Indiana Department of Insurance and Medical Malpractice Lawsuits
Indiana is a state with a well-established and highly regarded Medical Malpractice Law. It is one of the twenty States that have enacted a law that makes it mandatory for every individual who obtains health care to seek medical care from a qualified medical professional who is a member of the Indiana Department of Insurance. The state of Indiana has become famous as the 'zona of the Midwest'. As the nation's tenth largest state, Indiana has the most number of insurance providers than any other state in the U.S. In the last ten years alone, the number of insurance companies operating in Indiana has increased exponentially.
Medical malpractice law in Indiana is written in a unique and thorough manner. Unlike other medical malpractice states, those practicing in Indiana are required by law to take all actions in a timely manner. The statutes governing medical malpractice in Indiana are almost prohibitively stringent. They require that all complaints are properly investigated; that the suspected practitioner be given notice or an opportunity for defense; that he or she provide a defense in court if required; and that the victim receive fair compensation for their loss. Failure to comply with these laws can result in serious personal and financial consequences for those who are victims of medical malpractice.
The Medical malpractice laws of Indiana are designed to protect not only patients but also the interests of the State of Indiana, and provide all residents with quality health care. Insureinfoq regarding medical malpractice in Indiana are designed to protect the rights of the individual. They provide an individual with many procedural rights, including the right to a trial, the right to private mediation, the right to an independent judge and jury, and the right to an adequate compensation attorney. The state of Indiana has created a Consumer Compensation Council to serve as an authority on matters relating to the Consumer Protection Act, and the Consumer Law.
The Consumer Protection Act regulates most aspects of the business involving insurance in Indiana. The primary provision of the statute is the insurance company's obligation to provide a reasonable amount of compensation to individuals who have been injured due to negligence on the part of the company. The Indiana Department of Insurance has the responsibility of enforcing the provisions of this act. The Insurance Department also develops and implements policies and procedures to assure that the insurance companies comply with the state's consumer protection statutes.
It is unlawful for any individual to neglect his or her physical condition or make unreasonable demands on the insurance policy that might make the policy invalid. Indefinite coverage, or payment of a large sum of money, for medical care is considered unreasonable. Additionally, health insurance policies cannot deny coverage to an individual based on his or her current medical condition or history of medical malpractice. Private insurance companies may refuse to pay the costs of treatment to individuals who have previously had a history of medical malpractice.
In cases where the Indiana Department of Insurance determines that an insurance company has acted in bad faith, the party is required to provide written notice detailing the reason for such action. Such notice must include a detailed account of the actions taken by the company in regard to the claim and must also include an opportunity for the insurance company to settle the claim in writing. If the Indiana Department of Insurance determines that a hospital has failed to provide proper emergency care for a patient who is in crisis, it may require the hospital to provide appropriate emergency services. As part of its efforts to protect the public from medical malpractice, the Indiana Department of Insurance also requires hospitals to provide notice when changes have been made to emergency rooms so that patients can be informed of the changed levels of service.
Many people assume that filing a personal injury lawsuit requires them to move across town to meet with a personal injury lawyer. However, filing a personal injury lawsuit in Indiana requires just a few steps. The personal injury lawyer will provide a written notice of intent to a qualified attorney. The attorney then works with the plaintiff to decide whether or not to file a lawsuit and, if so, where to file.
If you are a victim of medical malpractice, it is important that you retain a skilled attorney to represent your case. The health and well-being of you and your family are at stake. You should work with a medical malpractice lawyer who focuses on personal injury law. There are many reputed attorneys in Indiana who handle these types of cases on a daily basis. Do thorough research to ensure that you choose the right person to represent your case.