What is SR22 Insurance? - Focus2Move Things To Know Before You Get This

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What is an SR-22? An SR-22 is a certificate of monetary duty needed for some drivers by their state or court order. An SR-22 is not a real "type" of insurance, however a type submitted with your state. This type acts as evidence your automobile insurance coverage meets the minimum liability coverage needed by state law.

Do I need an SR-22/ FR-44? Not everyone needs an SR-22/ FR-44. Laws vary from one state to another. Usually, it is needed by the court or mandated by the state just for particular driving-related violations. For instance: DUI convictions Reckless driving Accidents caused by uninsured motorists If you need an SR-22/ FR-44, the courts or your state Automobile Department will notify you.

When you continue to buy a policy, be sure to respond to "Yes" to the concern "Required a Certificate of Financial Responsibility or SR-22?". After Keep Checking Back Here will begin the procedure of submitting an SR-22 or FR-44 certificate on your behalf. We'll call you if we need any extra information to finish the demand.

Present Customers can contact our Customer support Department at ( 877) 206-0215. We will evaluate the protections on your policy and start the process of filing the certificate on your behalf. Exists a cost associated with an SR-22/ FR-44? The majority of states charge a flat fee, however others need a surcharge. This is a one-time cost you need to pay when we file the SR-22/ FR-44.

A filing fee is charged for each individual SR-22/ FR-44 we submit. For example, if your spouse is on your policy and both of you require an SR-22/ FR-44, then the filing fee will be charged two times. Please note: The charge is not consisted of in the rate quote since the filing cost can vary.