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Thinking about early retirement to Panama

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Thinking about early retirement to Panama. Last activity 06 September by LovinLife. I've been Googling furiously, but the websites give conflicting information, so I came here. I have a general idea of what is available in the country. I'm a Singaporean national who doesn't like his country of origin and is looking for a fresh start somewhere else. I'm also openly bisexual and polyamorous. I'm single and just need a basic room. Don't care about sea views, but fast internet is a necessity as I WFH. I see prices from to I cook for myself and don't eat out much, so I can keep that down. I also am not big on entertainment and don't watch movies. Do I still get the benefits if I am below 62? I have never been to Latin America but I have friends there who say it's relatively modern. In my experience it's been bad everywhere, not just Panama. I've lived in many countries. If you want to keep costs down avoid Panama City and places with lots of expats like Coronado or Boquete. We live in David, Chiriqui Province and this area might work for you. The internet is good, there is lots of locally grown produce, and it's really beautiful with mountains above us and the ocean below. The town of Dolega is a bit north with lots of green space and even more economical housing, and there are other nearby towns also worth checking out. David itself has everything you need, shopping, healthcare, an airport etc. Healthcare is inexpensive, at least for us from the USA, so we pay as we go since we are both healthy. If you need insurance hopefully others can advise you. Public displays are not appreciated no matter what your sexual preferences, but what you do in private is not a problem. They will not judge you for whatever lifestyle you choose. The gay, bisexual, and transgendered people I know here live peacefully with no problems from the locals. People generally have reserve tanks for water since that is often a problem, but otherwise things are fine. You'll have to come a visit and see how you feel here. My biggest challenge here was learning Spanish. I'm finding more people now who speak English but it's very helpful if you know at least some Spanish, and the locals really appreciate the effort. I've found life here very chill, happy, and fun. The local people are super nice, respectful, and welcoming. I'm more content in this foreign country than I ever was anywhere I lived in my home country. Good luck, hope you find something that works for you. Thanks very much for your kind replies! I know some Spanish, not a lot, but I am a fast learner. I am not flamboyant about my orientation, it's just who I am. I'd like to meet others who are LGBT too though. I would definitely visit before I commit to anything long-term. Even with utilities and everything else, it wouldn't break Fast internet is available at reasonable prices, usually through the mobile phone companies, although there are some independent companies providing internet. Internet is provided through fibre optic these days and is generally quite reliable. Working from home should be no problem. You can get internet without cable TV. We pay USD 39 per month for mbs upload and download speeds. I do need someplace green to walk, my primary form of exercise. Panama has two large green spaces: Parque Omar and Cinta Costera. Both provide a walking path of several kilometers. Parque Omar has a lot of trees and shady areas. Cinta Costera is out in the sun and better for walking early in the morning or around sunset. With the exception of the El Cangrejo neighborhood and The Casco Antiguo, Panama is not great for neighborhoods that are walkable. I see that you need some form of insurance for healthcare? If you are under 65, there are a lot of plans to choose from. It's not cheap though. Private investments don't count for a Pensionado Visa. They need to be either a private or government pension with a fixed income. I recommend consulting with an attorney. It does a really good job of explaining the different types of visas available. My country of origin is not. It took over six years for a decision and the court ruled that matrimony principally exists for procreation, so we weren't being discriminated against by not allowing us to marry. The case is now in front of the Interamerican Commission on Human Rights, which may choose to send it to the Interamerican Court of Human Rights, which would likely rule against Panama and require then to provide marriage equality. With that said, there is no enforcement mechanism and Panama could just decide to be in violation of the ruling. I wouldn't say that Panama is gay friendly, but it's not particularly hostile either. We've been the subject of hateful comments online but never to our faces and we've been on TV and are the flag bearers at this year's pride parade. Same sex relations are legal in Panama, but public displays of affection are not usually encouraged, although I've seen guys walking hand in hand in my neighborhood and no one has said anything. I think that if you're looking to move to Latin America, there are certainly more gay friendly places than Panama: Costa Rica, Mexico, Argentina, Uruguay and maybe Colombia. All have marriage equality and some protections for LGBT citizens. Panama has none of those. Panama has decent infrastructure. Panama City is a big, modern city with awful traffic but also with a decent and expanding metro system. There are also good restaurants and Panama City is very multicultural, with large Asian especially Chinese populations. Supermarkets and specialty markets provide quite a good variety of goods, both domestic and imported. Panama boasts seven of the ten tallest buildings in Latin America and its skyline is reminiscent of large US or Asian cities. I've found the healthcare system here to be good and compared to the US, very reasonable. Panama's bureaucracy is bad, but not awful. You'll need a lawyer for any immigration requests, but plenty of other government offices are relatively easy to negotiate. Many things can be done online. Panama has a very modern banking system and nearly anything even street vendors can be paid using a phone app. Opening a bank account can be tricky. Be prepared to have a lawyer to help or to provide detailed information about your banking holdings overseas and possibly even copies of your income tax returns. Panama has a lot of expats living here and feels very international. While I think speaking Spanish is absolutely necessary I speak Spanish and am an American Citizen , other expats get by perfectly well in English. If you're Singaporean of Chinese descent and can speak either Mandarin or Cantonese, you'll probably find you can communicate quite well here with the many Chinese-Panamanians. Most other people will at least speak very basic English. Obviously in touristy areas, you'll find it easier to find people who speak English. I'm surprised by