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This post may contain affiliate links, which means I may receive a small commission, at no cost to you, if you make a purchase through a link. The best financial lessons in life are taught by those who have walked the path and succeeded. That is why we should always learn successful financial lessons from those who have actually made it in life. This comprises lessons regularly highlighted by the millionaires as key to achieving their success. In the race to become financially successful, there are a few things that you need to know and implement. Some of these things represent short-term sacrifices for long-term gain. Becoming financially successful is a journey that might take years to realize, however, it is very much possible. Listen to his book here for free. Time is one of the biggest resources allocated equally to everyone. We all have 24 hours in a day, but it is all up to us how we make use of these hours. The ability to harness and spare more time means that you have a larger room to do more. An individual who wakes up earlier by one hour every day will have at least extra hours in a year. This is approximately an additional 15 full days more than the average person. If you do this for 10 years, you will have an additional days. This is why it is extremely important to utilize your time well. Millionaires understand this concept very well and you will always find them waking up very early and sleeping rather late. This ensures they are doing more than anyone else by sacrificing in some areas like sleep and leisurely activities. The second financial lesson you might want to learn is that at times it is cheaper and economical to buy second-hand items than to buy new ones. This results in major savings that could be redirected to investments. Take, for example, a new car. Three-year-old cars, if well kept, are still very functional. So instead of acquiring a new car, why not look for a well-maintained three-year-old car at half the price. Savings realized from these types of purchases if well used go a long way in creating more inflows. Learn to buy second-hand items and you will be a step closer to realizing financial success. In this article I previously wrote , I have emphasized the importance of bulk buying. Bulk items are more often heavily discounted and reduce other related costs that come with frequent purchases. Financially, this results in less spending hence increasing the amount of savings. Millionaires often make their purchases in bulk so as to enjoy the benefit of discounts and sales. Buying in bulk also ensures that one is making purchases fewer times. A case scenario is the monthly shopping that people often do. Compare this to the weekly shopping others often do. The weekly shopper will have to visit the seller at least four times a month while the monthly shopper will only do it once a month. This means that associated costs like transport, parking fees and time will be reduced for the monthly shopper. In the long run, the monthly shopper has more funds left to allocate to savings than the weekly shopper. This is the reason why most millionaires only carry out shopping once. Savings are important in achieving financial growth and freedom. They are also one of the biggest financial lessons we can learn from millionaires. Through savings, one can leverage them for higher credit access or investment. An emergency could be job loss, family needs, or health issues. One of the major secrets and lessons from the millionaires is that savings should be automatic. Money allocated for savings should be deducted automatically at the source point before you can access it. This minimizes the risk of getting tempted to reallocate the money. Manual saving can also be tempting and can result in minimized savings or no savings at all. Automated saving instills discipline and eventually results in a sizeable account. The importance of savings is immeasurable. In case of an emerging occurrence such as job loss, savings give some protection until a time when you get another job or source of income. It results in financial ruin because the income cannot sustain the expenditure leaving most people to indulge in endless debt. Nowadays, it is important to note that living within your means is not enough. You should also live below your means. This is one of the major financial lessons most millionaires understand and utilize. Living below your means ensures that enough is left for saving and investing. It is good to ensure that you tune your life as per your income levels to avoid overspending. This not only reduces the chances of getting into expensive debt but also ensures there is extra cash flow that can be directed towards income-generating activities. Take for example the cost associated with acquiring and maintaining a car. This comprises fuel, insurance, and repair. When you do the math, it is cheaper to use public transport than to utilize a hired car or buy a car. This might not be an easy thing to do especially for those used to driving themselves but it is a necessity if you need to achieve financial growth. As discussed earlier, savings gotten from this action are then redirected to other income-generating activities. This has been mentioned over and over again by most millionaires. Pursuing your passions ensures you can prosper and grow easily because you are doing something that you like. In finance, money is a reward for hard work and smart choices. Therefore, with passion, you do not need to focus on wealth creation but quality output and the money follows. Passion as well allows you to be better than the rest resulting in growing their value greatly. Passion requires a lot of hard work and sacrifice before it can pay off. So, if you are heeding to your passion, you will have less resistance to working hard and being smart. It is important for every person desiring financial freedom to have passive income. This is the income that needs little to no input to obtain. A good example is the real estate business. Once you have built a house, the tenant will be paying you every month without requiring much effort from you. This form of income is gotten from assets either tangible or intangible. It brings comfort and assurance once the investments are set up. Another means of passive income is investing in stocks whereby you receive dividends regularly. This ensures that other people are working for you. Online businesses are also a great way of building a passive income stream. Read more on this here. Multiple passive income streams are what most millionaires have been able to achieve. Passive income streams result in quality without the worries of missing a monthly salary. There is a famous quote that if you are in a group with five successful people, then there is a high chance that you will be the sixth successful person. Working with successful people allows you to acquire knowledge from them on how they perceive and actualize things. The opposite is also true. If you are always in the company of people who are drunks and slobs, then it is quite likely that you will be like them. Most millionaires surround themselves with people who have successfully walked the path and can continuously challenge them. So it is advisable that you examine your company and friends. If you want to become a millionaire, then make sure you surround yourself with successful people. This means that your working days will one day cease either voluntarily or involuntarily. For this reason, it is advisable to start saving earlier for that period. There are numerous retirement saving schemes that are highly subsidized and some attract minimal tax. You should take advantage of these opportunities earlier on in life when you are still working and young. This ensures that by the time retirement comes by, there is enough money to take you through the retirement age and for your family as well. It is common to find people getting to their retirement age without any savings. Millionaires understand this concept and put as much as they can in their retirement benefit accounts. Regular discussions with your pension funds holder are also important in ensuring that you are on top of how the funds are being managed and you can see value from them. These financial lessons are used often by millionaires and that is why they have succeeded. So which of the financial lessons above really stood out for you? Share the current lessons you are personally using on your journey to becoming a millionaire in the comment section below. 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