, with a dropoff . Though there are stipulations, businesses that received PPP funds in 2020 can apply for a second round of funding The application period for the third round of this critical small business support resource will open on Wednesday, September 23, 2020 at 12 noon and will close on Wednesday, October 14 th at 9:00 a .

Some PPP borrowers can get another round of funding through community lenders — though not all can qualify

There was $122 billion that hadn’t been allocated He said Treasury Secretary Steven Mnuchin told him the second round of PPP funding will provide much more loans at much smaller amounts to ensure that more . New $284 billion PPP round starts Monday with a more targeted approach There is a more stringent set of requirements for second-draw loans Small businesses may get another round of PPP Jennifer Lewke it's going to be a long time before we get there,” she told News10NBC .

All told, government watchdogs who have been following the PPP say it’s improved, but the latest round, like the first two, won’t be fraud-free

Business owners are eligible for the second round as long as the money they received from the first round is spent by the time they take funds from the second installment and (Yes, I'm assuming he's assessed taxes generated by income from books, etc) . We should expect new clarifications to the PPP programfrom the SBA The first round of Paycheck Protection Program funding ran out in days, but the second pot of money has more than $140 billion left after a month .

6 million loans approved in the first round of funding

When implementing the third round of funding, Congress put new limits on who could receive PPP loans, even as it approved hundreds of billions of dollars of new funding for the program (WKYT) - The phrase “tax season” can inflict panic upon many . 3 trillion spending bill, which included about $900 billion of which is directed to relief programs, including a new round of PPP loans (PPP-2) I was proud to be a champion for smarter, limited government at the state level, but after seeing the impact of our successes there, I wanted to take my ideas for conservative reform to where they .

Disaster relief loans of up to $2 million with interest of 3

As for seeking a second round of funding, Westport's unlikely considering that it hasn't gotten a response about whether its first The program is run by the Small Business Administration (SBA) and Treasury Department . Latino Cultural District didn't get PPP loans, partly because there were few It's important that you classify your workers in their perspective categories .

Those third-round grantees should find out in a few weeks how much they will receive

There'll be a few more billions added to the current $130 billion, I believe, to strengthen that opportunity How to get PPP 2? There is a brand new PPP Loan for 2021 . However, recipients are spread across Pennsylvania Summary for Second Round 2 Loan Count Gross Dollars Lender Count 2,211,791 $175,743,247,908 5,432 Approvals through 05/01/2020 * Loans in this third table are a subset of loans captured in the second table .

So far, South Dakota has received about $551 million in CFAP

Visitors can take a one-hour cruise around the canals of Bruges (sometimes described as the Venice of the North) There are more hurdles to cross this time to get the loan . Understand whether you want to apply for the PPP loan or the EIDL – or both; each has a distinct purpose and application process One reason for this is that demand for PPP loans has gone down significantly, and the average loan amount has dropped, as well .

When implementing the third round of funding, Congress put new limits on who might obtain PPP loans, even as it authorised tons of of billions of dollars of new funding for this system

9 trillion rescue plan released on Thursday calls for three key tax improvements for 2021 that would help Americans With the second round of funding just approved, Secretary Mnuchin and U . The first round of Paycheck Protection Program funding ran out in days, but the second pot of money has more There was a mad dash for the first round of PPP money, which was A survey finds that three-quarters of small businesses report applying for PPP, and two-thirds report receiving the money The SBA-PPP loan program round 2 of funding has been overwhelmingly successful .

There is funding for three categories of PPP loans in this legislation: First time PPP loans for businesses who qualified under the CARES Act Second draw PPP loans for businesses that obtained a PPP loan but need additional funding; and

The SBA has clarified how lenders can participate in the next round of the Paycheck Protection Program (PPP), giving struggling small businesses access to more than $300 billion Employees that turned down a good faith offer to return to Loan Forgiveness For PPP Round One VS Round Two . When and where can I apply? The grant application will be available on this website from July 27-August 7, 2020 But that's not to say that a third round of funding is an impossibility .

There are now two separate categories on the SBA Franchise Directory: 1) the traditional category, applicable to SBA 7(a) loans and PPP loans; and 2) the new category, applicable solely to PPP loans

But at least one small banker says he was able to process $172 million in PPP loans for 598 small businesses in We needed to be ready National Association of Manufacturers CEO & President Jay Timmons joins Yahoo . There’s nothing in the law that states that they can’t,” he said during a press call Friday 37 percent of Chinatown's business applied and received PPP funding; is we need a third round at this point .

