MyCryptoBank

Upik05

INTRODUCTION

MyCryptoBank – is an online bank that enables every client registered in the electronic bank system to perform various banking operations, additional operations with CryptoCurrency (payment processing, debit cards, credit and investment services, CryptoCurrency asset usage as credit security and many others) based on technology BlockChain without banking intervention. Thus, MyCryptoBank provides the client remote access service to bank accounts, products, and services for banking transactions. MyCryptoBank offers its clients a multifunctional banking services platform, representing a hybrid system that combines traditional and digital currencies. The use of digital currency makes operations faster and cheaper, while traditional currencies guarantee acceptance and validity of all practical.

MyCryptoBank offers its clients a multifunctional platform of banking service, which represents a hybrid system combining digital and traditional currencies. The use of digital currencies makes operations faster and cheaper, while traditional currencies guarantee practically all-round acceptance and validity.MyCryptoBank will become a fully digital bank, accessible all over the world and at any moment. It will make all functions of a typical bank but without any bank departments and front-offices maximum relying on new digital technologies. This will allow MyCryptoBank to become one of the most inexpensive banks in the world with very profitable level of cost-to-profit ratio.

MyCryptoBank is intended to solve this problem. It will become the first bank for cryptocommunity,allowing clients to receive and send funds in cryptocurrencies and fiat money and also exchange between cryptocurrencies and fiat money inside the bank. With MyCryptoBank it will be possible to create deposits, receive loans and credits. The bank will create an infrastructure which will allow setting acquiring and merchants for goods payment for companies and online services. Clients will be able to receive bank cards and with the help of it they will take available funds through any ATM in the world and also pay in shops, restaurants etc. For client convenience,the bank plans to install ATM and crypto ATM, assisting in making operations on cryptocurrency purchase and cash receipt with minimum fees. In the usual sense, it will be typical bank with the whole range of services but loyal to cryptocurrencies and crypto community. It will give an undeniable advantage over other financial institutions, attract many clients and their funds for creation of bank’s positive liquidity and allow supporting and developing all products of MyCryptoBank.

Problem

CRYPTO COMMUNITY DOESN’T HAVE STABLE ACCESS TO REGULAR

BANKING SERVICES. MANY OF THOSE WHO DEAL WITH CRYPTO ARE GETTING BLOCKED BY BANKS AND FINANCIAL INSTITUTIONS.

Main factors that have been halting banking industry

High fees

Due to excessive intermediaries, traditional banks impose high fees on cross-banking and international wire transfers.

Long-awaited transfers

Bank transfers are based on several centralized nodes that often leads to slow transactions processing.

Territorial Limitations

Traditional banks are fenced by country boundaries.

Currency Barriers

Banks work only with classical currencies and do not allow to store and pay in crypto.

How MyCryptoBank is facing down the industry problems

Low Fees

Blockchain platform allows to get rid of intermediaries and minimize transfer fees.

Instant Transfers

The decentralized platform can process more than 100,000 transactions per second and perform operations with a speed of 0.01 seconds.

No Territorial Limits

Сryptocurrencies do not depend on county boundaries.

No Currency Limitations

MyCryptoBank is friendly to all fiat and cryptocurrencies. It is possible to store, to pay in cryptocurrencies, to conduct transfers and to take loans.

Solution

CREATING CRYPTOBANK LOYAL TO CRYPTO COMMUNITY AND SERVICES RELATED TO CRYPTO CURRENCIES AND BLOCKCHAIN TECHNOLOGY

Description of ecosystem products and services

Online Banking

All MyCryptoBank services are always in your pocket and 24/7 available in both – your mobile app and laptop.

Money Transfer

MyCryptoBank provides an opportunity to send money around the world with the speed of sending a mail. All cryptocurrency payments are with minimal fees, instant and can be conducted in any classical or cryptocurrency – requiring only an internet connection.

Exchange

Since now any user can easily exchange funds using online banking. Change USD to BTC in the same ease as for fiat conversion.

Loans and P2P Loans

MyCryptoBank customers have an opportunity to take loans in fiat money on deposit of their crypto currency. There is also the possibility to get a loan from other customers using a P2P loan system.

ATM Infrastructure

To provide the possibility for customers to input and withdraw money, MyCryptoBank has started to build its own ATM network (more than 1000 crypto ATM are planned to be installed) and will also attract ATMs of third-party banks.

Debit Cards

Debit Cryptocards give users full flexibility managing all cryptocurrencies and fiat money. As cryptocurrencies do not depend on country borders, debit cards are perfect for conducting payments while traveling. A debit card is also suitable for paying online or in stores.

Crypto Acquiring

MyCryptoBank crypto acquiring services support all kind of settlements between parties and allows merchants to accept payments in both – fiat and crypto worldwide.

Virtual Cards

To conduct transactions in cryptocurrencies there will be virtual cards: Visa, Mastercard and UnionPay. Furthermore, there will be mobile services such as Apple Pay, Samsung Pay and Android Pay. It will let you pay via common POS-terminals supporting PayPass, payWave, QuickPass, websites and also allows to withdraw or input cash in ATMs.

Forex Trading

MyCryptoBank clients will get direct access to the interbank Forex market, where they will be able to carry out transactions, bypassing intermediaries, by using high-tech methods of processing orders and putting them on the market. In addition to traditional instruments for trading (such as currencies, indices, futures, metals, oil), clients will be able to trade in cryptocurrencies.

Consulting Services

MyCryptoBank provides a full range of consulting services including Legal and taxation matters as well as crypto consulting.

Deposits

MyCryptoBank gives you the ability to deposit funds and receive interest not only in fiat but also in most known crypto currencies.

Why you need MCB token

MCB token is a rapidly growing cryptocurrency, which allows to conduct payments, make remittance instantly and worldwide.
MC Btoken will be listed at main cryptocurrency exchanges.
MCBtoken grants its owner access to all banking services.

Our Featured Products

Payment Rings

A Payment Ring is an analogy of contactless cards, integrated into the payment system of the bank and allowing to conduct payments similar to a bank card. To make a payment, it is enough to bring the ring to the payment terminal and the necessary amount will be deducted. It is also possible to pay online: each payment ring has an assigned number, validity period, and CVV code. The rings are durable and waterproof.

Multi-Digital Cards

A Multi-Digital Card is a full-grade replacement for ordinary plastic cards. They allow you to connect several cards at once: debit, credit, discount, gift cards or even cards to a fitness club, etc. In other words, they can connect to any card that has a BARcode or built-in EMV chip. As Multi-Digital Cards are the same size as traditional cards it is possible to use them for cash withdrawals.