PUBLIC OFFER AGREEMENT (TERMS OF SERVICE)

Iron Bet — paid access to sports-analytics content on Telegram

IMPORTANT NOTICE — PLEASE READ BEFORE PAYING

This Service provides information and subjective analytical opinion about sporting events. It is not a betting service, not a gambling operator, not an investment or financial service, and not professional advice. No result, profit, win rate or return is guaranteed. Any use you make of this information is your own decision, at your own risk, with your own money.

Gambling can be addictive and can cause serious financial, psychological and social harm. If you feel you are losing control, stop and seek help (e.g. Gamblers Anonymous, or the national helpline of your country).

Age limit: 18+ (or the higher age of majority / minimum gambling age in your country).

1. THE PARTIES

1.1. The Service is operated under the Iron Bet project (the "Project", "the Provider", "we", "us").

1.2. Operator of the Project: IRON BET TEAM

1.3. Official contact of the Provider: ironbetro@gmail.com

It is used solely for the legally significant communications expressly named in this Agreement (clause 9.7, clause 10.2, Section 16). All operational matters — payment, charges, cancellation of the subscription, access — are handled through Tribute (clause 10.3) and are not addressed to the Provider.

1.4. Full registration details of the Operator are disclosed when a communication under clause 1.3 is dealt with, and in any dispute — in accordance with Article 5 of Directive 2000/31/EC and Article 6 of Directive 2011/83/EU.

1.5. The Provider is your counterparty for the content. Tribute (see Section 7) is only a payment intermediary and is not a party to this Agreement.

1.6. The person accepting this offer is referred to as "the Client", "you".

2. STATUS OF THIS DOCUMENT AND ACCEPTANCE

2.1. This document is a public offer addressed to an indefinite number of persons. It sets out the full terms on which the Provider grants paid access to the Content.

2.2. You accept this offer by any of the following actions, whichever occurs first: (a) ticking / confirming acceptance in the Tribute payment flow; (b) making a payment for access; (c) joining or remaining in a paid (VIP) Telegram channel of the Provider.

2.3. Acceptance is unconditional and in full. Partial acceptance is not permitted. If you do not agree with any provision, do not pay and do not join the paid channel.

2.4. Before paying you confirm that you have read this Agreement, the Privacy Notice (Section 15) and the terms of Tribute (Section 7.4).

2.5. On acceptance, a distance contract for the supply of digital content is concluded between you and the Provider. We will send or make available to you confirmation of the contract on a durable medium (e-mail or Telegram message) within a reasonable time after conclusion, as required by Article 8(7) of Directive 2011/83/EU.

3. SUBJECT OF THE AGREEMENT

3.1. The Provider grants the Client, for a fee and for the period paid for, access to a closed Telegram channel and/or bot containing analytical, statistical and informational materials about sporting events ("the Content"): statistics, match reviews, subjective opinions, probability estimates, money-management notes and educational materials.

3.2. What the Content is not. The Content is not: (a) a bet, wager, game of chance or any gambling product; (b) an offer or invitation to place a bet with any operator; (c) investment advice, financial advice, or a financial recommendation within the meaning of Regulation (EU) 596/2014 or Directive 2014/65/EU; (d) a guarantee, promise or forecast of any financial outcome.

3.3. The Provider does not accept bets, does not hold client funds for betting, does not operate any gambling facility and holds no gambling licence. The Provider does not organise, host or facilitate gambling.

3.4. The Content is supplied "as is" and is intended for informational and educational purposes only.

3.5. Meaning of marketing names. The names of tariffs, sections and categories of material — including "Safe Bets", "LIVE entries", "PreMatch", "tickets" and "Full strategy access A-Z" — are conventional labels for categories of analytical content and do not mean a guaranteed, safe or risk-free outcome, the absence of any possibility of loss, or any level of return. The word "Safe" in a section name denotes only the author's subjective assessment of the relative conservatism of an approach. Every bet remains fully at risk.

4. ELIGIBILITY AND CLIENT WARRANTIES

4.1. By accepting this offer you warrant that: (a) you are at least 18 years old, or older if the law of your country of residence sets a higher age of majority or minimum gambling age; (b) you have full legal capacity to enter into this Agreement; (c) you act for purposes outside any activity prohibited in your jurisdiction, and it is lawful for you to receive this Content where you live; (d) you understand that betting involves a real risk of losing all money staked, and that past results of any analysis do not predict future results; (e) you take full and sole responsibility for every decision you make on the basis of the Content; (f) you are not currently self-excluded from gambling, and you are not knowingly acting against a diagnosed gambling disorder.