There is a protocol field in a PPP frame to specify the network layer protocol that is being used

In the week since he took office, President Joe Biden has been advocating for his $1 Technical issues plagued the second round of emergency funding for small businesses that opened Monday, with users reporting error messages and slow processing . Just five days after Congress passed a second round of small-business financing, U Lenders note that although there are some new obstacles with the third round of PPP funding, the SBA is steadily improving its processes .

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These lenders then administer the grants to businesses Getting Answers: Businesses encouraged to act fast on second round of emergency funding April 27, 2020 7:39 pm Emily Friese Getting Answers , Top Stories (WKOW) -- The Great Lakes Region of the Small Business Administration is telling business owners to act fast if they need money from the second round of emergency federal funding . There are some businesses that still have not received funding Forgiveness for your original loan is now easier than ever .

Because PPP loans were capped at two and a half times a business's monthly payroll costs, and much of those funds were disbursed back in April or May Yesterday, Republican lawmakers unveiled a stimulus package that includes another round of PPP funding -- but not every small business will be

The city could pursue this funding again in the next application cycle, but Rogalsky said there’s a better chance of success with the state Legislature The Round 3 application window was from 10 am on Thursday, July 16, 2020 until approximately 3 pm on Friday, July 17, 2020 . there are some exceptions to the size requirements These enterprises are the backbone of local economies, providing essential goods, services, and jobs .

A third round of PPP funding will clearly be needed almost immediately

Third Round of COVID-19 Survey Continues to Track Delaware Business Response WILMINGTON, Del “Based on 2017 IRS data, the most recent available, more than a third of self-employed farmers would have not received a loan from the PPP because they’ve reported . The process isn’t new, at least there’s familiarity with the program and how to go through the program Texas Trust Credit Union will be participating in the 2nd round of the Paycheck Protection Program (PPP) approved and signed on December 27, 2020 .

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The Small Business Administration declined to comment on whether private charitable foundations were intended recipients of PPP funding The SBA is funding in the order applications are received . 2 million appropriation for food security, rental assistance, & homeless services PPP is a WAN protocol to provide serial point-to-point connections .

Apply today! The Coronavirus Aid, Relief, and Economic Security (CARES) Act and subsequent legislation have allocated more than $670 billion to help Americans recover from the devastating

Grants will be awarded in an amount not to exceed $10,000 If you have not gotten PPP, try reapplying with your bank or a different bank . Once Clark County has received all completed and signed documents, we will verify the Tax Identification Number (TIN/EIN) through the IRS President Signs PPP Flexibility Act New Update provides information regarding borrowers' self-certification regarding the necessity of the loan .

the second round of PPP loans allowed community development banks to offer the new SBA loans and set up a special $60

I am sure that many here have exhausted funds, and with partial lockdowns already in place and more restrictions, a second round would be helpful A total of $4 million is available, with $25,000 grants for approved businesses of 1-20 employees, $35,000 grants for approved businesses of 21-40 employees and $50,000 grants for . National Assoc of Manufacturers CEO: 'There will need to be a third round' of PPP funding May 7, 2020, 12:04 p The coronavirus relief for farmers includes a billion dollars to compensate for depopulated poultry and livestock losses for up to 80% of their value .

No PPP Funding? 5 ways a small business can still survive: New stimulus proposal grants a second round of PPP loans for hard-hit businesses

SBA and Treasury Department officials say they believe the current Ppp 2 Ppp Round 2 0 Step By Step Be Prepared For Ppp 2 0 Loan Application New Rules Covered . Are There a Limited Number of Loans to Go Around? UPDATE JANUARY 14: Additional program funding has been allocated and borrowers can apply for new PPP loan funds up until March 31, 2021 From there, applications are open to businesses with fewer than 300 employees, not 500 as in the initial round .

The PPP will open to all participating lenders shortly thereafter

Row crop farmers will be eligible for new 20-dollar-an-acre payments for the same qualifying crops as the last round of the Coronavirus Food Assistance Program (CFAP-2) The third round, the real loan, will be based on 6 months of the business’s working capital . The new grant recipients will be notified immediately on their selection and next steps, according to county officials More:Coronavirus updates: Schieve says Reno will follow Phase 1 plan; 118 new cases statewide Schieve said she will reapply if there is a new round of PPP funding but, of course, will do it .

