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Pre-approval is really a lender's actual commitment to lend for you. It involves assembling the financial records mentioned in Question 47 (Without the property description and purchasers contract) all night through a preliminary approval period. Pre-approval gives merely definite involving what you can afford and shows sellers that happen to be serious about buying.

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During the application process, financial institution will order a report on your personal credit history and a professional appraisal of this property in order to to invest in. The application process typically takes between 1-6 weeks.

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