what you said about the Pensiado Visa I have the latter but not the former. Perhaps the other places you've mentioned would be better destinations. When I Google and research Panama always comes up first though. The cost of living is on the more expensive side for Latin America, but I expect it to be cheaper than Singapore. I've read online that you don't have to be at retirement age, but I couldn't tell you for certain. If you use google translate, you can try to speak to the immigration office helpline via Whatsapp explaing your situtation. You may also try contacting the embassy of Panama in Singapore. I can give you a referral if you'd like. It may be possible to find similarly priced apartments in Panama City in neighborhoods like San Antonio or Brisas del Golf. If you like small towns, you can also consider Penonome, Chitre, or Las Tablas for cheap houses. You can also look for something cheap in Cerro Azul, which is on the outskirts of Panama City, and it has a cool climate comparable to the mountains of Chiriqui. The water is potable in the cities, but rural areas are sometimes not so great. It's perfectly legal to be bisexual but public displays of affection isn't socially accepted by a lot of people here. Bureaucracy exists in panama but it's a lot lighter than most of Latin America, or at least Latino immigrants have told me. The infrastructure in Panama generally worse than the United States, but better than most of Latin America. My neighborhood in panama city has sidewalks everywhere, so it's easy to walk around, but some spots are severely lacking repairs. It helps ALOT if you learn Spanish, but I know people who live here without learning a word of it since they mostly live in their bubbles. I'm unconcerned with age in terms of dating, so it's good to know. The rental prices you quote are reasonable and I'd love a referral if you have one. As long as I can get things done like go to the department store etc in a reasonable timeframe I should be ok. I can speak some Spanish, but I'm at the beginner level right now. I don't plan on living in a bubble, I like to meet the locals wherever I've lived which is many places. Just a quick point about the pensionado visa and discounts. I got the pensionado visa having just turned 60, but I have a private pension. For the discounts is you have a residency card or cedula ID card you will be entitled to pensionado discount if you are a male over 60 or a woman over Restaurantes sometimes ask to show ID with your date of birth, but they dont need to see a pension. Occasionally you have to fill in a piece of paper with your ID number and date of birth. For cheaper insurance, I used a local company, SURA and they will insure you up to 65, quite cheaply. International US and UK companies are expensive for over 60s and seem a bit obsessed with shipping you back to your original country I wouldn't want that so I went local. Also worth noting, companies like kraemerlaw who specialise in US and UK nationals are very expensive, there are much cheaper options. For an apartment in easy reach of a walking area, best bet is near Parque Omar. The walkway around the park is 3. It is also very safe cops are always about. Thanks for your help. I'm 41, so my income is from private investments. Not sure if that works. For the pensionado visa, you must have lifetime income from some type of pension or Social Security, etc. However, there are other types of visas. Someone referred you to Panama Relocation Tours' site. Here is a link to their page on different Panama visas. Maybe a Friendly Nations Visa would work for you? It is advisable to seek customs information through the official channels before travelling to Panama. Education in Panama is compulsory for children from 6 years. In general, children attend pre-primary school as A country as conducive to the outdoor life as Panama almost inevitably develops sport-lovers. In this case the Panama has a good number of higher education institutions including some large universities. The public ones are As a Panamanian who was fortunate enough to learn English and have some exposure to other different cultures There are different types of residency visas in Panama, including those for retirees and others for people wishing There are different means of transport in Panama: planes, trains, subway, bus, taxi, etc. You can choose among To work in Panama you need an appropriate visa, and although the government protects the interests of its own Subscribe to the topic Post new topic. I've lived in many countries I'd appreciate any help, as well as anything I haven't considered. I am in generally good health except for some nasal things. Thanks for your detailed reply. I can speak Mandarin with some level of ease. Are there any lawyers who would do a free consultation? AmoCerroAzul New member 12 June 7. Just for reference, I'm Panamanian and I've lived most of my life here in Panama. Let me know if you need help with anything else. I don't plan on living in a bubble, I like to meet the locals wherever I've lived which is many places Thanks to all for the replies! Britpilot61 New member 03 July I hope some of this info is useful. LovinLife New member 06 September Post new topic Subscribe. Articles to help you in your expat project in Panama Customs in Panama It is advisable to seek customs information through the official channels before travelling to Panama. Childcare in Panama Education in Panama is compulsory for children from 6 years. Sports in Panama A country as conducive to the outdoor life as Panama almost inevitably develops sport-lovers. Studying in Panama Panama has a good number of higher education institutions including some large universities. Communicating in the local language As a Panamanian who was fortunate enough to learn English and have some exposure to other different cultures Visas for Panama There are different types of residency visas in Panama, including those for retirees and others for people wishing Transport in Panama There are different means of transport in Panama: planes, trains, subway, bus, taxi, etc. Professional visas in Panama To work in Panama you need an appropriate visa, and although the government protects the interests of its own Find more topics on the Panama forum Relocation Tours. Looking for gay expats living in Panama. Best Website for Panama Real Estate? Coming to Panama for the first time to check out the areas to move. Dentistry and costs. Jobs for expats in Panama. Remote jobs for nurses from USA or anywhere. Looking for a live in Filipina maid in Panama. Why we really left Boquete Warning-real estate in Panama is not what it seems. Fruits in Panama. Long term car rental or buy a car? Cell phones - buy in Panama or bring one from US? Driving from David to Bocas. What car to buy. Similar discussions about life in Panama Ask your question. Choose the best health insurance. Open a bank account that suits you. Send money overseas at the best rate. Learn a new language online.

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