Funding, Credit, Investments : Economical Categories

Funding, Credit, Investments : Economical Categories


Scientific functions in the theories of finances plus credit, according to the specification with the research object, will be characterized to get many-sided and many-leveled.

The meaning of wholeness in the economical contact formed in the particular process of creation, distribution and usage of finances, as money sources is extensively spread. For illustration, in "the common theory of finances" you can find two explanations of finances:

1) "... Finances echo economical relations, development in the funds associated with money sources, inside the process involving distribution and partage of national statements according to the distribution and usage". This definition is given relatively to be able to the conditions involving Capitalism, when cash-commodity relations gain common character;

2) "Finances represent the organization regarding centralized ad decentralized money sources, inexpensive relations relatively along with the distribution in addition to usage, which assist for fulfillment in the state functions and even obligations and in addition provision of the particular conditions in the increased further production". This definition is delivered without showing the environment of it is action. We talk about partly such reason of finances plus think expedient in order to make some specs.

First, finances conquer the bounds regarding distribution and redistribution service of the countrywide income, though this is a standard foundation of finances. In addition, formation and utilization of the depreciation fund which can be the particular part of monetary domain, belongs not necessarily to the distribution and redistribution regarding the national income (of newly formed value during a new year), but for typically the distribution of previously developed value.

This specific latest first appears to be a new part of associated with main industrial finances, later it is relocated to the price price of an all sety product (that is usually to the value too) after its conclusion, in fact it is set the depression fund. Its source is taken into account beforehand as a depression kind in the particular consistence of the prepared products cost price.

Second, main goal regarding finances is very much wider then "fulfillment in the state functions and obligations in addition to provision of situations for the widened further production". Finances can be found on the state level and in addition on typically the manufactures and branches' level too, plus in such conditions, when the most area of the manufactures happen to be not state.

Sixth is v. M. Rodionova has a different position about this subject: "real formation involving the money starts on the phase of distribution, once the value is realized and concrete affordable forms of typically the realized value are separated from typically the consistence with the profit". V. M. Rodionova makes an emphasis of finances, while distributing relations, if D. Lottery winnings S. Moliakov underlines industrial base of finances.

Although both of all of them give quite establish discussion of finances, as a method of formation, submission and usage of the particular funds of money resources, that comes out of the following definition of the finances: "financial cash relations, which forms in the particular process of submission and redistribution regarding the partial value of the national prosperity and total sociable product, is related with the subjects regarding the economy plus formation and use of the condition cash incomes plus savings in the particular widened further creation, in the material stimulation of the workers for satisfaction of the society sociable as well as other requests".

Inside the manuals associated with the political economy we meet along with these definitions associated with finances:

"Finances of the socialistic condition represent economical (cash) relations, by using which, in the way of planned submission of the earnings and savings the particular funds of cash causes of the express and socialistic makes are formed with regard to guaranteeing the growth of the production, growing the material plus cultural level associated with the people and then for satisfying other general society requests".

"The system of design and usage regarding necessary funds involving cash resources for guarantying socialistic increased further production signify exactly the finances associated with the socialistic culture. And the totality of economical associations arisen between condition, manufactures and businesses, branches, regions plus separate citizen based on the movement of dollars funds make economic relations".

As we now have seen, definitions regarding finances made simply by financiers and politics economists tend not to differ greatly.

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