The Student Loan Cancellation Debate

What the student loan cancellation proposals have produced and what the evidence supports

The Debate

The student loan cancellation debate -- the specific policy question of whether and how much of the 1.77 trillion dollar federal student loan portfolio should be cancelled, and for which borrowers -- has produced the specific policy action of the Biden administration partial cancellations and the specific Supreme Court decisions that have constrained the executive authority to cancel.

The Evidence

The specific evidence on who holds the debt: the distribution of the student loan portfolio is not uniformly progressive -- the borrowers with the highest loan balances are disproportionately the graduate school borrowers whose professional degrees produce the income that debt service requires. The borrowers most harmed by the debt are the community college borrowers whose credential outcomes have not produced the income the debt service requires.

Mamdani Post Analysis

The Mamdani Post covers student loan cancellation because the accountability journalism of the progressive policy agenda requires the honest engagement with the evidence on who benefits from the specific cancellation proposals.

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