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From Homeschooling to College Preparation









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Homeschool mom from the Philippines








Kat is a stay-at-home mom to three wonderful kids. This blog chronicles her life as a wife, bargain-hunter, homeschool parent, home manager, kitchen's mad scientist (sometimes) and all the ups and downs of motherhood.

If you have been following me for almost a decade, you probably know we are homeschooling our kids. It has always been in our best interest to give them the best education to fit their needs. Our eldest, Kuya V, is already in his last year in elementary. And we have decided that he would be moving to a public school setting by high school. It was his choice to move out of homeschooling and we respect that. And in less than 7 years, he would be taking up college. From homeschooling , we are now entering preparation for college.
We believe in continuous education and that it should not be confined to the four corners of a room. My husband and I would not push our children to enter college, but if they want to in the future, we will support them.
Going to college entails expenses beyond tuition fees. I took my undergraduate course at a state university and although a big chunk of my tuition fees was paid for by the government, my parents still had to spend a hefty amount on my board and other expenses. Despite the fact that we still have at least 6 years to prepare for the college expenses that our son might incur, it is prudent for parents to prepare early on.
The pandemic hit us so hard that our savings, business, and investments suffered. If it was not for our savings and investments from years ago we would have had a hard time surviving the Covid-19 lockdown. We were fortunate enough to learn about financial literacy early on in our marriage and were able to somehow financially afloat in the last two years. Hence, we value and are very much willing to save for our child's college years.
Recently, I learned about Savingscalculator.org , an online calculator that is easy to use. The website has different calculators that can help you plan ahead your savings, goals, CDs, and retirements. The calculator uses a default US Dollars currency but the calculation is basically almost the same wherever you are in the world. 
The education savings calculator will help parents figure out how much we need to set aside monthly to pay for school when Kuya V goes to college. Just enter the number of years before your child goes to college, your savings, gross annual income, the annual return on investments, the annual school cost inflation rate, and the estimated cost of school. Include in your estimate the tuition and fees, room and board, transportation, books, and other student expenses. The website then will auto-compute for you the monthly deposit you need to be able to fund the college expenses.
If the education savings calculator may be too much for you, you can also use the Savings Goal Calculator. In the form, type in the amount of money you would like to save, how much you currently have set aside, the anticipated rate of return, along with how many years you intend to save money for. The calculator will then compute for you the future value of your current savings, how much of the gap exists, and how much more money you will need to save each month to reach your goal by a specific date. You can also use this for calculating for a family trip or a shopping trip.
With the worldwide inflation rates that have been moving since the beginning of this year, it is wise for all families to look into and save for what's ahead. It is also important for parents to have financial literacy and be able to know the different ways we can make our money work for us. Saving is important but it is also equally important to invest our money in ways that can grow bigger someday. We owe it to our children to prepare for their future.

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Alexis LaRue’s twin daughters, Camila and Elena, weigh around 21 pounds each and are healthy, happy babies!
Copyright © 2022 ABC News Internet Ventures. All Rights Reserved.




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Classic styles for petite mother of the brides. Offering A-line gowns that will elongate your shorter figure and fit and flare skirts that won't drown you in fabric, these special occasion dresess from Ivonne D, Cameron Blake and Montage were thoughtfully crafted to accentuate your petite figure as you watch your daughter make her way down the aisle. All the stunning details crafted throughout timeless designs—browse petite mother of the bride dresses below:
Classic styles for petite mother of the brides. Offering A-line gowns that will elongate your shorter figure and fit and flare skirts that won't drown you in fabric, these special occasion dresess from Ivonne D, Cameron Blake and Montage were thoughtfully crafted to accentuate your petite figure as you watch your daughter make her way down the aisle. All the stunning details crafted throughout timeless designs—browse petite mother of the bride dresses below:
Petite Mother of the Bride Dresses from Ivonne D, Montage and Cameron Blake
Calling all petite moms! We've made a collection of mother of the bride dresses that will perfectly complement your shorter frame. From A-line mother of the bride dresses that cinch at the waist and then flow out to beautiful tulle skirts to fit and flare styles with three-quarter length sleeves that elongate your petite figure, this selection of mother of the bride dresses will keep you feeling confident as you celebrate your daughter tying the knot with the one she loves. 
What dress silhouettes look best on petite mothers of the bride?
There are certain silhouettes that petite mothers of the bride will want to steer clear of —like mermaid and ball gowns, for example. These types of mother of the bride dresses are undeniably stunning but can overwhelm a smaller frame, making you look shorter than you actually are. Stick with mother of the bride dresses that are designed with an A-line, fit and flare or sheath shape; these types of styles work to elongate your petite silhouette and won't swallow you with too much fabric. 
Petite mother of the bride dresses that we just can't stop obsessing over: 
If you're the type of mom that wants to accentuate her girly nature, look no further than Ivonne D's style no. 220D23 . A shimmering fit and flare mother of the bride dress, this gown features beaded floral embroidery, flattering cap sleeves and an illusion back—perfect for creating that hourglass shape without being too dramatic about it. For those that like to keep it simple and sophisticated, opt for an A-line mother of the bride dress like Cameron Blake's style 220642 . Featuring a classic sweetheart neckline, shimmering stone accents and vertical seaming, this A-line gown is an incredibly flattering look for smaller frames. The vertical seaming serves to elongate petite silhouettes while the sweetheart bodice creates an air of effortless beauty. 
Effortlessly flattering—mother of the bride dresses from Ivonne D, Cameron Blake and Montage were made to complement your petite figure. 
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