NEO FINANCE

UPIK05

INTRODUCTION

Today, crypto-currency assets are gaining immense popularity in the modern world. More and more people become holders of various crypto-currencies, such as Bitcoin, Ethereum, Litecoin, Ripple, etc. Over a long period of time, many crypto-enthusiasts have tried to instill bitcoin and other crypto currencies with the status of a payment instrument, suggesting theintroduction of terminals for payment by the crypto currency, creating payment services foronline stores, installing ATMs for selling btc.

However, this method of payment for various needs has not been widely disseminated among users. The reason for such a low interest in using these crypto-currencies as a means of payment was their popularization and, as a result, the recognition and acceptance by the society of a new era of financial technology. Having sold crypto-currency assets, in the event of a short-term need for money, you will lose the opportunity to earn hundreds of percent on their further growth.

Problem

Let’s look at the history of one of the most popular cryptocurrency – bitcoin. Based on the history of the change in the value of the most popular criterion, we can conclude that this is one of the most volatile assets, which has a general stable growth in price, and since it is the most capitalized, this dynamics reflects the state of the entire crypt o-currency market as a whole. For people who assess their portfolio in relation to a fiat such as the Dollar or the Euro, this means that the assessment of their portfolio can be constantly changing during any period of time, both to the large and smaller side.

All this led to the fact that using the majority of crypto currency as a payment instrument was not profitable. And they began to have a character – more promising investment tools, which in turn looks very attractive for use as collateral.Given that in most countries it is impossible to obtain a bank loan on the security of crypto assets, due to the lack of legislation and the legitimacy of these assets. This will serve as an impetus for the development of a new direction for financial lending, and will allow owners of crypto-currency assets to preserve and increase their portfolio.

Any participant of the crypto-currency market, be it a miner, trader, exchanger and simply an investor who prefers to keep in the long term, periodically needs a traditional fiat currency. However, the sale of crypto-currency assets can be quite complex, but a necessary task, in the absence of an alternative option. And knowing how the market is structured and that the price is likely to continue its growth movement, you will potentially lose your profit.

It follows that the ability to quickly and without any problems to use their crypto-currency assets, while not losing the opportunity to obtain further profits from growth, is simply necessary for any cryptoinvestor.Lending – an excellent solution to this problem. Lending in a stable currency, secured by volatile crypto-currency assets, would create a new direction in the digital economy. And it would also reduce the risks of both sides in case of a deep correction of the market.

Mission

NEO Finance is a modern decentralized financial lending system based on the use of smart contract technologies. We took into account the weaknesses of the classic p2p lending models, and released a truly innovative product for the interaction of borrowers and creditors from around the world.

Platform Neo Finance

NEO Finance offers an international platform in which participants have the opportunity to instantly receive a money loan with fiat money on bail of volatile crypto assets such as:

Bitcoin
Ethereum
Ripple
BitcoinCash

Receipt of credit funds can be carried out in the following ways:

In your wallet NEO Finance
With the help of a payment card NEO Finance, with the possibility of cashing in any ATM
Using the user’s bank card (for an additional interest)

NEO FINANCE Card

Each registered user is provided with a unique payment card. It provides a unique opportunity to withdraw cash at any of the world’s ATMs, make instant on-line and off-line payments, at any outlets. (Where non-cash payment is available). The card has a unique design and technology PayPass for convenience of contactless payment. Instant SMS notification of the expense transactions on it, as well as the possibility of obtaining a cache of beaks in platform tokens, as a reward for using the card.

To date, payment cards will work in the MasterCard payment system. The issuer of the cards will be banks, with whom agreements on intentions of cooperation have been previously concluded. The names of banks for commercial purposes were not disclosed. In the future, after developing the necessary software, a payment gateway and obtaining a PCI DSS certification, the issuer of payment cards will be our platform. The cards will work in VISA and MasterCard payment systems, as well as JCB for the Asian market.

A card account can be in one of the following currencies :

Cash-back The size of Cash-back is 1%, for purchases made in:

Stores of digital technology
Online stores
Cafes and Restaurants
Partner stores, the list of which will increase as the platform develops.

In addition, when shopping in partner stores, cardholders receive discounts of up to 10%.

