Microfinance Institutions Strengthen Their Capital Base

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As of 1 September 2026, the total capital of microfinance institutions reached UZS 4.4 trillion, up from UZS 2.8 trillion in the same period last year. This represents a 56.6% year-on-year increase.

📊 The growth is also reflected in the distribution of institutions by capital size. The number of institutions with total capital of UZS 10 billion or more increased from 37 to 48. The number of institutions with capital ranging from UZS 3 billion to UZS 10 billion also rose, from 39 to 48. Meanwhile, the number of institutions with capital below UZS 3 billion declined from 49 to 45.

📊 Structural changes are also evident in charter capital. The number of institutions with charter capital of UZS 3–10 billion increased from 35 to 45, while the number with charter capital of UZS 10 billion or more rose from 25 to 31.

📊 Overall, the number of microfinance institutions increased from 125 to 141 over the year. At the same time, the share of total sector capital held by institutions with capital of UZS 10 billion or more grew from 91.3% to 92.3%.

These figures indicate that, alongside the expansion of the microfinance sector, the number of institutions with larger capital bases is also increasing.