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Find your expert. Santander Business Banking offers a range of products for UK-registered business with simple banking needs and up to 2 directors, owners shareholders or partners. CommercialDirectLending santander. Morrison santander. CommercialRealEstateFinance santander. If this happens to you, hang up, wait 5 minutes to be sure the line is clear, and then call us on to report the scam or fraud. Visit our fraud prevention to learn more. For anything else, please speak to your dedicated Relationship team. You can also call our Client Services Team on or email for any of these reasons:. Help with common queries. For information on call charges please see call charge information. Diversifying into new products and service lines can provide an effective path to fast growth, as you sell more products to existing customers or establish new markets. Is it time to diversify your business? Adding new products and service lines or starting new companies within a group can significantly enhance your ability to grow rapidly. Businesses diversify for a number of reasons. Perhaps the most basic of these is survival. By definition, a company that focuses on a narrow range of products will only have access to a finite number of customers. In these circumstances, diversification into new product lines may be essential to the long-term viability of the company. In the case of cyclical business, diversification can help regulate cashflow throughout the year. For instance, a business that supplies heating equipment is likely to sell the bulk of its products through autumn and winter, as demand falls away with the approach of summer. If the company remains focused on heating it will need to sell enough during the high period to make up for the dip in revenue during the fallow months. An alternative is to diversify into a product that will balance sales across the seasons; air conditioning, perhaps. But diversification is not just about survival. New products or business lines will enable you to make more sales to existing and new customers and depending on how you diversify expand into markets that would otherwise have been closed to you. There are many ways in which to diversify. The most straightforward of these is to provide a natural extension of the goods or services that you already offer to customers. It was a natural progression that nonetheless drove rapid growth. To maximise market share the company offers a broad range of soft drinks, from orange through to diet versions of Coke itself. A variation of this theme is the addition of complementary services. For instance, manufacturers can boost revenues by not only acting as suppliers but also providing follow-up services such as maintenance. This approach can be particularly useful when the economic cycle turns down. Thus, a manufacturer that provides both goods and services can maintain a consistent revenue stream. Diversification can also take the form of brand extension across an apparently unconnected range of products or companies. For instance, the Virgin brand has been stretched across transport trains, planes, holidays , music record retail and recording , telecommunications TV and mobile phones and financial services. This kind of diversification has worked because of the strength of the Virgin brand. It is seen as youthful, buccaneering and often providing better value than established players in the market. The allure of the Virgin brand has been instrumental in driving expansion. There are some advantages to this approach. Brand extension carries a certain degree of risk. For instance, delays or problems with Virgin trains could conceivably hit the perception of Virgin Atlantic airlines. By trading under a different name you can ring-fence one business from another in terms of public perception and reputation. Perhaps more importantly, by establishing each company as a separate entity, you also ring-fence the finances. In that respect, if one business fails it can be wound up in an orderly fashion without necessarily affecting other businesses within the group. Business advisors tend to caution that the core business that is, the original business should be trading successfully before any new venture is launched. Launching a new product or business will inevitably eat up management time and divert attention from other parts of the operation. Developing and launching new products or starting a new business within a group can be a costly undertaking. The risks associated with diversification become more acute when you move away from your comfort zone. Extending your product range to appeal to an existing customer base i. Launching an unrelated product to an established customer base carries a higher risk. Selling new products to a whole new marketplace is seen as the riskiest approach of all. But it can pay off. The key is to plan carefully. Do your market research. Get the right managers in place and ensure any new venture is properly funded. You should also look carefully at the financial and corporate structures. Do you keep everything within the existing business or establish a new entity? With the right people, business plan and structure in place, diversification can serve to supercharge growth. Answer the simple questions below to find the right contact details. Are you a new or existing customer? Existing customer. New customer. What's your annual turnover? It looks like Santander Business Banking might meet your needs. Visit Santander Business Banking. Do you need lending facilities? No, I don't. Get in touch with us using the details below. Do you operate in the Real Estate sector? What region are you based in? Yorkshire and North East England Get in touch with us using the details below. Yorkshire and North East England. East Midlands and East of England Get in touch with us using the details below. East Midlands and East of England. South East England Get in touch with us using the details below. South East England. London Get in touch with us using the details below. South Wales Get in touch with us using the details below. South Wales. North West England Get in touch with us using the details below. North West England. West Midlands Get in touch with us using the details below. West Midlands. South West England Get in touch with us using the details below. South West England. North Wales Get in touch with us using the details below. North Wales. Scotland and Northern Ireland Get in touch with us using the details below. Scotland and Northern Ireland. Which region are you based in? South West and South Wales Get in touch with us using the details below. South East Get in touch with us using the details below. Yorkshire and North East Get in touch with us using the details below. We will never call you from any numbers shown on this page. Online resources Help with common queries. Corporate News articles The Benefits of Diversification. The Benefits of Diversification 1st Feb 8 min read. Diversify and grow There are many ways in which to diversify.

With no buyers, Colombian farmers are sitting on kilos of coca paste

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On this farm in El Zulia, on the Colombian border with Venezuela, there is only one man picking coca leaves. Six months ago, there would have been about 10 or 12 workers picking coca leaves on this farm. There also would have been no need to travel to another part of the department of Santander to look for work as a picker. Of course, nobody can confirm any of these theories. The growers keep kilos of coca paste hidden in plastic bags at home, waiting for buyers. Today, they still have leftover stock. Many pickers are still waiting for their money. Some have even had to accept being paid with pieces of paste — the same paste that was made from the leaves they ruined their hands picking. Many have sought work in coal mines or oil palm plantations, even though they earn far less than what they used to make. Nobody buys. The new government needs to do something. He has mused about putting an end to the aerial fumigation against crops for illicit use and of strengthening the Comprehensive National Program for the Substitution of Illicit Crops PNIS. But how will that work? Copy link. Workers take a break from picking coca. Santiago Mesa Many pickers are still waiting for their money. Colombia Venezuela. Disfruta de nuestras lecciones personalizadas, breves y divertidas. Disfrute de nuestras lecciones personalizadas, breves y divertidas. Italiano online. Nuevo curso 'online'. Crucigramas minis. Crucigramas Tarkus. Sudokus mini. Sopas de letras. Global MBA. Clases virtuales. Posgrado en Recursos Humanos. Palabra secreta.

Santander buy coke