MSC/NON-MSC

MSC/NON-MSC

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MSC (Mastercard secure code) and NON-MSC cards are related to the verification process used by financial institutions to enhance the security of online transactions.

  • Verification Process: MSC cards require an additional layer of authentication during online transactions. After entering the card details, the cardholder may be prompted to provide a one-time password (OTP) or undergo additional verification through a registered mobile number or email address. NON-MSC cards do not have this additional authentication step
  • Security Level: MSC cards provide an added layer of security compared to non-VBV cards. The authentication process helps verify the identity of the cardholder and reduces the risk of fraudulent transactions. NON-MSC cards rely solely on the traditional card details (card number, expiry date, CVV) for online transactions.
  • Acceptance and Availability: MSC cards are more widely accepted by online merchants, particularly those that prioritize security. NON-MSC cards may be accepted by a broader range of merchants, but they may not offer the same level of protection against fraudulent transactions.
  • Liability Protection: MSC cards often come with enhanced liability protection in case of unauthorized transactions. Since the cardholder undergoes additional authentication, it may provide stronger evidence of the transaction's legitimacy in case of disputes or fraudulent activity. NON-MSC cards may still have liability protection, but it may vary depending on the card issuer's policies.
  • Cards NON-MSC - the conclusion is obvious, you can apply in all merchants as in 3d, and in 2d and success will be at a high level, the main thing to pick up bin and working bunch.
  • Cards MSC (3ds/otp) - judging by the above described, you may think that they are not suitable for work, but if you understand, they are not inferior to the cards NON-MSC, just the difference should be sought in the merchants in 2d and passability may be even higher than the cards NON-MSC as the acceptance and availability of them are higher than the cards NON-MSC.
  • Merchant based on Stripe, Square, Intuit
  • Donuts
  • Hotels and airfare
  • Clothes, equipment 
  • Gift cards

This is a short list of the most obvious directions but there can be a large number of them and remember no one is stopping you from discovering them first!




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