The received Cash-back is returned to the card in the form of platform tokens. You can use the accumulated tokens at your discretion.

The exchanger

Integrated into the platform, the cryptocurrency exchange system will allow users to instantly exchange Bitcoin,Ethereum, corrugation, Litecoin, BitcoinCash, NEFCoin, USDT, USD, EUR, GBP, RUB.

Trading platform

We follow the trends and classical methods of multiplying your funds. That is why, especially for participants who prefer to multiply their assets, we develop and integrate a platform for trading on the main capitalized exchanges through the API.

The basis for the mechanical construction of the platform is the DASH algorithm for the Build template. The user can use the frozen lien as a trade balance. The withdrawal of profits from trade will be possible after repayment of the loan amount. Thus, the user not only retains profit from the potential growth of his asset, but also can multiply it. The rules for calculating the break-even ratio of the collateral are not changed. When the loan is repaid, the platform will automatically withhold a commission of 10% of the profits traded.

We envisaged risks and took into account the algorithm for building a neural network with the subsequent integration of artificial intelligence. We have at our disposal a staff of BigData developers with a global experience of the AI market formation participation.

Token

NEFCoin (NEF) is a token created on the basis of the ETH standard ERC-20.The NEF token will be used in the system:

As a currency for the issuance of loan funds
Commission Fees
Receiving cash-back
Implementing transactions within the platform

NEFCoin (NEF) is required throughout the project to support ongoing development and operational requirements. All employees are rewarded in NEF tokens.

The initial volume of tokens will be 1,000,000,000 NEF. As the platform develops, if necessary, an

additional issue of tokens is possible.

ICO Details

General Information

Token: NEF

Platform: Ethereum

Standard: ERC20

Qty: 1 Billion NEF

Price: 1 NEF = 0.1 USD

Payment: ETH

Soft Cap: 23 million USD

Hard Cap: 61 million USD

Pre ICO

Qty: 200 Million NEF

Start: 08.08.2018

Completion: 22.08.2018

ICO

Qty: 410 Million NEF

Start: 23.08.2018

Completion: 20.09.2018

ROADMAP

April-July 2018

Creating a platform concept writing a white paper create a token

August-September 2018

Pre-Sale-sale of NEF tokens start developing the base platform

October-November 2018

Implementation of the trading module development of payment gateway

December 2018

Creating a beta version of the mobile application development of internal exchange

January-February 2019

Launch of the beta version of the Internet platform launch of

Beta mobile application testing and product Setup launch payment card attraction

March-April 2019

Official launch of the working platform obtaining the status of a payment institution (IP) obtaining a FCA license

TEAM

Josef Osborn

CEO

Jeffrey Chandler

СОО

Dennis Carr

СТО

Gabriel Geffery

The Legal Counsel

John Newman

Financial analyst

Designer

Andy Curtman

Jessica Anderson

PR Manager

Ahmed Alifat

AI Developer

Djahan Emery

Blockchain Developer

Chris Blowly

Frontend Developer

Prabhu Mangeshkar

Backend Developer

Elizabeth Glay

Community manager

ADVISOR

Daniel Miller

Risk management Advisor

Fajing Sun

Venture investor

Mike Singer

Ainancial advisor

More information contact :

Website : https://neofinance.io/

Whitepaper : https://neofinance.io/documents/White_Paper.pdf

ANN Thread : https://bitcointalk.org/index.php?topic=4830762.msg43588378#msg43588378

Bounty Thread : https://bitcointalk.org/index.php?topic=4830773.0

Facebook : https://www.facebook.com/neo.fin.963

Github : https://github.com/NEO-Finance

Twitter : https://twitter.com/NEOFinance2

Telegram : https://t.me/joinchat/HMwWiBEU1-uceRDQcNBKxg

Youtube : https://www.youtube.com/channel/UCM7Y2hk_QrNwBbk5nn5qj9g?view_as=subscriber

Author : Upik05

Bitcointalk Username: upik05

Telegram Username: @upik05

BTT Profile Link: https://bitcointalk.org/index.php?action=profile;u=2205131

Address wallet

0x6B4D2B44e4FB4648FE87029C4ddf00Da999127c4