Pearl Pay

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INTRODUCTION PEARL PAY

Pearl Pay is a virtual money system (VMLS ™), which provides a comprehensive “Platform for mobile payments and money transfers as a service”, properly designed, world-class, relevant for actual use and beneficial for the target market of financial inclusions.

Pearl Pay is a system of virtual money transfers that provides a white label service of world class and, at the same time, affordable for rural banks. Using the latest technology, Pearl Pay will allow rural banks to run their own virtual mobile phone with a prepayment of up to 30 days. “Thanks to MatchMove’s partnership, it allows Pearl Pay to shorten product development time from 24 (24) months to six (6) months. The MatchMove partnership also serves as a backdoor entry to MasterCard and Visa, which allows more liquidity for Pearl Pay accountholders. We consider global and act locally. Pearl Pay has four main products, integrated into a single integrated system, which we called VMLS (virtual money system).

Our Mission

Pearl Pay aims to be the national payment gateway of the Philippines, by providing world-class yet affordable banking applications, designed to interconnect the entire banking and payment industries in the Philippines.

Our Vision

Pearl Pay is a FinTech company that helps small banks, financial institutions and MSMEs (Micro, Small and Medium Enterprises) to offer secured mainstream & innovative banking services.

FEATURES PEARL PAY

Pearl Pay PESO

is an innovative product designed to transform micro, small and medium enterprises with existing stores like the sari-sari store (neighborhood sundry store), pawnshop, barber shop, pharmacy, gasoline station and other similar types of businesses to become a money remittance agent.

Pearl Pay Exchange

aims to provide a trustworthy, excellent and secured ICO (Initial Coin Offering) platform. Protect the best interest of crowdfunding supporters and be preferred venue for crowdfunding. Pearl Pay Exchange vision is to become a leading exchange for trading cryptocurrencies, utility crypto-tokens, liquidity, and crowdfunding that fuels value innovation for a better world.

Pearl Pay Coin

is the energy that will propel the services of Pearl Pay Exchange provides. More than just the exclusive cryptocurrency for Pearl Pay Remit accountholders, PRLPAY coin will be utilized as an accepted cryptocurrency for companies that will launch an ICO through the Pearl Pay Exchange platform Furthermore, PRLPAY coin will be the preferred cryptocurrency to employ Pearl Pay Exchange Notarization Nodes Service.

MATCHMOVE WALLET OS

Match Move enables companies to offer a fully branded secure mobile wallet solution, increasing revenue and user engagement. MatchMove Wallet OS™ is built with the vision of strengthening financial inclusion through enabling its Spend, Send, Lend™ capabilities across developed and developing markets.

MatchMove Wallet OS enables any company to easily offer their customers a fully branded, secure mobile wallet solution that includes P2P transfer, Cross-Border Money Transfers, Top Up channels, Virtual Payment Cards, Loyalty Points & Rewards, Promotions & Offers amongst many other features. Wallet OS fully customizable

platforms are cloud-based and PCI-DSS compliant.

Instead of building the backend from scratch, setting up an on-premise servers and payment HSM (Hardware Security Module), and get PCI DSS (Payment Card Industry Data Security Standards) certification, it will take about 18 to 24 months before we can go live. Partnering with MatchMove will allow Pearl Pay to go live as fast as 6 months.

KOMODO PLATFORM

Komodo Platform shines on settling existing socio-economic issues through decentralized technologies and paving the way for a thriving society.They offer white-label services, a structure for decentralized applications, and different plug and play solutions for both businesses and developers. The platform boasts an array of features that range from security and privacy to scalability. They have already made leaps with at-pegged assets and blockchain interoperability.Their strength lies in their capability to seriously follow the latest directions and examine what other projects are advancing within the blockchain industry. Most recently the team was researching micropayment

channels based on Bitcoin’s Lighting Network and finding into ways to provide language agnostic simple as well as smart contracts.Partnering with Komodo will allow Pearl Pay to raise funds through dICO (Decentralized Initial Coin Offering) and springboard the product development of its blockchain-based products.

CREO PLATFORM

Creo is an online business solution platform that helps MSMEs (Micro, Small and Medium Enterprises) to have an online presence and thrive in the digital economy by providing an online marketplace to retailers and booking reservation platform for service-oriented businesses such as salon, spa, and restaurant in just a few clicks.Through a partnership with Pearl Pay, it empowers the MSMEs to accept electronic payments.