4.2. If we establish that a Client is under 18, access is terminated immediately and the amount received for the unused period is refunded.

4.3. The Client is solely responsible for complying with the laws of their own country regarding betting, gambling and the taxation of any winnings.

5. WHAT THE PROVIDER UNDERTAKES

5.1. To provide access to the paid channel within 24 hours of the payment being confirmed by Tribute (usually immediately and automatically).

5.2. To publish materials during the paid period with the regularity stated in the description of the relevant tariff on the Provider's official Telegram channel.

5.3. To apply reasonable professional care in preparing the Content.

5.3-bis. Format of the Service: fully automated. The Service operates as automated one-to-many publication of content. The tariff price does not include, and the Provider does not supply:

• individual consultations, personal review of bets, coaching or mentoring;
• answers to the Client's questions about the substance of the materials;
• personal support or assistance with Telegram, the Client's bank or the payment service;
• assistance with cancelling a subscription (cancellation is carried out by the Client themselves, see clause 8.5).

The absence of such support is not a defect in the Service and does not give rise to a refund. This clause does not limit the Provider's duty to deal with formal complaints under clause 1.3.

5.4. The Provider does not undertake and does not guarantee: any level of profitability, win percentage, ROI, number of winning selections, or any specific financial result. Any statistics of past performance published by the Provider are historical and are not a promise of future results.

5.5. If access cannot be provided for reasons attributable to the Provider for a continuous period exceeding 72 hours, the paid period is extended by the corresponding time, or, at the Client's choice, a pro-rata refund is made.

6. PRICE AND TARIFFS

6.1. Current Iron VIP Access tariffs:

PeriodSubscription price1 monthEUR 1493 monthsEUR 2891 yearEUR 689Current prices are shown in the Tribute payment interface; in the event of a discrepancy with this document, the price displayed to the Client in the Tribute interface at the moment of payment prevails.

6.2. Tribute service fee. Tribute adds its own service fee on top of the subscription price. The final amount ("Total price") is shown to the Client before payment is confirmed and is charged as a single payment. Example as at the date of this version: subscription price EUR 149 + service fee EUR 4.62 = EUR 153.62 charged. All subsequent automatic charges are made in the amount of the Total price, not the subscription price alone.

6.3. The service fee is set by Tribute and may change without the Provider's involvement. The Provider does not receive the service fee.

6.4. Prices are stated in EUR. Payment in another currency is possible: the EUR amount or its equivalent at the exchange rate on the date of the charge is debited. The Client's own bank charges and conversion losses are borne by the Client.

6.5. The subscription price is inclusive of all taxes payable by the Provider. Where the Provider is liable for VAT on digital services in the Client's country, that VAT is included.

6.6. The Provider may change prices. A change of price never affects a period already paid for. For running subscriptions, see clause 8.7.

7. PAYMENT — TRIBUTE

7.1. All payments for access are processed exclusively through the Tribute service (Telegram bot @tribute), operated by TRBT Limited, a company registered in the Republic of Cyprus under registration number HE 443898 ("Tribute"). Tribute discloses its Cyprus registration directly in the payment window.

7.2. Tribute acts as the authorised payment agent of the Provider. Payment made by the Client to Tribute discharges the Client's payment obligation to the Provider at the moment the payment is confirmed by Tribute.

7.3. Payment methods: bank card (Visa, Mastercard, MIR and others) or Wallet (Telegram Wallet, including TON/USDT/BTC). The list of methods and the limits are determined by Tribute and may change without notice from the Provider (as at this version: minimum EUR 1, maximum EUR 3,000 per transaction).

7.4. Payment notifications and receipts are sent to the Client through the @tribute bot. The Provider does not issue separate fiscal documents unless required by applicable law.

7.5. Acceptance of Tribute's terms. By tapping "Add card" in the payment window, the Client confirms that they have read Tribute's Terms of Service (https://tribute.tg/terms.html) and Tribute's Privacy Policy. Tribute's documentation is at https://wiki.tribute.tg. Tribute's terms are governed by the law of Cyprus.

