Types of ATM (Automated Teller Machine)

An ATM helps customers do banking transactions without visiting the bank counter. Depending on where the ATM is placed, who owns it, and what purpose it serves, there are different types of ATMs. Let’s understand them clearly.

1. On-site ATM 🏦

➡ This ATM is installed inside or just outside a bank branch.

➡ Customers of the bank or other banks can use it.

➡ It is directly linked with the branch, and staff can assist if needed.

📝 Main use: Convenience for customers visiting the branch.

2. Off-site ATM 🏙️

➡ This ATM is installed at places other than the bank branch — like malls, airports, petrol pumps, markets.

➡ It is useful for customers when they are away from their branch.

➡ Cash is refilled and maintained by the bank that owns the ATM.

📝 Main use: Easy cash withdrawal at public places.

3. White Label ATM ⚪

➡ These ATMs are owned and operated by non-banking companies (with RBI approval).

➡ They don’t show any bank’s logo — instead, they display the logo of the operator.

➡ Any bank customer can use them with their debit card.

📝 Main use: To increase ATM availability in remote areas.

4. Brown Label ATM 🟤

➡ The hardware and machine are owned by a private company, but the cash and network belong to a bank.

➡ The ATM carries the branding of the bank.

➡ The private company manages the maintenance and technical part.

📝 Main use: Cost-saving for banks; they outsource ATM management.

5. Orange Label ATM 🟠

➡ These ATMs are specially meant for share trading transactions.

➡ They are not commonly seen in public areas.

➡ Used mainly by people dealing in stock markets.

📝 Main use: For securities and stock-related banking transactions.

6. Green Label ATM 🟢

➡ These ATMs are meant for agriculture-related transactions.

➡ Used mainly in rural and semi-urban areas.

➡ Help farmers access credit, subsidies, or other funds.

📝 Main use: To support farmers with easy banking access.

7. Pink Label ATM 💮

➡ These ATMs are meant exclusively for women customers.

➡ Often installed in places that are safer and more secure.

➡ Sometimes have extra security features like guards or CCTV.

📝 Main use: To provide safe and easy banking for women.