INDEXRATE USER AGREEMENT

INDEXRATE USER AGREEMENT

The Administrator addresses this Agreement to any individual (hereinafter referred to as the Subscriber) who enters into the Agreement, fully and unconditionally agreeing to all its terms specified in this document.

This document is a public offer (public offer), acceptance (acceptance of the terms) of the public offer is the performance of the actions provided for in the Agreement (paragraph 2 of Art. 437 of the Civil Code of the Russian Federation).

If the Subscriber disagrees with any terms of the Agreement, the Agreement is not concluded and the Subscriber is not entitled to use the Channel.

Important! The content of the Channel is not an individual investment recommendation and all tools (cryptocurrencies) or operations mentioned on the Channel may not correspond to the Subscriber's investment profile and investment goals (expectations). The content does not contain cryptocurrency advertising.

Determining the compliance of the instrument (cryptocurrency) or operation with the interests of the Subscriber, investment goals, investment horizon and the level of acceptable risk is the task of the Subscriber.

In view of the above, Subscribers are advised to carefully consider whether the risks arising from the relevant transactions are acceptable, taking into account their investment goals and financial capabilities.

1. TERMS AND DEFINITIONS

1.1. The Agreement uses terms in the following meanings:

1.1.1. Administration - a person authorized to manage the Channel, interact with Subscribers (including the purchase of Content), provide information support to Subscribers, as well as to perform other actions related to the use of the Channel.

1.1.2. Acceptance - full and unconditional acceptance of the Offer by implementing the actions specified in p. 3.1 Agreements.

1.1.3. Content - all objects available on the Channel, including design elements, text, graphic images, illustrations, videos, software systems, databases, music, sounds and other objects.

1.1.4. License - the right of the Subscriber to be subscribed to the Channel (use) with the Administrator retaining the right to issue licenses to other persons on the terms of a simple (non-exclusive) license.

1.1.5. Offer - this document posted on the Channel in the Telegram messenger, YouTube, TradingView platforms and the website www.indexratetrading.com

1.1.6. Subscriber - an individual who has access to the Channel via the Internet, and in particular the Telegram messenger, YouTube platforms, TradingView and the Internet site www.indexratetrading.com, who has accepted the Agreement.

1.1.7. The channel is an automated information system available in the information space of the Telegram messenger, YouTube, TradingView platforms and the website www.indexratetrading.com at:

1.1.7.1. Telegram channel: https://t.me/indexrate

1.1.7.2. YouTube channel: https://www.youtube.com/c/Indexrate

1.1.7.3. Website: www.indexratetrading.com

1.1.8. Chatbot is a software package available in the Telegram information space at: https://t.me/InRatesupportBot

content that simulates a real conversation and performs specified actions when interacting with the Subscriber using text and/or audio messages or Content through the Channel.

1.1.9. INDEXRATE also has a closed Telegram channel PRIVATE CHAT, which is accessed by invitation. This chat is considered part of this Agreement.

2. SUBJECT OF THE AGREEMENT

2.1. The agreement defines the procedure and conditions for subscribing to the Channel. The subject of the Agreement includes Content, all functions and services of the Channel, as well as any development or addition of new ones, available explicitly.

2.2. The Administrator grants the Subscriber the right to use the Channel to view, get acquainted with the Content, including the Content on a paid basis and implement other Channel functionality by playing the corresponding technical tool of the Subscriber on the monitor (screen).

2.3. Access to the Content on a paid basis is provided on the basis of payment at the tariff established on the Channel. The method of payment for Content on a paid basis is also established on the Channel.

2.4. If at the set time the Subscriber does not use the right to access the Content on a paid basis, the right to access the Content on a paid basis will be considered to be granted by the Administrator in full. Refunds for the provided paid content in full are not made.

2.5. In the event that within 3 (three) calendar days from the date of access to the Content on a paid basis, the Administrator has not received from the Subscriber motivated objections related to granting the right to access the Content on a paid basis under this Agreement, it is hereby recognized that the right to access the Content on a paid basis has been granted to the Subscriber in full in due manner.

2.6. This Agreement has the force of an act of performance. Acceptance of fulfilled obligations is carried out without drawing up and signing the relevant separate act.

2.7. Acceptance of payments is based solely on financial services of partners. The security of money transfer processing is guaranteed by the financial services of partners. Financial services of partners do not transfer the Subscriber's data to the Administrator and other third parties.

2.8. The Administrator guarantees that he is the Administrator of the exclusive rights to the Channel specified in p. 2.1. of this Agreement. All exclusive rights to the Channel and Content belong to the Administrator.

3. ACCEPTANCE OF THE AGREEMENT

3.1. Acceptance (acceptance of the offer) is the implementation of one of the following actions:

3.1.1. familiarization by the Subscriber with the Content of the Channel;

3.1.2. clicking on the "Subscribe" button when the Subscriber accesses the Channel;

3.1.3. clicking on the "Start" button when the Subscriber first contacts the Chatbot.

3.2. By taking action to accept the offer, the Subscriber confirms his full and unconditional agreement with all the terms of this Agreement and undertakes to comply with them. The agreement can be adopted exclusively as a whole, without any reservations. (paragraph 1 of Art. 428 of the Civil Code of the Russian Federation). The Administrator and the Subscriber are jointly referred to as the "Parties" and separately as the "Party".

