How do people in Florida cope with high car insurance rates?

"Now that a second kid in our household has began to drive we consider we need two smaller low insurance automobiles and that I need to trade my large-car set for one that my 20-year old can share with me. I've loved having a convertible and might nevertheless like that consequently was wondering when there is a car available on the market that is: modest minimal insurance convertible (preferably hard-top) about 2-3 years old (pre-empting any ranters - I've no goal of letting my wildish 17 year old push around in a convertible and my 20 year old woman is a goodHowmuch is equine medical insurance ?

"Need help with choosing an insurance policy.