Pay Chip Privacy Policy

Pay Chip

The Short Version

Pay Chip does not collect, share, or sell personal data. Everything you set or save in the app stays in local storage on your phone, and we never receive it. This policy explains what that means in practice. In it, "we" and "us" mean the developer of Pay Chip.

What Stays on Your Phone

Pay Chip keeps two kinds of information in your device's local storage:

Your settings and preferences within the app
Items you choose to save inside the app

This information is created by you, lives only on your device, and is never sent to us or to anyone else. We cannot see it, read it, or recover it for you.

What We Do Not Collect

We do not collect any of the following:

Your name, email address, phone number, or postal address
Your location
Your contacts, photos, or files
Device identifiers of any kind, including any advertising identifier
Usage statistics, diagnostics, or crash reports

Pay Chip has no sign-in, no registration, and no user profile system, so there is nothing for you to create or log into.

Third-Party Services

There are none. Pay Chip contains no third-party SDKs of any kind. It includes no advertising software, no analytics software, and no crash-reporting software. Because no outside service is built into the app, no outside company receives information through Pay Chip.

Please note that Google Play, the store where you download the app, operates under its own privacy practices. Those apply to your use of the store, not to what Pay Chip does on your phone.

How Information Is Used

Because we receive no personal data, we do not use any. Your locally stored settings and saved items are used only by the app on your device, so that your preferences and saved entries are there when you reopen Pay Chip.

We do not share personal data with anyone.
We do not sell personal data.
We do not disclose personal data to partners, advertisers, or data brokers.

We cannot hand over data we never receive, so there is nothing to disclose if we are asked for it.

How Long Data Is Kept

We keep nothing on our side. Data saved in the app remains on your phone until you remove it. You can delete individual saved items inside the app, clear the app's storage in your Android settings, or uninstall Pay Chip. Any of these removes the locally stored information from your device.

Keeping Your Data Safe

Since your information never leaves your phone, the main protection is the Android system itself. Android isolates each app's storage from other apps, and your screen lock adds a further layer. We recommend keeping your device locked with a PIN, pattern, or biometric, and keeping your operating system up to date. No method of storage is perfectly secure, and we cannot promise absolute security, but not transmitting your data removes the risks that come with servers and transfers.

Children's Privacy

Pay Chip does not knowingly collect personal information from anyone, including children under 13 (or under 16 in some regions). Because the app gathers no personal data from any user, there is no child-specific data to protect or delete. If you are a parent or guardian and have a concern, please contact us using the address below.

Privacy laws give people certain rights over their personal data. If you are in the European Economic Area, the United Kingdom, or California, those rights include:

The right to know what personal data is held about you
The right to access, correct, or delete that data
The right to object to or restrict its processing
The right to data portability
The right to opt out of the sale or sharing of personal data
The right not to be treated differently for exercising these rights

We hold no personal data about you, so there is nothing for us to access, correct, export, or erase, and we do not sell or share personal data. You stay in full control of what is on your device, and you can delete it at any time as described above. If you would like to make a request anyway, or have a question about your rights, write to us and we will respond.

Changes to This Policy

If the app's data practices change, we will update this policy and revise the effective date at the top. If a future version of Pay Chip were to collect any information, we would describe it here before that version is released. Please check this page from time to time.

Contact Us

Questions, concerns, or requests about this policy or about Pay Chip can be sent to the developer of Pay Chip at support@steerassetslimited.com.

This Privacy Policy is effective as of 30.10.2026.