Terms of Use

These terms and conditions will automatically apply to you ("User", "you", "your") when you download and use this app – so please read them carefully and make sure you understand them before using this app.

The Application, all trademarks, database rights, copyrights and all other intellectual property rights associated with it belong to Arthur Stepanov ("Developer", "we", "us", "our"). The user is prohibited from modifying or copying the application, any part of it, or trademarks associated with the application in any way. You are not allowed to try to extract the source code of the application, and you should not try to translate the application into other languages or create derivative versions.

The developer makes efforts to ensure that the application meets your expectations as usefully and effectively as possible and achieves the goals of the application, strives to comply with and ensure compliance with the necessary and applicable technical and industry standards. Therefore, it reserves the right to make changes to the app, release improvements and new versions of the app, and charge for its services at any time and for any reason. When you charge a fee, you will be told exactly what you are paying for and we will never charge you without an explanation.

The Application stores and processes personal data that the User enters at their own discretion and this data is used and stored in accordance with the terms of the Privacy Policy. Therefore, it is recommended that you read the above Policy. You are personally responsible for the security of your phone, access to the app, and access to the personal data of third parties.

Also, the User is advised not to jailbreak or root his device, which is the process of removing software restrictions and limitations imposed by the official operating system of the User's device. This can make the User's device vulnerable to malware or viruses, compromise the security features of the device, and may also mean that the application will not work properly or at all. To protect your data from illegal access, please set a four-digit PIN code in your device settings. Or use your fingerprint, if it is supported by your device.

For the proper functioning of the application, as well as to study and improve the user's interaction with the application, the Developer may transfer some data to third parties and services that declare their own Terms and Conditions. For more information about the transmitted data, the terms of its storage and use, please read the existing Privacy Policy of the application.

Links to third-party service providers used by the app: 

• Аmplitude (www.amplitude.com)
• iCloud (www.icloud.com)
• Facebook (www.facebook.com)
• Google (www.google.com)

There are also some provisions and situations for which the Developer does not take responsibility:

• Some features of the app will require the app to have an active internet connection. The connection can be Wi-Fi or provided by the User's mobile provider, but the Developer cannot be held responsible for the fact that the application does not work in full if you do not have access to the internet, and you do not have access to up-to-date data.
• If the User uses the app outside of the Wi-Fi zone, they should remember that their terms of agreement with the mobile provider will still apply. As a result, the User's mobile provider may charge a data transfer fee for the entire connection time when accessing the app, or other third-party fees. By using the app, you’re accepting responsibility for any such charges, including roaming data charges if you use the app outside of your home territory (i.e. region or country) without turning off data roaming.
• If the User is not a bill payer for the device on which they are using the app, they should keep in mind that the Developer assumes that the User has received permission from the bill payer to use the app.
• The Developer cannot be held responsible for the complete or partial loss and damage of any User data used to achieve the goals of the application, which occurred as a result of reasons beyond the Developer's control, for example: physical damage of user's device, damage and failures of the user's device operating system, failures in the provision of third-party services used, etc. Also, the Developer is not responsible for the loss of data that occurred as a result of the lack of data synchronization as a result of non-payment or non-timely payment for the functionality provided by the application.
• This application is not a program for accounting, calculating and paying taxes and fees required and provided by the laws of your country. It is designed to optimize and account for interaction with counterparties, as well as statistical understanding and accounting for the development of your business. Thus, the Developer is not responsible for any losses, direct or indirect, that the User may suffer as a result of relying entirely on this functionality of the application.
• Liability claims against the Developer, which relate to damages of material or ideal kind, caused by the use of the presented application, are fundamentally excluded, as long as the Developer has no proven intentional or grossly negligent fault.

By installing the application and registering a paid subscription to it, the User agrees to the paid, unlimited use of the application functionality. Payment for the application functionality will be charged automatically at the beginning of the next tariff-defined period. If you do not pay for the services provided by the application on a certain date, the functionality of the application will be truncated and the User will not be able to fully use it.

The Developer can take steps to update the app at any time. The system requirements (and any additional systems that the Developer decides to extend the app's availability to) may change, and the User will need to download updates if they want to continue using the app.

The developer does not promise that he will always update the application so that it is relevant to the User and / or works with the version of the operating system installed on his device. However, the User promises to always accept app updates when they are offered to him. The Developer can also stop providing the application and stop using it at any time without notifying the User.

Unless the Developer notifies otherwise, upon any termination of the application:

• The rights and licenses granted to the User in these terms will terminate
• The User must stop using the app and (if necessary) delete it from their device

The Developer may update these Terms and Conditions from time to time. Therefore, the User is advised to periodically review this page for any changes. The Developer notifies the User of any changes by posting the new Terms and Conditions on this page. The User's continued use of the application after making changes to these Terms and Conditions is considered acceptance by the User of such changes.

These Terms and Conditions come into force from 21 May 2021.

If you have any questions or suggestions about these Terms and Conditions, do not hesitate to contact us at

arthur.stpnv@gmail.com