7.6. Order of precedence. The mechanics of payments, charges and subscription cancellation are governed by Tribute's rules. Where Tribute's terms conflict with the Client's mandatory consumer rights against the Provider under Sections 9–11, this Agreement prevails as between the Client and the Provider.

7.7. The Provider does not receive, store or process the Client's payment-card data. Card data is handled by Tribute and its payment providers.

7.8. Technical failures of Tribute, Telegram or the Client's bank are outside the Provider's control. The Provider will nevertheless assist the Client in good faith in resolving any such incident.

8. SUBSCRIPTIONS AND AUTOMATIC RENEWAL

8.1. Access is sold as a recurring subscription. By completing payment the Client consents to recurring payments: the stated amount, or its equivalent, is charged automatically to the Client's card from the date of the first payment, at the selected frequency, until the Client cancels. Tribute states this expressly in the payment window before payment is confirmed.

8.2. Billing period: as selected by the Client — 1 month, 3 months or 1 year.

8.3. Renewal date: the same calendar day of each following period as the date of the first payment.

8.4. Amount charged: the Total price, including Tribute's service fee (clause 6.2).

8.5. How to cancel — self-service, one step. The Client may cancel at any time, without giving reasons and without contacting the Provider:

• primary method: personal account in the @tribute bot → Menu → select the subscription → "Cancel Subscription";
• if the button is unavailable or cancellation fails: Tribute support — @TributeSupportBot.

The same methods are stated by Tribute directly in the payment window before payment is confirmed. Cancellation is executed technically on Tribute's side; the Provider has no access to the Client's payment subscriptions and cannot cancel them on the Client's behalf. Contacting the Provider to cancel is neither required nor faster.

8.6. Cancellation stops future charges and takes effect at the end of the current paid period: the Client keeps access until the end of the period already paid for, and no charge is made thereafter. Voluntary cancellation in the middle of a paid period does not of itself give a right to a refund of that period By that point the right of withdrawal has already been lost under clauses 9.4-9.5.

8.7. Price changes for existing subscribers. If the Provider increases the price of a running subscription, the Client will be notified at least 14 days before the next renewal date, by message in the paid channel and, where possible, by direct message. The new price applies only from the next renewal. If the Client does not agree, the Client may cancel under clause 8.5 before that date and will not be charged the new price.

8.8. Gift purchases. Tribute allows access to be purchased as a gift for another person. In that case the purchaser is the party to the contract and the payer, and the right of withdrawal, if it survives under clause 9.7, belongs to the purchaser. The recipient must meet the requirements of Section 4 (including 18+); if they do not, access is not granted and the payment is refunded to the purchaser.

8.9. Removal from the channel. If a renewal payment fails or the subscription is cancelled, access is revoked and the Client is removed from the paid channel at the end of the paid period. This is automatic and is not a sanction.

9. TIME OF PERFORMANCE AND LOSS OF THE RIGHT OF WITHDRAWAL

9.1. The service is performed immediately and automatically. Once payment is confirmed by Tribute, the Client is automatically added to the closed channel — with no further action by the Provider, no waiting period and no possibility of postponing that moment. By completing payment the Client thereby expressly requests immediate supply of the digital content.

9.2. Moment of full performance. The contract is deemed to have been performed by the Provider in full at the moment access to the closed channel is granted. From that moment the service is supplied and the payment is final. Tribute applies the same approach: the service fulfils its obligations at the moment it provides the user with access to subscription content.

9.3. Consequence: no refund is made. A payment for which access has been granted is not refundable (Section 10). Subsequent cancellation of the subscription, non-use of the access, absence of profit from betting, or a change of mind on the Client's part do not affect the fact that performance has taken place. Where access was in fact never granted, performance never began, and such a payment is refunded as a technical error through Tribute support (clause 10.2 (a)).

9.4. Legal basis - Article 16(m) of Directive 2011/83/EU. The right of an EU/EEA consumer to withdraw from a distance contract within 14 days does not apply to digital content supplied otherwise than on a tangible medium where performance has begun with the consumer's prior express consent and with their acknowledgement that they thereby lose that right. This Agreement establishes exactly that arrangement, and for that reason no 14-day refund is available under it.

