I'm about to get my drivers permit. Do I need insurance?

Cheapest liability insurance?

"I need a jeep cherokee as a first car and I cant choose between 2x4 and 4x4. My buddy explained that four wheel drive will increace the car insurance . I presently considered insurance was costlySimply how much is gonna cost in Insurance if I get salvage vehicle in califonia?

With me is the fact that deemed insurance scam basically sit to my insurance company about who lives