Point Spread Betting Vs Moneyline Betting
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What’s the Difference between the Moneyline and the Spread?
When most North Americans get ready to place a “side” bet on their favorite sport, they typically face a choice of whether to bet on the moneyline or the point spread. These are the two most common betting markets for the four major North American sports. Still, there are many who don’t know the difference between the two markets, so we are going to break each down for you to help you understand why players choose one over the other and when it’s more advantageous to choose the moneyline over the spread and vice versa.
Let’s start with the point spread. This is the type betting market that you most often hear about when people talk about football and basketball games. The point spread is a wagering option where the favorite is handicapped by a specific number of points. This makes betting on either side of a game a more accessible option for bettors, especially if they’re looking to back a prohibitive favorite. Sportsbooks use the point spread to try to get the same amount of money bet on each side of a game, thus removing the risk from their perspective.
Let’s have a look at a typical point spread, using the NFL as an example.
At a participating sportsbook, the point spread option for a game between the Browns and Patriots might look like this:
Let’s break that down. First, the matchup features the Cleveland Browns against the New England Patriots, which for the purposes of this example is a complete mismatch. The Patriots are perceived to be the much stronger team in this matchup so they must be handicapped in some way for bettors to want to take Cleveland. This is where the point spread comes into play. In this example, the Patriots have been set as a 13.5-point favorite in the game. Expert linesmakers have determined to the best of their abilities that this is the handicap that must be applied in order to even out the game.
This example means that if you want to bet on the Patriots, you have to “lay” the points. This basically means you will be starting the game with the Patriots losing 13.5 to 0. In order to win the bet, you have to believe the Patriots will win by 14 or more points. Conversely, if you think that the Browns can keep the game close, then you would want to “take the points” and start the game with Cleveland leading 13.5 to 0. What makes point spreads so much fun for gamblers is that the team you select does not actually have to win the game. All they must do for you to win your bet is “cover the spread,” which means they are within the number that is posted.
This is also where gamblers can become very frustrated, especially in situations like this. Perhaps the Patriots are up 21 points late in the game and are easing off the throttle. Cleveland comes down and scores a late touchdown, and instead of kicking an extra point to be down 14, they go for 2 and get it, now down 13 points, and causing all bets on the Patriots to lose. This is what is known as a “bad beat”. Point spreads can be a friend or foe, but they do give both sides a chance to bet without being gouged.
The point spread is also used in other sports like hockey and baseball but is commonly referred to as the “puckline” and “runline” in the NHL and MLB respectively.
Juice or Vig: The (-110) part of the line is the amount you have to wager to win back $100. The $10 difference is what is called the “juice,” which is really the fee that the sportsbook takes for offering the wager in the first place. In a perfect world, there is the exact same amount of money bet on both Cleveland and New England, leaving the bookmaker to simply collect the 10% fee with no risk of losing money.
Let’s now take the same game, but look at the moneyline. A moneyline bet is one where you are solely picking the winner of the game, no matter what the final score ends up being. For a game with a heavy favorite like our example, here is what a moneyline could look like:
The numbers next to each team represent the return in factors of $100. In this scenario, the Patriots are likely going to win the game, so the sportsbook makes you wager a lot of money to get a return – you would have to risk $300 to win back $100 in profit with the above line. If you think that Cleveland is going to pull off a huge upset, then you are going to be rewarded with $280 back in return for a bet of $100.
Bear in mind that while both of these spreads are using $100 as a guide, you do not have to bet that much. It is essentially a multiplier, so for example if you only wanted to bet $50 on the Patriots moneyline, you would get back $66.67 in the event of a New England win.
The answer is, it depends. If you have a big bankroll and can make moneyline bets on favorites that will produce decent returns, then that could be the right wager for you. Otherwise, the point spreads move the risk to the outcome of the score rather than the outright winner. It is really a personal preference for gamblers and comes down to what you see happening in a specific game. Use your best judgement and assess your bets on a game-to-game basis.
We will cover other types of markets and betting strategies in depth in our Guides section, but for straight wagers, these are the two most common forms of odds used by the North American gambler.
Is there a difference between the moneyline and the point spread?
Yes. The result of a moneyline bet is dictated only by which team wins where a point spread bet result is determined by a handicap applied to each team in the matchup.
What is the number after the point spread?
The number after the point spread is the “juice” or “vig” that you will pay on a given wager. If the juice is -110, it means you will have to bet $110 to make a $100 profit.
What does it mean to take the points?
Taking the points means to take the underdog on the point spread. If the underdog was +10.5 in an NFL game and you want to bet on them, you would “take” 10.5 points and add them to the underdog’s final score.
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Betting on sports gives you a ton of options. Everyone has their own ideas and approaches and preferences. Wager types will vary by person. And yet, no two bets are more popular than the moneyline and point spread. They are the wagers both newbies and pros use, staples that are easy to understand because they deal with the outcomes of straight events or, in some cases, future bets.
Of course, because moneyline and point spread wagers are so absurdly popular, they often get confused for another. And if that's not an issue, it can also be tough to decide which bet to place depending on the situation. Complicated still, even the most thorough betting guides only loosely touch on the differences and merits between the two. There isn't enough literature that goes into detail, covering the ins and outs of everything you could possibly need to know.
Let's begin with the moneyline, the most basic wager of all. When you're betting on this, you're trying to choose the winner of an outcome. That's it. That's the whole point.
Moneyline investments only get slightly difficult to parse when looking at potential returns. They are all over the place, depending on how heavy a favorite or underdog or team or player may be at the time.
Assume you've perused the latest NBA betting odds and come across the following game line: Los Angeles Lakers (-250) vs. Detroit Pistons (+350). A few things should stand out here. First and foremost, the presentation alerts to the favorite and the underdog.