9.5. The Client's consent and acknowledgement. By completing payment and/or ticking acceptance of this Agreement, the Client:

(i) gives express prior consent to performance beginning immediately, before the 14-day period expires; and(ii) acknowledges that the Client thereby loses the right of withdrawal as soon as access is granted.

9.6. The right can be preserved only before payment. A Client who does not wish to lose it must not make the payment. After payment, access is issued automatically and deferring it is technically impossible.

9.7. Notice under Article 6(1)(k) of Directive 2011/83/EU. The Client is expressly informed in advance that, by virtue of clauses 9.4-9.5, the Client will not benefit from a right of withdrawal. For that reason no model withdrawal form is provided for, or required, under this Agreement.

9.8. Boundaries of Directive (EU) 2019/770. The Client's rights under that Directive are preserved solely in respect of the actual supply, availability and functioning of the Content. The success rate of selections, the strike rate and the financial outcome of bets are not characteristics of conformity of the Content with the contract and cannot found a claim under that Directive.

10. REFUNDS

Relationship with Tribute's rules. Tribute's Terms provide that "all your payments to a Creator are final and non-refundable", and that the service fulfils its obligations at the moment it gives the user access to subscription content. At the same time, those very Terms state expressly that "All deals are made directly between a Creator and a Follower", that the Creator and the Follower "independently determine the terms and conditions" of the deal, and that Tribute "does not participate in deals between a Creator and a Follower, does not determine their terms", acting solely as a "payment agent authorized by Creators".

It follows that: (a) the rule that payments are final and non-refundable applies to payments received by Tribute as payment agent: Tribute is not the seller of the Content and makes no refunds on the substance of the deal, other than technical payment errors; (b) the terms of the deal itself, including the grounds and procedure for refunds, are determined by this Agreement between the Client and the Provider — exactly as Tribute's Terms direct; (c) this Section reproduces the same general rule — no refund is made — and sets out a narrow closed list of technical exceptions.

There is no conflict between this Agreement and Tribute's Terms. Tribute governs the movement of money; the Provider governs the terms of the deal and answers to the Client under them.

10.1. GENERAL RULE: NO REFUND IS MADE

Payments are final and non-refundable from the moment access is granted (clause 9.2). No refund is made, in particular, where:

(a) the Client did not use the access, did not read or did not apply the Content; (b) the selections or analysis did not produce a win, and the Client's bets were loss-making — the absence of profit is not a defect in the Content and is expressly not guaranteed (clauses 3.2, 5.4, 9.9); (c) the Client is dissatisfied with the quality, volume, style, quantity or frequency of the material, where material was in fact published; (d) the Client cancelled the subscription mid-period — no refund is made for the remainder (clause 8.6); (e) the Client's circumstances changed, interest was lost, time ran short, or the Client changed their mind; (f) the Client expected personal consultations, review of bets or support — these are not part of the service (clause 5.3-bis); (g) the Client did not cancel in time and an automatic charge was taken — provided the auto-renewal was disclosed in accordance with clauses 8.1-8.4 and access for the new period was granted; (h) access was terminated for a material breach by the Client (clause 12.4).

10.2. CLOSED LIST OF EXCEPTIONS

A refund is made only in the cases listed below. The list is exhaustive and reflects solely those requirements which can be set aside neither by this Agreement nor by Tribute's Terms:

(a) payment succeeded but access was not granted — the Client was not added to the channel; (b) technical payment error: duplicate or repeated charge, wrong amount charged, a charge taken after a confirmed cancellation (this is also the ground on which Tribute itself processes refunds); (c) access was unavailable for more than 72 continuous hours through the Provider's fault — compensation is made by extending the paid period by the corresponding time; a pro-rata refund is made only where extension is impossible; (d) the Client is found to be under 18 (clause 4.2) — the amount for the unused period is refunded; (e) at the Provider's discretion, as a goodwill gesture — this is a right and not an obligation of the Provider; such a decision sets no precedent and creates no entitlement in comparable cases.

In all other cases no refund is made.

