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Motor Vehicle Accident Compensation in New York
If you suffer injuries in a motor vehicle accident that the state of New York deems serious, you may be able to file a lawsuit for compensation. Your lawyer will tell you if your injuries meet the threshold.
Insurance companies are skilled in denying the severity of your losses. Insurance companies may offer settlements that are not enough to cover your losses.
Damages
If you have been injured in an auto accident, you could be entitled to compensation. The purpose of these damages is to cover your losses as well as expenses, such as medical bills, lost wages and property damage. You can also get compensation for pain and suffering. This type of compensation could be subjective and difficult to quantify. motor vehicle accident attorneys pittsburgh can help you get the maximum amount of compensation for your injuries.
If, for example, you sustain an injury that causes permanent impairment of your leg or arm it could be possible to receive compensation for future costs that are associated with the impairment. These could include physical therapy, surgeries, or prosthetics. In addition, a long-term loss of a limb, or a major disfigurement can cause an ongoing cycle of emotional pain and a decreased enjoyment of life. This is referred to as mental anxiety.
Non-economic damages are more intangible and insurers frequently try to reduce the value of these harms. However, a skilled lawyer at Morgan & Morgan can make sure you're awarded the full value of the general damages in your case.
Medical bills
When you are injured in a motor vehicle accident medical bills can build up quickly. The cost can be overwhelming and difficult to handle, especially as you're trying to recover from your injuries.
Fortunately, there are a number of different ways that victims of car accidents can get help with medical expenses. In New York, every driver is required to carry Personal Injury Protection (PIP) coverage that will pay the initial medical expenses of a victim after an accident. PIP will also cover loss of income for up to 90 days if the victim of an accident is unable to work.
Medicare and health insurance could also cover medical expenses in addition to PIP. The only requirement is that a patient must be able proof that the costs are a result of the accident by providing doctor's bills and receipts.
Some hospitals and doctors may allow a victim of an accident to negotiate a settlement in exchange for a lien on the victim's personal injury verdict or settlement. These liens are usually known as medical liens or hospital liens. If you do not resolve these liens within a reasonable amount of time, the debts may be sent to collections. By keeping track of and storing their mileage receipts, the victims can also claim compensation for expenses incurred in traveling to and from a medical appointment.
Loss of wages
If you miss work because of an accident with a motor vehicle it can be extremely difficult to survive. The loss of a few weeks' pay, or even a month could be a major blow to many Americans who live from paycheck to paycheck. Car accident victims are often capable of recovering lost wages through car accident lawsuits.
In most cases, lost wages are determined by calculating the amount of time an injured individual could have been able to work if not for their injury. This can include missed shifts, overtime hours or any work performed in hospital. To prove the loss of income the plaintiff should request documents from his employer. This could be in the form of letters that confirm their time away from work, as well as their hourly rate or salary. Other documentation could include pay stubs as well as copies of the injured person's tax return from last year.
It is important that the demand package be submitted as soon as possible following a car accident. The person who was injured will be able to get the most benefit from their claim. Additionally, evidence of the accident could be more convincing if it is made available as quickly as it is possible.
Pain and suffering
It is difficult to quantify the physical and emotional distress caused by a crash. But, it's crucial to seek compensation for these losses in your case.
These are referred to as non-economic damages. These damages could include pain and suffering, loss in enjoyment of life, PTSD, and more. These costs can be difficult to quantify because it could take a while to fully comprehend the impact of your injury.
Your lawyer may employ one of two methods to calculate your pain and suffering damages. The most popular is the multiplier method, in which your economic damages are calculated--which includes your medical expenses, any loss of income because of your injury and damage to property. Then, it is multiplied by a value that ranges between 1.5 to 5. The higher the number, the more serious your injuries are deemed to be.
Per diem is a second method to measure pain and suffering. With this method, your lawyer can request for a jury to award the amount you are due for each day you suffer from your injury. This can be especially helpful for those who suffer injuries outside the home or who struggle to take care of children as they recover from their injuries.