Using Gapps on a virtual machine from android itself

You can use google services through a virtual machine. Unfortunately this one does not support safetynet and therefore gpay. My advice is to use the virtual machine only for apps that you use very rarely, moreover I suggest to keep the application frozen (via AppManager or similar) so it will not run possible processes in the background (even if it doesn't seem to have trackers).

I recommend downloading the pro version

Support Android 5.1+