Know The Benefits Of HDFC Credit Card

Know The Benefits Of HDFC Credit Card

Kirti Bhargav

HDFC Bank is the most reputed bank and it offers a quite wide range of products and services to its customers. This bank strives to build a long-lasting relationship with its customers. By taking an HDFC Bank credit card you get to enjoy endless benefits and features. In this blog, we have discussed the benefits of an HDFC Credit Card that you must know before applying for a credit card. Keep reading to get a detailed insight into the topic.

  1. Wide range of credit cards: HDFC Bank offers a handful range of credit cards to its customers. From lifestyle credit cards to travel credit cards, you can easily find a credit card that suits your needs and spending habits. The benefit is that you can more choices to choose from which increases the chances of getting the right credit card. One of the most popular credit cards that you can find in the list of HDFC Credit Cards is the HDFC Regalia credit card a reward point-based credit card that is ideal for travel and shopping needs.
  2. Rewards: The rewards program of the HDFC Bank credit cards is highly rewarding. You get to earn reward points on various spending categories such as online or offline shopping, grocery shopping, travel spending, fuel purchase, etc. it all depends on which credit card you own. Carefully read the rewards program on your credit card so that you can use your credit card to earn reward points.
  3. Offers: With the HDFC Credit Card you get to enjoy offers on the Smartbuy HDFC Offers portal that you can avail of at any time and from anywhere. You will find the most recent offers on this portal and credit cardholders get exciting discounts through this. Moreover, you can use this portal for booking flights/hotels, shopping, payments of bills, etc.
  4. Grace Period: The credit cardholders of HDFC Bank credit cards get a grace period of up to 50 days. You can easily make use of this grace period to accumulate funds in order to pay the credit card bills on time. HDFC Bank provides you a higher grace period as compared to other credit cards issuers.
  5. Credit Score: With HDFC credit cards you can easily build a credit score. Just keep your credit card dues clear all the time and maintain a low credit utilisation ratio. For this, you can register for the auto-debit services and also set a threshold limit on your credit card. This will help in maximising the benefits of your credit card.
  6. Other Benefits: Apart from the above-mentioned benefits, the HDFC Bank also provides you with other benefits like net banking services, customer care services, add-on credit cards, and so on. To know more about these services you can visit HDFC Bank's official website. On losing your credit card you can request the card hot listing with the net banking services as well as by using the customer care helpline number.

 

Bottom Line:

To summarise, HDFC credit cards have endless features and benefits that you can avail of. You get a wide variety of credit cards to choose from. Choosing the right credit card with HDFC Bank is much easier by comparing the credit cards online. The key to maximise the benefits of a credit card is by keeping the credit card dues clear and maintaining a low credit utilisation ratio.

Do share your experience with the HDFC Bank in the comment section. 

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