The new wave of payments will start with community banks and then eventually transition through larger lenders

Additionally, the Board of Supervisors allocated $2 million for a third round Ramirez When the Paycheck Protection Program (PPP) was enacted as part of the CARES Act in March 2020 there was considerable uncertainty as to whether residential cooperatives were eligible . Find out what's changed and what steps Overall, round two of the PPP will benefit a lot of small businesses, but it's not the only thing that can help companies There are other things you can do to help protect your business However, with second-round PPP funds still available, there are no concrete plans to issue a third round of funds, nor to establish a replacement program .

Ppp Second Round Funding смотреть видео онлайн в hd качестве 1080

More than 80% of eligible small-business payroll was supported, which amounted to more than 51 million jobs by the time the second tranche of funding closed Sources are saying it's far from clear that there will ever be a third round of PPP funding . A $2 million maximum loan amount has been established A new round of federal stimulus funding is now available through the Paycheck Protection Program .

They also were just rated number one in customer service by Newsweek and Lending Tree for 2021

The main driver in the increase in loans was the PPP loans There is talk in Congress of passing a third round of PPP funding as well, he said . Congress has approved a third, $284 billion round of PPP loans The rules' clarifications include guidance on rehiring laid-off .

If you own your own practice, you potentially could benefit from a third bite of the PPP apple

The Consolidated Appropriations Act of 2021 (CAA), signed into law on December 27, 2020, approved a third round of the Paid Protection Program (PPP), which includes $284 billion in relief for small businesses These advances provide an alternative and stable source of funding for loan demand . Although the rules for the new PPP and EIDL are similar to the original programs, there are some significant differences that you should be aware of as a business owner You can apply now for first or second round funding .

Question: PPP funding seems like it is going to run out again

Given the current political environment, chances of passing such a bill prior to the elections seem to be dimming Louisiana’s Division of Administration will accept reimbursement applications October 1 – 15, 2020 to administer the third round of the state’s $511 million in CARES Act Coronavirus Relief Funds . Lane shares there is additional funding provided through the COVID-19 relief package for Coronavirus Food Assistance Programs (CFAP), however, the funding does not come through as a CFAP 3 The third round of the program is designed to loosen eligibility requirements for small businesses with no more than 50 FTEs and dedicate funding toward restaurants and micro-businesses .

– including sales, leasing and maintenance firms – got funding in the first PPP round, based on SBA data covering the April 3 to April 13 period

As of May 8th, there was still funding available in the current round There will be some helpful changes, like tax deductions for expenses paid with forgiven loan . The spike in COVID-19 cases in California led organizers to cancel the pro-am portion of a There is a possibility, but no guarantee, that Congress in any future stimulus or relief legislation may appropriate a third round of funding for PPP loans if there is overwhelming demand, given that demand is already so high for the second, US$310 billion wave of PPP funding .

However, small banks have said for the last two weeks that they have been swamped with applications — doing an entire year’s worth of loans in a weekend — so it’s likely most of that money is now spoken

Some did; others saved the funding and later sent money back to Wall Street Currently, there’s no way to automatically delay the funding . The first round of funding was exhausted in two weeks, and due to the wide-ranging impact on our economy, the new funds are likely to go quickly again There almost certainly will be a third round of CARES funding ultimately approved by Congress, which likely means there will be elements of both party's priorities incorporated into the legislation .

A PPP loan is designed to provide a direct incentive for small businesses to keep their workers on the payroll

Those without SBA PPP digital lending capabilities likely lost members and customers who went to a more modern lender … or simply frustrated them by providing a long wait time in order to apply 5 billion, of which a segment is reserved for specified categories of borrowers . But economists at the firm highlight three other ways they think the Federal Government could help struggling small businesses The latest round of PPP, Morris on Monday said he's run into a few businesses that have seen a second round of help held up .

However, each round of funding is finite, making the process of obtaining a loan potentially competitive

That allowed many bad actors to pilfer the program 9 trillion stimulus proposal, which includes a third round of stimulus checks, funding for a nationwide COVID . Even if you don't make it in the second round, you'll be in line if Congress allocates a third round of funding The average loan size in the first round of funding was $206,000, said S&P .

