Insurance question !?

How do I struggle with a car insurance provider's responsibility selection?

I got a ticket for incorrectly changing counters and I'm electing not to go-to traffic school (since I only have one more opportunity for traffic school based on 2 times/year) for this type of small offense. Would it seem sensible to miss 8hr school ($70.00) or could I end-up paying more in the long run due to my 3 points?

Motor insurance (uk)?

Just how much does insurance expense for a teenager?

"My children don't have insurance and I must visit a dentist because I am having cavity