Optherium: a Reliable Ecosystem for Financial Platforms

Melnikof

Financial and technical projects based on the blockchain accelerate transactions, simplify the registration of new users, and reduce commission fees. However, such services solve the problems of a narrow target audience, but what should ordinary users do? Is it possible to create a massive project that will become a new standard for the FinTech industry?

Developers of Optherium found a solution. The ecosystem is built on the Hyperledger technology, so it quickly adapts to any architecture, an authentication and profile recovery is performed using biometric data, an electronic wallet is integrated for secure storage and conversion of cryptocurrency. Optherium works for private clients (B2C sector) and business tasks (B2B sector), a platform for e-commerce is built in, POS-terminals for ordering goods and services offline will be installed in the future.

The task of the project is to modernize the blockchain for fast and secure transactions, e-commerce, banking and financial services. The ecosystem includes a currency exchange service, a mobile application for QR-code payments, and a private blockchain for anonymous transactions.

How Does the Optherium Platform Work?

Developers highlight six ecosystem modules.

1. Key Recovery Service (KRS). It's a tool to restore access to your account based on biometric data, which allows you to save money and use it in case of loss (theft) of personal information. The user will not lose money, he can restore the balance of the cryptocoins in unforeseen situations.

2. Know Your Customer Service (KYC). New users upload personal data, receive confirmation, after which their documents are stored in encrypted form. This approach protects information from unauthorized access, theft, and illegal use.

3. Biometric-based verification. Log in to the account is possible by a sample of voice, fingerprint or through face scanning. Biometric data is encrypted, the system protects it from later changes or fakes.

4. Mobile Apps. Applications for smartphones and tablets allow you to safely store digital assets (cryptocoins, tokens of the ICO projects, stocks), sell and buy them at any time. The Optherium electronic wallet is decentralized, the assets are protected from hacker attacks.

5. E-commerce Platform. It is a platform for ordering goods and services in exchange for the cryptocurrency assets. Developers plan to install POS-terminals in ordinary stores to simplify purchases for cryptocoins.

6. Digital Currency Exchange. The speed of the built-in exchanger is 100 thousand operations per second, 150 kinds of cryptocoins are supported. Conversion occurs within the platform, there is no need to register with third-party services.

The application Vivus Pay, oriented to private clients of the Optherium platform, allows converting and spending cryptocoins from the smartphone screen. Similar to online banks and e-money services, Vivus Pay allows you to store several types of digital and fiat money, displays the history of transactions, and integrates with Visa and Mastercard payment systems. The working version of the application is already available in the AppStore.

Prospects for the Development of the Project

Unfortunately, the team does not publish details of the ICO on the official website, investors are invited to register to Whitelist and wait for updates. This approach is explained by the norms of Swiss, German and American legislation - the site contains copies of licenses and regulations, patents for new technologies.

Investors wishing to invest in Optherium need to register to Whitelist (the procedure is launched on June 1, 2018), join the Telegram channel or the project blog. The team actively promotes the platform at thematic conferences and social networks, the Optherium concept is "The bank itself."

Optherium refers to fundamental projects ready to be implemented "right out of the box". Developers have prepared API for any company, multi-currency wallet and extensive personal data storage. The investor will be pleased with the abundance of licenses and permits of the state sample posted on the site.

Telegram Chat — https://t.me/optherium_club

Telegram Channel — https://t.me/optherium_channel

Youtube — https://www.youtube.com/c/OptheriumLabs

Facebook Group — https://www.facebook.com/groups/optherium/

Facebook Profile — https://www.facebook.com/optheriumlabs

Linkedin Group — https://www.linkedin.com/company/11488817/

Bitcointalk — https://bitcointalk.org/index.php?topic=3465160.0

Reddit — https://www.reddit.com/user/optherium

Twitter — https://twitter.com/optherium

Instagram — https://www.instagram.com/optherium/

Medium — https://medium.com/@optherium

Author on BCT: Melnikof https://bitcointalk.org/index.php?action=profile;u=1152502