Privacy Policy – Pensy

Effective Date: August 11, 2025

Pensy (“we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you provide when using our app. This Privacy Policy explains what data we collect, how we use it, and your rights regarding your information.

1. Information We Collect

Pensy is designed to store most data locally on your device. However, if you choose to enable account sync via Firebase/CloudKit, we may collect:

Account information: Email address or Apple ID for authentication.
Financial entries: Income, expenses, categories, and currency preferences.
App usage data: Device type, app version, and general usage statistics (for analytics and troubleshooting).

We do not collect sensitive personal data such as bank account numbers or passwords.

2. How We Use Your Data

We use your data to:

Provide and improve the Pensy app experience.
Sync your data across devices (if you have a subscription).
Display currency conversion rates from third-party APIs.
Send you important updates related to the service.

3. Data Storage & Security

Local data is stored only on your device unless you enable sync.
Synced data is stored securely in Firebase/CloudKit with encryption in transit and at rest.
We never sell or share your data with advertisers.

4. Third-Party Services

Pensy may use the following third-party services:

Firebase – Authentication and data syncing.
Currency API provider – For exchange rate updates.

These services have their own privacy policies, which we encourage you to review.

5. Your Rights

You can:

Delete your data anytime from the app settings.
Request deletion of synced data by contacting us at [your email].

6. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a revised “Effective Date.”

7. Contact Us

If you have questions about this Privacy Policy, contact us at:

max.rachytskyy@gmail.com