10.3. Where to go — routing of requests.

• SituationWhere to goCancelling a subscription, stopping chargesSelf-service: @tribute bot → Menu → "Cancel Subscription" (clause 8.5)Double or repeated charge, wrong amount, other technical payment errorTribute support: @TributeSupportBot — the route Tribute designates for refundsPayment went through but access was not grantedTribute support: @TributeSupportBot (clause 10.2 (a))Payment taken, access not granted (clause 10.2 (a))Tribute support: @TributeSupportBotChannel unavailable for more than 72 hours (clause 10.2 (c))Tribute support: @TributeSupportBotQuestions on the substance of the materials, personal consultations, review of betsNot provided (clause 5.3-bis)Formal complaint under this Agreement Virtually every request is resolved on Tribute's side, since Tribute processes payments, manages subscriptions and handles refunds on technical grounds. No separate approach to the Provider is required for this.
• The channel under clause 1.3 is intended solely for formal complaints under this Agreement. Operational matters sent there are not dealt with and are redirected to Tribute.
• Refunds are returned by the original payment method. The timing of the actual credit depends on Tribute and the Client's bank.

10.4. Chargebacks. The Client agrees to contact the Provider and/or Tribute support before initiating a chargeback or payment dispute with their bank. Tribute's terms allow Tribute to suspend or delete accounts where refund requests or chargebacks are made in bad faith. A chargeback made after access has been fully supplied and no ground under clause 10.2 exists may be treated by the Provider as a breach of this Agreement, resulting in loss of access. This clause does not limit the Client's statutory rights or their rights against their card issuer.

11. THIRD-PARTY LINKS, ADVERTISING AND AFFILIATE DISCLOSURE

11.1. The Content and the channels may contain links to third-party resources, including bookmakers and other gambling operators.

11.2. Affiliate disclosure. Some of these links are affiliate / referral links: the Provider may receive commission or other remuneration if you register with, deposit with or place bets with the operator concerned. This is disclosed in accordance with Directive 2005/29/EC (Unfair Commercial Practices Directive), Articles 6–7. Any post, message or material containing such a link is additionally marked "advertising" / "affiliate link" at the point of publication.

11.3. The presence of a link, banner or mention is not a recommendation, endorsement or warranty in respect of the operator, its licence, its solvency, its odds, its bonus terms or its treatment of customers. The Provider does not control third-party services and is not liable for their content, products, promotions, terms or actions.

11.4. Your responsibility for the legality of gambling. Gambling law differs in every country, and advertising of gambling is restricted or prohibited in a number of EU Member States. The Client must satisfy themselves that registering with and betting with any linked operator is lawful in the Client's country of residence, and must not use any such link if it is not. The Provider directs no gambling advertising at, and accepts no Clients from, jurisdictions where such advertising or such services are prohibited to the Provider — a list of excluded territories, where applicable, is published on the Provider's official channel.

11.5. All advertising material is directed exclusively at persons aged 18+ and always carries a responsible-gambling warning.

12. CLIENT OBLIGATIONS AND CONFIDENTIALITY

12.1. The Content is supplied to the Client personally. The Client shall not disclose, publish, resell, re-post, share, mirror, forward or otherwise make available the Content or any part of it to any third party, and shall not grant access to their account to third parties.

12.2. Screenshots, copying, automated collection (scraping), recording and republication of the Content are prohibited without the Provider's prior written consent.

12.3. The confidentiality obligation survives termination of this Agreement for 3 years.

12.4. Sanctions for breach. In the event of a material breach of clauses 12.1–12.2, the Provider may restrict or terminate access. Termination on this ground is without refund of the current period only where the breach is material and proven, and the Provider will inform the Client of the reason and the evidence and give the Client an opportunity to respond. Disproportionate or automatic forfeiture is not applied. The Provider reserves the right to claim damages.

12.5. The Client shall behave respectfully in chats and shall not publish insults, threats, spam, advertising, discriminatory content or unlawful material.

13. INTELLECTUAL PROPERTY

13.1. All materials, texts, graphics, tables, methodologies, brands and designations of Iron Bet are protected by copyright and belong to the Provider or to their respective rights holders.

13.2. Payment grants the Client a non-exclusive, non-transferable, revocable licence to use the Content for personal, non-commercial purposes for the paid period only. No other rights are transferred.

13.3. Unauthorised use may give rise to civil and, where applicable, criminal liability.

14. LIABILITY

14.1. The Service is provided "as is" and "as available". The Provider does not warrant uninterrupted or error-free operation of Telegram, Tribute or the Client's own equipment.

14.2. The Client bears full responsibility for their own betting decisions and for any financial losses arising from them. The Provider is not liable for losses resulting from the Client's use of the Content, from the actions of bookmakers or other third parties, or from the Client's failure to comply with the law of their own country.

