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An Arkansas country club is reportedly being sued after a lame attempt at self-promotion turned into self-sabotage. According to Golf Digest, the Morrilton Country Club promoted and promised a 2022 Ford F-150 4x4 Supercrew giveaway to the first person to score a hole-in-one on the 10th hole of Saturday’s “Tournament of the Century” event.
The tournament featured a $375 buy-in and an expected crack at the truck, valued at a sticker price of $53,595.
Naturally, the unthinkable occurred when Austin Clagett, from Conway, AR., buried the inconceivable shot. Only the vehicle, which had been donated by Jay Hodge Ford, was suddenly no longer available.
According to the dealership, the country club only acquired the vehicle for display purposes and had no authority to gift it as a prize. Golf Digest, meanwhile, reported that it was a clean shot and witnesses concurred.
Clagett, of course, was not satisfied by the response and has since filed a lawsuit against the club.
“This is about doing what is right. Mr. Clagett lived up to his end of the deal when he got the hole-in-one and now Morrilton Country Club and Jay Hodge Ford want to crawfish out of the deal,” said Clagett’s lawyer Andrew Norwood.
“If they didn’t want to pay up when Mr. Clagett got a hole-in-one, they shouldn’t have offered the deal,” he concluded.
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The onions that Stanley and Zero eat towards the end of the movie are actually apples wrapped in an edible cover.
The angles of sunlight throughout the film change from phases of mid-day to afternoon/evening/morning constantly between shots in the "hole field".
At the very end of the credits, Hector "Zero" Zeroni quotes the curse his
great-great-great-grandmother made with her accent and speech patterns. He grins at the camera before it cuts to black. After which, the Walt Disney Pictures logo is shown.
I really liked the book, it was a well written one and easy to read and understand. This film adaptation does have some flaws but it was much better than I expected it to be. The film looks very beautiful, the photography is excellent throughout, even in the flashbacks, and the music was great. The screenplay is fairly faithful to the book, and is consistently engaging. The performances from everybody involved are very good, Shia LeBoeuf I actually found quite likable in this movie, and Tim Blake Nelson is fun to watch too. Patricia Arquette is given little to do, and while her character was necessary, I just felt that they could have cast somebody else that fitted the character a tad better, though I liked her chemistry with Sam the onion man, wonderfully played by Psych star Dule Hill. Sigourney Weaver looks beautiful, and seems to be relishing her role as the warden, but my favourite is Jon Voigt. He was absolutely hilarious as Mr Sir. My only other complaint of the movie, other than Patricia Arquette was some slow moments in the middle half, where little of interest happens. On the whole, it is an enjoyable and engaging film. 8/10 Bethany Cox
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A wrongfully convicted boy is sent to a brutal desert detention camp where he joins the job of digging holes for some mysterious reason. A wrongfully convicted boy is sent to a brutal desert detention camp where he joins the job of digging holes for some mysterious reason. A wrongfully convicted boy is sent to a brutal desert detention camp where he joins the job of digging holes for some mysterious reason.
Zero : I'm not stupid, I know everyone thinks I am, I just don't like answering stupid questions.

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The Medicare donut hole is a coverage gap that may arise with Medicare Part D prescription drug plans. 1 While Medicare donut hole gaps have been reduced, it's still possible that you may end up paying more out-of-pocket for medications. Medicare recipients can make changes to their plans and coverage during the annual fall open enrollment period. 2 If you need additional help with prescription drug costs, there are a number of programs that may offer financial assistance.

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How to Apply for Financial Assistance to Pay for Health Insurance

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Learn more about Medicare Part D, which is a prescription drug benefit program offered as part of Medicare.

Underinsurance refers to inadequate insurance coverage, which can cause financial hardship for a policyholder.

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Yarilet Perez is an experienced multimedia journalist and fact-checker with a Master of Science in Journalism. She has worked in multiple cities covering breaking news, politics, education, and more. Her expertise is in personal finance and investing, and real estate.

Medicare provides health care coverage for persons aged 65 and older. If you're enrolled in a Medicare Part D prescription drug plan, it's possible that you could encounter a gap in coverage, depending on how much you spend. This gap also referred to as the Medicare donut hole, can potentially affect what you pay for prescription medications.

Medicare Part D coverage pays for prescription drug costs for older adults who are enrolled in Medicare . The Medicare donut hole represents a coverage gap or temporary limit on what the plan covers for prescriptions. The gap begins after you and your drug plan have spent a certain amount for covered medications. 1

For 2022, the coverage gap begins once you and your plan have spent $4,430 on covered drugs. The spending threshold increases to $4,660 for 2023. 1 If your annual drug spending for 2022 or 2023 exceeds those amounts, then you may find yourself in the Medicare donut hole.