3.3. This Offer does not have a special deadline for its acceptance. The offer is valid from the moment of its publication (or notification by the Administrator in another form), and in terms of changes - from the date of publication of the relevant changes - until the day following the day of publication by the Administrator of the notice of termination of the offer.

3.4. The terms of the Agreement may be changed by the Administrator at any time unilaterally out of court by publishing changes or a new version of the Agreement on the Channel. The changes shall take effect for the Subscriber from the date following the date of their publication, provided that the Subscriber continues to subscribe to the Channel after the publication of the changes or acceptance of the updated version of the Agreement. If the Subscriber disagrees with the changes made, he is obliged to unsubscribe from the Channel.

4. ADMINISTRATOR'S RIGHTS

4.1. The administrator has the right:

4.1.1. Terminate the Subscriber's access to the Channel in case of violation of the terms of the Agreement or any illegal actions, as well as apply other measures to the Subscriber in order to comply with the requirements of the law or the rights and legitimate interests of third parties.

4.1.2. At any time, stop providing access to the Channel, delete or edit the Content, and partially restrict or terminate certain functions or services, including for the purpose of carrying out technical work on the Channel.

5. RESPONSIBILITY OF THE PARTIES

5.1. The parties are responsible for non-fulfillment or improper performance of their obligations in accordance with the terms of the Agreement and the legislation of the Russian Federation.

5.2. At any given time, the Channel is provided on an "AS IS" basis. The Administrator does not guarantee that the Channel meets or will meet the requirements of the Subscriber, that access to the Channel will be provided continuously, quickly, reliably and without errors.

5.3. The administrator is not responsible for technical disruptions in the Channel. However, the Administrator undertakes to take all reasonable measures to prevent such interruptions.

5.4. The Administrator is not responsible for the results obtained when using the Channel, is not responsible for direct or indirect losses of any kind incurred as a result of the use or non-use of the Channel.

5.5. Under any circumstances, the liability of the Administrator in accordance with Article 15 of the Civil Code of the Russian Federation is limited to 100 (one hundred) rubles 00 kopecks and is imposed on the Administrator if there is guilt in his actions.

5.6. The Administrator is not responsible for possible losses of the Subscriber in case of the Subscriber's decision to perform a trading operation (transaction) with the instruments (cryptocurrencies) specified in the Content.

5.7. This list of instruments (cryptocurrencies) is placed for informational purposes only and is not an investment idea, advice, individual investment recommendation, offer to buy or sell instruments (cryptocurrencies). The instruments (cryptocurrencies) in the list may not correspond to the Subscriber's investment profile. Any Content posted on the Channel may subsequently be changed. The subscriber independently makes any decisions whether or not to perform trading operations (trades) within his cryptocurrency account, and also independently bears the risk of losses. The information provided on the profitability of the instrument (cryptocurrency) is relevant as of the date of placement on the Channel. The yield for the period indicated on the Channel does not guarantee profitability in the future, the results of investment in the past do not determine future income.

5.8. Placing information on this page is not an offer to purchase/sell tools (cryptocurrencies) or an offer to send offers to purchase/sell tools (cryptocurrencies).

5.9. The Administrator is not responsible for the accuracy of the information provided and the consequences of the Subscriber's use of the information. Taking into account the above, the Subscriber should not rely solely on the information provided, but independently analyze the tools (cryptocurrencies).

5.10. Examples of results contain statistics given for a specific period of time and also cannot be considered by the Subscriber as a guarantee of profitability. The subscriber independently makes decisions on investing in the cryptocurrency market and is fully responsible for the result of the decisions made.

6. DISPUTE RESOLUTION

6.1. The claim procedure for pre-trial settlement of disputes from the Agreement is mandatory.

6.2. The claim must be sent in a scanned form with the signature of the person who believes that his rights have been violated, or his representative in private messages to the Administrator.

6.3. The claim should contain the following information: what rights have been violated; information about the person who believes that his rights have been violated; information about the representative if the claim is signed by the representative (name, scanned copy of the power of attorney; for the head of the legal entity - a scanned copy of the order/protocol of appointment); in what actions the violation of rights was expressed; a message in which, in the applicant's opinion, his rights are violated; contact details for communication (telephone, e-mail address, Skype-nick, if any); date and signature of the applicant or his representative.

6.4. The term of consideration of the claim is 10 (ten) working days from the date of its receipt.

6.5. In case of disagreement in accordance with the procedure provided for in p. 6.1 of this Agreement, the dispute shall be referred to the court at the location of the Administrator.

7. FINAL PROVISIONS

7.1. The legislation of the Russian Federation shall apply to the relations of the Parties under the Agreement.

7.2. Telegram, YouTube and TradingView Subscriber ID is used as an analogue of a handwritten signature to confirm agreement with the Agreement.

7.3. In the event that one or more provisions of this Agreement are found to be invalid, such invalidity shall not affect the validity of any other provision of the Agreement and the Agreement as a whole.

7.4. The Subscriber hereby assures the Administrator that he has read and understood all the provisions listed in this Agreement.