14.3. Where the Provider is liable, its aggregate liability to the Client under this Agreement is limited to the amount actually paid by the Client to the Provider in the 12 months preceding the event giving rise to the claim.

14.4. Mandatory rights are not affected. Nothing in this Agreement excludes or limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, for gross negligence or wilful misconduct, or any liability that may not be excluded or limited under the applicable mandatory law — including the consumer's rights under Directives 2011/83/EU, 2019/770 and 93/13/EEC. Any clause that would conflict with such mandatory rights does not apply to that extent.

15. PERSONAL DATA (GDPR)

15.1. Controller: the Provider, identified in Section 1. Contact for data-protection matters: as given in clause 1.3.

15.2. Data processed: Telegram ID and username, first/last name as shown in Telegram, e-mail address (if provided), payment history and subscription status received from Tribute (the Provider does not receive card numbers), correspondence with support, technical logs.

15.3. Purposes and legal bases (Art. 6 GDPR):

• performance of this contract — granting and maintaining access, support, refunds — Art. 6(1)(b);
• compliance with legal obligations (accounting, tax) — Art. 6(1)(c);
• legitimate interests — security, prevention of abuse and unauthorised distribution, defence of legal claims — Art. 6(1)(f);
• marketing messages, where applicable — consent, Art. 6(1)(a), withdrawable at any time.

15.4. Recipients / processors: Telegram FZ-LLC (message delivery), TRBT Limited / Tribute (payment processing — acting as an independent controller in respect of its own payment data), and, where used, accounting and hosting providers. Data is not sold. Transfers outside the EEA, where they occur, are made on the basis of the European Commission's Standard Contractual Clauses or an adequacy decision.

15.5. Retention: for the duration of the subscription and for 3 years afterwards (limitation period for claims); accounting records for the period required by tax law (usually 5–10 years).

15.6. Your rights (Arts. 15–22 GDPR): access, rectification, erasure, restriction, portability, objection, and withdrawal of consent. Requests to the clause 1.3 contact; we respond within 1 month.

15.7. You have the right to lodge a complaint with the supervisory authority of your Member State of residence, work or the place of the alleged infringement.

15.8. A separate, fuller Privacy Notice, if published, forms part of this Agreement.

16. COMPLAINTS AND DISPUTE RESOLUTION

16.1. Formal complaints under this Agreement are submitted in writing to the contact given in clause 1.3 and are dealt with within a reasonable time. The Provider maintains no other channel: a telephone line, live chat, personal correspondence and consultations are not part of the format of the Service (clause 5.3-bis). Operational matters — payment, charges, cancellation, access — go to Tribute (clause 10.3) and are not dealt with through the clause 1.3 channel.

16.2. The parties will attempt to resolve any dispute amicably.

16.3. Alternative dispute resolution. The European Commission's ODR platform ceased operating on 20 July 2025 and is therefore not available. Consumers resident in the EU may instead approach a competent national ADR body in their country under Directive 2013/11/EU, or the European Consumer Centre (ECC-Net) of their country. 

17. AMENDMENTS TO THIS OFFER

17.1. The Provider may amend this Agreement. The current version is always published at [URL of this page] with an "effective from" date and version number.

17.2. Material amendments (price, scope of service, refunds, liability, data) are notified to Clients with a running subscription at least 14 days before they take effect, by post in the paid channel and, where possible, by direct message or e-mail.

17.3. If the Client does not accept an amendment, the Client may cancel the subscription under clause 8.4 before the effective date, and the amendment will not apply to them; the Client retains access until the end of the paid period.

17.4. Amendments do not apply retroactively to a period already paid for. Clause 17 replaces any earlier provision allowing unilateral changes without notice.

18. FORCE MAJEURE

18.1. Neither party is liable for failure to perform caused by circumstances beyond its reasonable control: natural disaster, war, hostilities, terrorist acts, epidemic, acts of public authorities, blocking or failure of Telegram or of payment infrastructure, large-scale outages of communications or electricity.

18.2. The affected party shall notify the other within 10 days. If the circumstances continue for more than 3 months, either party may terminate this Agreement without penalty; sums paid for a period not yet supplied are refunded pro rata.

19. FINAL PROVISIONS

19.1. This Agreement takes effect on acceptance and remains in force for the paid period and for as long as the subscription is renewed.