Negative moneylines indicate the favorite, in this case, the Lakers. They tell you how much you need to wager in order to make a $100 profit. The Lakers' hypothetical line means you need to gamble $250 to secure a potential payout of $350.
On the other side, positive moneylines constitute the underdog, which for us would be the Pistons. This tells you how much of a profit you'll make for every $100 you put on the line. So if you laid $100 down on the Pistons' moneyline against the Lakers, you'd have a chance to nab a total payout of $450, for a $100 profit.
This is really all you need to know for now. You can get into parlay bets for moneylines and futures, but the information we've outlined here is the basis for which every moneyline investment should be made.
Reading point-spread lines is a little bit more difficult. These bets don't have you predicting a winner necessarily. They deal more in having you cover certain point differentials.
Let's say you've poked around the upcoming week's college football betting odds and happen upon the following line: LSU Tigers (-6.5) vs. Clemson Tigers (+6.5). Unlike the moneyline, not all of your options consist of forecasting who will take this game. But like the moneyline, these numbers should clue you into the favorite and underdog.
Point spreads presented with a minus sign represent the favorite, and you would read this line as LSU giving 6.5 points. This means that you not only need them to beat Clemson but that they have to do so by seven ore more points, lest your wager is deemed a miss.
Meanwhile, point spreads with a plus sign symbolize the underdog in a given matchup. You would read our example as Clemson getting 6.5 points. This, in turn, means that you don't need them to win if you take their spread; instead, you merely need them to lose by fewer than seven points (or outright win).
Online Sportsbooks and betting experts will often refer to the outcomes of these wagers as "covering." If LSU wins by seven or more points, they have covered this spread. Conversely, if LSU covers the spread, it means they've lost by fewer than seven points or actually taken home the W.
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There are a few different reasons why sports gamblers prefer moneylines to point spreads. Overall, though, it pretends on the level of confidence in the bet they're placing.
For this next example, let's say you've searched through the latest NFL betting odds and see this game line:
The moneyline in this instance should, above all, should appeal to anyone who believes the Patriots are going to win. Underdogs always payout more than 1-to-1 (New England is 1.5-to-1 here) while all point-spread bets typically return -110. This part's a no-brainer.
Contemplating the moneyline for favorites is a little bit more difficult. Risking $175 just to make a profit of $100 on the Chiefs might seem like a lot for some. At the same, if you think Kansas City will win but aren't quite sure whether they can do so by at least four points, the moneyline gives you the ability to wager on a straight victory rather than the terms under which it comes.
This is why so many gamblers prefer moneyline. It removes some of the guesswork. You're just trying to pick a winner. It's simpler. You'll find that higher rollers especially enjoy betting moneyline favorites. They won't care about how much overhead they're encountering in return for a certain profit.
Consider someone who's willing to lay $10,000 on the Chiefs' moneyline. If we plug the line and wager into an odds calculator, we see that they stand to make a profit north of $5,700. That's a pretty significant amount of cash and likely worth the risk if you can stomach a potential loss.
Betting point spreads come in handy if you're confident in favorites pulling off a blowout, regardless of what the game line actually says.
In our hypothetical game, if you think the Chiefs are going to handily beat the Patriots, it makes sense to take Kansas City at -3.5 rather than taking their moneyline. By going this route, you guarantee yourself as almost a 1-to-1 return. Betting on their moneyline, at -175, would net you much less than that.
Now, if you're interested in underdog wagers, the point spread is especially useful if you aren't sure whether they'll actually win.
Sure, the Patriots' +150 line might be intriguing. Who doesn't want to earn a 1.5-to-1 return? You could get $150 in profits for every $100 you put on the line! By doing that, though, you're also pigeonholed to a specific outcome: The Patriots have to win, otherwise, you lose.
Point spreads offer a way around that. If you're not sure whether the Patriots are going to win, but you're certain they'll keep the game close all the way through, then taking them at +3.5 will have some appeal. You're only subjective yourself to a -110 line, but you're also ensuring you aren't tethered to inflexible betting terms. New England can still lose while you win.
You should not treat moneylines any differently when you're gambling on futures - which, for those who don't know, are bets in which you're predicting a distance outcome, usually a division, conference, or championship victory.
Let's stick with the NFL. Super Bowl odds are considered a moneyline future. If you want to predict that the Chiefs will win the next Super Bowl, you'll see a line along the lines of +450 or something. Like with single games, this means that for every $100 you place on them, you'll net a $450 profit should they actually win the Super Bowl.
The lucrative return often associated with moneyline futures is why so many people love them. Even championship favorites will frequently payout better than 1-to-1 because you're pitting them against the entire league, not just one team. This obviously increases the risk attached to your bet, but it's a worthwhile route to consider if you have strong inklings as they pertain to league titles.
On top of that, this is also why many prefer moneylines in general. They have more versatility. You won't find point spreads in futures. You'll find ways to wager on a future over/under if you're betting on win totals, but point spreads are strictly a single-game venture.
Unfortunatley, this is a question without a concrete answer. Both moneylines and points spreads have their uses for everyone. Whether one is more useful than the other depends on the type of bet, you're confidence in your decision, and how much you're trying to ensure that you can win.
Use all of the aforementioned information we presented to you as your guide when looking to choose a bet, though.
Generally speaking, however, moneylines are most useful to those with unrivaled faith in underdogs, a taste for futures, and a knack for building lengthy parlay betting slips. The point spread is more geared toward those who wish to prioritize a stable odds return—again, moneylines usually bring back -110—and who have the utmost confidence in favorites winning games in dominant fashion.
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