What do license pts mean for my insurance?

I've an auto insurance . I obtained the quotation . comprehensive $230 every month. Someday they called me said some error with adjust and my quote the purchase price without agreement rises to $400per month. I want to discover another insurance company I primarily got offer around $300 comprehensive monthly without deductable.But have no idea do i have to cover problem or any punishment to improve it?

Unlicensed Driver / Decide n/e motor insurance?

"I've a-car loan that I owe $ 15"I am a stay-athome mom (in Arizona) and that I want to get medical insurance . My partner (and our child) have insurance through his workplace nonetheless itis like $400/month for both of them and it does not cover much. To incorporate me to his approach we'd need to get married first also it will be over $200/month significantly more than he is currently paying now