19.2. Either party may terminate: the Client, by cancelling under clause 8.4; the Provider, on 14 days' notice, refunding pro rata the unused part of the paid period (save in the case of clause 12.4).

19.3. If any provision is held invalid or unfair, the remaining provisions stay in force, and the invalid provision is replaced by the applicable mandatory rule.

19.4. Sections 12 (confidentiality), 13 (IP), 14 (liability), 15 (data)

20.5. The language of this Agreement is English.

ANNEX — RESPONSIBLE GAMBLING

Betting is entertainment, not a source of income. Never stake money you cannot afford to lose. Never chase losses. Set limits on time and money in advance. Do not bet under the influence of alcohol, drugs or strong emotion. Do not bet with borrowed money.

Warning signs: betting more than planned; hiding it from family; borrowing to bet; irritability when unable to bet; betting to recover losses.

Help: Gamblers Anonymous (https://www.gamblersanonymous.org) and the national gambling helpline in your country. Most licensed operators offer deposit limits, time-outs and self-exclusion.

⚠️ RISK WARNING AND DISCLAIMER

Iron Bet — read this before you buy

1. WHAT YOU ARE BUYING

You are buying access to informational and analytical material about sporting events: statistics, reviews, the author's subjective opinions, probability estimates and educational material.

You are NOT buying:

• winnings, profit, income or any financial result;
• a bet, a wager or participation in gambling;
• financial, investment or legal advice;
• a guarantee, a forecast or a promise of anything.

Iron Bet is not a bookmaker. We do not accept bets, do not hold your money for betting, do not operate gambling and hold no gambling licence.

2. WE GIVE NO GUARANTEE OF EARNINGS

We do not guarantee and do not promise:

• any profit, income or return on the subscription;
• any strike rate or percentage of winning selections;
• any ROI, "green month", "winning run" or "getting into profit";
• that you will recover the cost of the subscription;
• that you will not lose money at all.

The only thing your payment buys is access to the content. Everything else depends on your decisions, your bankroll management, your bookmaker's odds, chance, and many factors outside our control.

A loss is a normal and expected outcome in betting. It is not a defect in our content and does not give rise to a refund.

3. PAST RESULTS DO NOT GUARANTEE FUTURE RESULTS

Any statistics, screenshot, report or history of results we publish relate to a past period only.

Past positive results neither guarantee nor predict positive results in the future. A run of successful selections can turn into a run of losing ones at any moment and without warning. That is the nature of betting, not a reflection of the quality of the analysis.

Do not base your decision to buy on past statistics. Assume that the future outcome may be anything, including the total loss of everything you stake.

4. SECTION NAMES ARE NOT PROMISES

The names of tariffs, sections and categories of material — "Safe Bets", "LIVE entries", "PreMatch", "tickets", "Full strategy access A–Z" and any others — are conventional labels for categories of content.

The word "Safe" in a section name reflects solely the author's subjective assessment of the relative conservatism of an approach. It does not mean safety, certainty, the absence of risk, or a reduced probability of losing.

There is no such thing as a safe bet. Any bet can lose.

5. EVERY DECISION IS YOURS

We do not place bets for you and have no access to your accounts.

The decision whether to bet, on what, how much and with which bookmaker is taken by you alone, at your discretion and at your own risk.

You bear full and sole responsibility:

• for every bet you place and its outcome;
• for the amounts you stake and for managing your bankroll;
• for any financial losses;
• for complying with the laws of your country on betting, gambling and the taxation of winnings;
• for the consequences to your budget, your family and your mental health.

We do not reimburse losing bets under any circumstances.

6. DO NOT BUY IF ANY ONE OF THESE APPLIES TO YOU

Please read this honestly and take it seriously.

Do not buy a subscription if:

• ☐ you are under 18;
• ☐ you are not sure you need this — doubt alone is reason enough not to buy;
• ☐ you are counting on guaranteed earnings, or treating this as a source of income;
• ☐ you intend to win back past losses;
• ☐ you intend to stake money whose loss would hurt: your last money, money for food, rent, a loan, medical care, or family money;
• ☐ you intend to borrow, take out credit or a payday loan for betting or for the subscription itself;
• ☐ you hide your betting from the people close to you;
• ☐ you have or have had a gambling disorder, or you are self-excluded;
• ☐ betting is prohibited or restricted for you by the law of your country;
• ☐ you are deciding under the influence of emotion, alcohol or drugs;
• ☐ you expect personal consultations and support — the service is fully automated and no personal consultations are provided.