Ppp Round 2 Explained Ppp Update Paycheck Protection Program Opening

We look forward to the day when our customers’ uncertainty is replaced with optimism for recovery and new growth The Summit County COVID-19 Small Business Emergency Relief Grant Program (the “Program”) is a grant fund that previously distributed more than $7 . Industry is making it clear: there are millions of eligible businesses and not everyone is going to get PPP funding Faith-based organizations are eligible to participate in the Paycheck Protection (PPP) and Economic Injury Disaster (EIDL) Loan Programs .

We’ve done 454 loans to small businesses statewide, but this is just a drop in the bucket

Those people don’t know the answer if I can reach them Paycheck Protection Program Update: Coronavirus Response And Relief Supplemental Appropriations Act Allows Second Round Of PPP Funding And Brings Significant Changes To PPP Loan Process . The Small Business Administration plans to start offering loans for its next round of PPP funding on Monday, Jan PPP loans are capped at $100,000 per employee and can range in size .

Small Business Administration to pay operating expenses

Among these include new eligibility requirements, clarification of the tax implications of the legislation, and beneficial changes related to loan forgiveness Finally, if there is a third round of funding and the decision is made to have the SBA directly administer the program, these lessons learned from the first two rounds of lending need to be considered immediately: . There are a number of other programs that hard-hit small businesses can take advantage of Some business owners decided the PPP wasn't for them .

The most recent $900 billion Coronavirus relief package includes $13 billion for farmers that will be distributed in a third round

And the maximum number of employees an applicant cant have this time is 300 rather than 500 In addition to the first stimulus package, a second $484 billion funding bill – mostly aimed at replenishing funds for the PPP program – was passed by the House in late April . Independent financial planning advisor Josh Smith of Strategic Wealth Designers joined the newscast to talk about how this will bring additional relief He said there’s a small amount of money available locally to help with design work to advance the concept of the project, which could help get it on the list for state funding .

“This is not a CFAP 3, nor does it function like CFAP funding

If a business with a previous PPP loan can show a reduction in gross receipts of at least 25% in any quarter compared to the same quarter in 2019, then a business would qualify for another round of The Third Round of Paycheck Protection Program (PPP) Funding for small businesses is here! 1 день назад · The PPP, which provides Senate Republican Whip John Thune of South Dakota told Agri-Pulse on Friday that Congress might consider a third round of funding for the program if SBA runs . Pentucket Bank created a unique process for accepting PPP loan applications during the first round of funding in 2020, allowing the Bank to process loan applications with the SBA swiftly and efficiently 8 million and has been funded with an additional amount not to exceed $5 million that the County received through section 5001 of the federal Coronavirus Aid, Relief and Economic Security .

Armed with $284 billion in new funding, the Payment Protection Program (PPP) resumed this week to give small businesses fresh arsenal to help battle the lingering COVID-19 pandemic

The only stars at the AT&T Pebble Beach Pro-Am this year will be the players and the golf course We are participating in this new round of PPP loan funding by offering first and second draw loans . Congress is currently negotiating a new coronavirus relief package that could include a third round of PPP assistance The early access to smaller lenders could help minority and women-owned businesses that ran into challenges accessing the funds during the first two rounds of the PPP program .

If the PPP loan is forgiven after the designated 8-week period, there is no interest or principal due on the PPP loan

The latest round of funding extends PPP through March 31, 2021 or until all funds are depleted A Second Round of PPP Loans is Coming (With Some Improvements) PPP loans are getting a second life . In late December, a third round of PPP funding was signed into law The large banks that are currently under fire for their alleged self-interested loan practices throughout the first round of the PPP will certainly be under close scrutiny by .

CILC opened a second round of funding after the MOA designated an additional $5 million dollars to provide financial relief for small businesses

PPP Round 3 Mitigates Some Financial Concerns ; The PPP and EIDL funding has been helpful, but not enough nor sustainable for the long term Along with additional PPP funding, Farm Bureau is recommending senators allow farms and ranches operating as sole-proprietorships to apply for PPP loans based on gross receipts . The Paycheck Protection Program exhausted nearly $350 billion set aside under the CARES Act for low-interest loans to small businesses Authored by: Sean Altschul, Eric Balber, Michael Manzi, Stephen O’Connell, Todd Pickard, Robin Silberzweig, Lisa Smith, John Van Der Tuin, Eliot Zuckerman, Amanda Attenasio, Edward Heppt, and Dexterrie C .

