Review [Pngme]Decentralized Lending Platform and Mobile Banking App

fair111

Mobile Finance Marketplace

Borderless Payments, Lending, and Credit

Pngme: A Global Alternative Lending Platform and Mobile Payment Application

Pngme is global alternative lending platform that gives institutional investors access to an alternative lending asset class. Using tokenized digital bonds, decentralized rate setting algorithms, and digital-footprint-based credit scoring Pngme creates an open and transparent lending platform where borrowers can obtain low-cost capital and investors can access alpha.

For borrowers Pngme provides the necessary tools to credit score their customers and raise capital by issuing digital bonds that are sold on our lending platform to investors. Our Credit Scoring APIs allow for seamless integration with a borrower’s mobile payment application in order to embed credit default risk into the digital bond through our Digital Bond API. By providing current and historical credit risk information investors are able to price capital more efficiently and increase the supply of affordable capital for borrowers.

Additionally Pngme’s mobile banking application increases access to finance for business owners and consumers. Featuring mobile-to-mobile payments, savings, and a digital credit score, the app gives consumers easy access to finance anywhere in the world from their mobile device.

Our mission is to close the $5.2 trillion dollar finance gap that affects 200 million micro, small, and medium sized enterprises globally. This will drive sustainable economic growth from the bottom of the financial pyramid increasing opportunity and quality of life.

Global Mobile Finance Marketplace for Finance Institutions and MSMEs

Mobile Payments

Low or fee-less mobile payments in your local or digital currency

Everyday Accounts

Easily create a daily spending account for everyday mobile payments

Loan Marketplace

Lend and borrow money on Pngme at competitive interest rates

Credit Score

Algorithmic credit score created from a user’s mobile digital footprint

Piggy Bank

Earn interest on the money saved in your Pngme piggy bank account

Rewards

Earn Pngcoin rewards when you refer friends and save Pngcoin

Available on Android and iOS

Coming Soon

Launching in 2019, our mobile app will allow early users to earn rewards, lend money, and build their borderless credit score.

Our second release will bring, USD, GBP, EUR, and KSh currencies to a users wallet. Allowing users to make instant payments and save in their local currency.

Earn Rewards

By signing up and registering for a free credit score you will receive free Pngcoin directly to you Pngme accounts.

The more you build you credit score the more Pngcoin you can earn! Pngcoin are redeemable for cash in the future.