If you ticked even one box, close this page. That is the best decision available to you right now.

7. 18+ AND THE RISK OF ADDICTION

The service is intended exclusively for persons over 18 (or older, where your country sets a higher age).

Gambling is addictive. It is a medically recognised disorder (ICD-11: 6C50, Gambling disorder) that damages finances, relationships, careers and health.

Signs that it is time to stop: betting more than you planned · chasing losses · borrowing to bet · hiding it from family · irritability when unable to bet · thoughts of betting crowding out everything else · lying about the size of your bets.

Where to get help:

• Gamblers Anonymous — https://www.gamblersanonymous.org
• Your country's national gambling helpline
• Self-limitation tools at licensed bookmakers: deposit limits, time-outs, self-exclusion
• A psychotherapist or psychiatrist — gambling disorder is treatable

If you feel you are losing control, stop now and get help. That matters more than any bet.

8. AFFILIATE LINKS — DISCLOSURE

The channel may carry links to bookmakers and other third-party services. Some of them are affiliate/referral links: we may receive commission if you register, deposit or bet through such a link. All such material is marked as advertising.

The presence of a link is not a recommendation, endorsement or warranty in respect of the operator, its licence, its reliability, its odds or its bonus terms. We do not control third-party services and are not responsible for them.

Before registering with any operator, satisfy yourself that it is lawful in your country. Gambling advertising and gambling services are restricted or prohibited in a number of countries.

9. THIS IS NOT FINANCIAL ADVICE

The material is not an investment recommendation, financial advice or professional advice within the meaning of Regulation (EU) 596/2014 or Directive 2014/65/EU. We are not licensed financial advisers and provide no regulated financial services.

Sports betting is not an investment and must not be treated as a way of saving, accumulating wealth or planning your finances.

10. WHAT YOU CONFIRM WHEN YOU PAY

By paying for a subscription and/or joining the closed channel, you confirm that:

1. you are at least 18 years old;
2. you have read and understood this Warning in full, and the Public Offer Agreement;
3. you understand that there is no guarantee of earnings and that past results guarantee nothing;
4. you understand that you may lose everything you stake;
5. you stake only money whose loss you can afford;
6. you take all decisions yourself and bear full responsibility for them;
7. you have no claim, and will raise no claim, against Iron Bet in connection with the outcome of your bets;
8. you are acting voluntarily, knowingly and of sound mind.

If you disagree with even one of these points, do not pay and do not join the channel.

11. CONTACT

Legally significant communications (withdrawal from the contract, complaints, refunds falling to the Provider)

Cancelling a subscription — self-service in the @tribute bot → Menu → "Cancel Subscription". Technical payment errors — support at @TributeSupportBot.

Personal consultations, review of bets and answers to questions on the substance of the material are not provided — the service is fully automated.

ANNEX A. SHORT VERSION FOR THE TRIBUTE TARIFF DESCRIPTION

⚠️ 18+. Informational content, not a betting service. We guarantee no earnings, profit or strike rate. Past results do not guarantee future results. All betting decisions are yours and you bear full responsibility for them; you may lose everything you stake. Stake only what you can afford to lose. If you are not sure, do not buy. Gambling is addictive. The service is automated; no personal consultations are provided. Full terms: offer and risk warning.

ANNEX B. SHORT FOOTER FOR POSTS CONTAINING SELECTIONS

18+ · Not financial advice · No guarantees · Past results do not guarantee future results · You bet at your own risk · Gamble responsibly

ANNEX C. PINNED MESSAGE FOR THE CHANNEL

⚠️ READ BEFORE YOU BUY

We sell analysis, not winnings.

• No guarantee of earnings, profit or strike rate — nobody has one. • Past positive results do not guaranteepositive results in the future. • You may lose everything you stake. • Every betting decision is yours and yours alone. So is the responsibility. • Stake only amounts you can comfortably afford to lose. • Never chase losses and never bet with borrowed money.

If you are in doubt, do not buy and do not bet. Doubt alone is reason enough.

18+. Gambling is addictive. Help: gamblersanonymous.org and your country's national helpline.