There will also be reductions if a PPP loan is used to pay employee salaries in excess of $100,000 on an annualized basis

If we have a third round of PPP funding, we will continue to be selective and nimble in getting the funding to the businesses and nonprofits in our communities as quickly as possible A third round of Paycheck Protection Program (PPP) loans was authorized by the passage of H . Minority-owned businesses were largely excluded from the first round of funding This third round of PPP funding is a result of the recent relief bill signed by President Donald Trump .

“I don’t know if there will be a third round of this, so without sounding

In addition, Belgium's waterways offer a pleasant way to enjoy the country In Round 2 of PPP funding, if a Schedule F farmer can show a 25% decrease in any of the 2020 quarters compared to 2019, they will be eligible for a PPP loan, based on gross revenue, with a cap at $100,000 . 8 billion going to California, the highest amount for any state White House economic adviser Larry Kudlow said Sunday on CNN's State of the Union the Trump administration has not made a decision on a third round of PPP loans .

But there are severe consequences for people who don't attest properly to this certification

In addition to providing a second draw of PPP loan funding for qualifying business, the legislation includes favorable changes to loan-forgiveness taxation and adds a simplified one-page The most significant development in the legislation for small businesses is a second round of PPP loans Accommodation and Food Service businesses who use NAICS code 72 may use a multiplier of 3 . If your PPP loan was for $150,000 or less, there will be a new, simple, one-page form to apply for forgiveness COVID-19 continues to create lockdowns, business closures and a need for an additional round of funding .

Many banks are reported to have applications that didn’t get uploaded to the SBA during round one

It is unlikely, as of now, that there will be a third round of PPP funding, but if there is Cote said he hopes small businesses and community banks are allowed at the front of the line to process applications with SBA The three main components of HDLC include the Network Control Protocol (NCP), an extensible Link Control Protocol (LCP), and framing . In response to the COVID-19 pandemic, Congress has passed three primary rounds of legislation and two follow-ons to the third round: 1 Will There Be A Third Round Of Ppp Funding The new $284 billion PPP round extends eligible expenses to property damage incurred in last summer’s civil unrest that was not covered by insurance, supplier costs .

The Senate on Tuesday passed a nearly $500 billion coronavirus Phase 3

Updated PPP Guidance And in a state where funding is doled out per student, a drop in enrollment would mean an immediate financial hit to schools Beyond the total amount of funding, COVID Loan Tracker argues that the methodology by which loans are distributed must be improved to ensure that the flow of credit and capital to true small businesses is prioritized over larger and better-capitalized companies in less . It phased out a much-maligned system called E-Tran that Repeat borrowers are eligible for another round of funding .

About $190 billion worth of PPP funding would be made available to business owners with 300 employees or fewer whose revenue declined by at least 50 percent as a result of the coronavirus pandemic

The Bank made $34 million in PPP loans in 2020, of which $19 Due to the overwhelming need, Congress passed another round of $320 billion in funding, which is being allocated this week . There is a good system of underground trains, trams and buses in all the major towns and cities This could include: Payroll expenses and head count: Tax forms, canceled checks, bank statements, payment receipts and third-party payroll .

However, that was during the peak of the dot-com and telecom boom, and it is a different world for entrepreneurs today

But after the first round ran out within two weeks, lawmakers approved an additional $310 billion last Thursday Even if you received funding in the first round, it’s important to understand what’s changed in order to qualify for loan forgiveness . What is the Provider Relief Fund? The Provider Relief Fund supports healthcare providers in the battle against the COVID-19 pandemic Read this if your company is seeking guidance on PPP loans .

There is no chance that all small businesses will receive the funding they require from PPP V

Millions In PPP Money Went To Bogus Texas Companies With Little VettingAccording to court records, Dinesh Sah of Coppell was approved for PPP funding for 11 different companies for a total of $17 Third COVID-19 Survey Tracks Delaware Business Response Respondents who secured Paycheck Protection Program (PPP) funding were able to retain about 2,400 of their employees and rehire another 331 . 5 billion in forgivable PPP loan funds available for certain borrowers that already President Biden and others in Congress are pushing for a third-round of stimulus checks, but it might Using a difference-in-differences identification strategy, this paper finds strong effects of the first and third round of quantitative easing (QE1 and QE3) on credit .

SUBMIT APPLICATION Apply for 1st and 2nd round PPP forgivable loan now! Use agent ID: 101904881 Watch this Video for Updated PPP Program

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