Why the hell is motorcycle insurance SOO expensive in Ontario, Canada?

How much would a bike insurance cost me monthly i live-in toronto and if iam not 17 years young?

"I am 16 thinking about getting me acar next year (17) could I access it my very own insurance policy or make an effort to access it my moms (me and my mother do not appear eye to eye) so i don't think she wouldn't get it done and if