Medicare Part D is not the only way to get prescription drug coverage. You can also get coverage through a Medicare Advantage Plan (Part C). 3

If you and your drug plan reach the spending threshold and enter into the donut hole coverage gap, you'll pay no more than 25% of the cost for any covered brand-name prescription drugs. That rate applies whether you purchase prescription drugs at a pharmacy or through a mail-order service. The discount is applied to the price your plan has set with the pharmacy for each drug you're prescribed. 1

Medicare pays 75% of the cost of generic drugs while you're in the donut hole and you'll pay the other 25%. Almost the entire full price of brand-name drugs counts toward getting you out of the donut hole. With generic drugs, however, you only get credit for the amount that you pay. 4 With all Medicare Part D plans, the donut hole closes once you reach $7,050 in out-of-pocket costs for covered drugs. 5

The $7,050 amount includes money that you pay for covered prescriptions, your deductible, amounts paid by others on your behalf and amounts paid by eligible prescription drug assistance programs. Once you reach this point, catastrophic coverage kicks in. Going forward, you'll pay 5% of the cost for each of your drugs or $3.95 for generics and $9.85 for brand-name medications, whichever is greater. 5

Premiums you pay for Medicare Part D do not count toward closing the coverage gap. 1

Here's an example of how the Medicare donut hole works. Assume that you've reached the annual spending limit for your Medicare Part D drug plan. You need to fill a prescription for a covered medication, and you opt for the generic version that costs $22. Of that $22, you will pay 25% or $5.50. That $5.50 and will count toward the amount you need to spend out of pocket to get out of the donut hole.

Now, assume that your pharmacy was out of the generic brand and only the brand-name version was available, which costs $122. You pay the $122 out-of-pocket, but since this is a brand-name drug, you'll get credit for 95% of the full price or $115.90.

Your Part D plan should keep track of your spending for you. Still, you may want to keep copies of receipts just in case there's a discrepancy in your monthly statement.

The Inflation Reduction Act will bring some significant changes to Medicare that could affect coverage gaps for those with Medicare Part D. Specifically, the Act is set to: 6

Additionally, Medicare Part D recipients won't pay anything out-of-pocket during the catastrophic phase of coverage. That provision eliminates the current rule that dictates beneficiaries pay 5% coinsurance after reaching the $7,050 out-of-pocket threshold. That part of the Act will take effect in 2024. 6

The donut hole in Medicare is a coverage gap that occurs when you and your drug plan reach a certain spending threshold. To get out of the donut hole, your out-of-pocket costs must exceed a specific dollar amount. Costs that can be applied toward closing the donut hole include deductibles, coinsurance, copayments, discounts for brand-name drugs and amounts you pay while you're in the gap.
To get out of the donut hole, you'll need to close the gap in coverage by bringing your out-of-pocket spending up to a certain level. For 2022, Medicare Part D beneficiaries are considered to have closed the gap once their spending reaches $7,050. Again, eligible expenses include amounts paid toward your deductible, generic and brand-name drugs, coinsurance and copayments. Medicare Part D premiums and pharmacy dispensing fees do not count toward closing the donut hole. 1
Generally, you're eligible to enroll in Medicare beginning in the year that you turn 65. If you're already enrolled in Medicare and you'd like to join, switch or drop a drug plan you can do so during the annual Medicare Open Enrollment period. For 2022, Medicare Open Enrollment extends from Oct. 15 to Dec. 7. If you're enrolled in a Medicare Advantage Plan, you can switch to a different plan or move to Original Medicare during a second open enrollment period that extends from Jan. 1 to March 31 each year. 2
Medicare Extra Help is a special program that provides financial assistance to people who need help affording their prescription medications. Extra Help can offer an estimated $5,100 in benefits each year to people who qualify. To be eligible, you must be receiving Medicare and have limited financial resources. If you can enroll in Extra Help, you won't have any coverage gap or donut hole with Medicare Part D. 7

Prescription drug costs can take a toll on your budget. Finding ways to minimize these costs may be important if you have a limited income in retirement. If you're enrolling in Medicare drug coverage for the first time, it's important to understand how the donut hole works and how it may affect your prescription drug costs. And if you already have Medicare, consider weighing your current plan benefits against other options to see if switching plans during the fall open enrollment period would benefit you.

U.S. Centers for Medicare and Medicaid Services, Medicare.gov. " Costs in the Coverage Gap ."
U.S. Centers for Medicare and Medicaid Services, Medicare.gov. " Joining a Health or Drug Plan ."
U.S. Centers for Medicare and Medicaid Services, Medicare.gov. " How to Get Prescription Drug Coverage ."
Medicare Interactive. " The Part D Donut Hole ."

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