Senior Risk Data Analyst

Relocation | Cyprus or Mexico

Plata  

Credit Card Risk Team:

The Credit Card Risk team is dedicated to managing credit card risk and profitability. We develop credit card risk decision making (origination, CLIP) and collection strategies

Challenges that await you:

• Manage, monitoring and improvement of credit card’s risk origination strategy: Limit Policy, ML models, cut-offs, Rules to maximise product profitability
• Develop and manage NPV model of the product
• Interaction with business department about product and origination process, product conditions, tariffs, acquisition channels profitability

What makes you a great fit:

• 5+ years experience in analytical roles (data science or related), at least 2 in risk departments
• Education: Mathematics, physics, engineering, economics, computer science
• Understanding of retail risk management principles: adverse selection, vintage / portfolio analysis, knowledge of key risk and product metrics in retail lending
• Knowledge of unit economics of credit cards, ability to explain dependencies and key metrics
• Experience with databases, strong knowledge of SQL
• Experience with one of the analytical scripting languages (Python / R)
• Strong analytical skills, understanding of basic machine learning concepts
• Strong knowledge of mathematical statistics and understanding of probabilities

Our ways of working:

• Innovative Spirit: A commitment to creativity and groundbreaking solutions
• Honest Feedback: valuing open, transparent communication
• Supportive Team: a strong, collaborative community
• Celebrating Achievements: recognizing our wins together
• High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances

Our benefits:

• Relocation support to Cyprus or Mexico with full visa & permit support to the employee and family
• Flexible work from one of our offices or remote
• Healthcare Coverage
• Education Budget: Language lessons, professional training and certifications
• Wellness Budget: Mental health and fitness activity reimbursements
• Vacation policy: 20 days of annual leave and paid sick leave

More information about the vacancy: Risk Data Analyst Senior [Credit Card Risk] (platacard.mx)