Fund, Credit, Investments - Economical Categories
Scientific functions in the concepts of finances and credit, according to the specification of the research object, are characterized to become many-sided and many-leveled.
The definition of totality in the economical relations formed in the particular process of formation, distribution and usage of finances, as money sources is widely spread. For example, in "the standard theory of finances" you will find two meanings of finances:
1) "... Finances echo economical relations, creation of the funds of money sources, throughout the process associated with distribution and partage of national invoices in line with the distribution and even usage". Top destinations This description is given relatively to be able to the conditions of Capitalism, when cash-commodity relations gain common character;
2) "Finances represent the organization associated with centralized ad decentralized money sources, affordable relations relatively using the distribution and usage, which function for fulfillment in the state functions and obligations and furthermore provision of typically the conditions with the widened further production". This specific definition is brought without showing typically the environment of its action. We share partly such description of finances and think expedient in order to make some specification.
First, finances overcome the bounds of distribution and répartition service with the national income, though this is a simple foundation of finances. Also, formation and consumption of the downgrading fund which is the particular part of economic domain, belongs not necessarily to the circulation and redistribution regarding the national salary (of newly produced value during the year), but to typically the distribution of previously developed value.
This particular latest first shows up to be a part of value of main industrial cash, later it will be moved to the cost price of an all sety product (that is to the value too) along with its conclusion, in fact it is set the depression fund. Their source is taken into account before hand as a depression kind in the particular consistence from the ready products price range.
Second, main goal regarding finances is much wider then "fulfillment in the state capabilities and obligations and provision of problems to the widened additional production". Finances exist on the state stage and in addition on the particular manufactures and branches' level too, and even in such circumstances, when the most area of the manufactures happen to be not state.
Sixth is v. M. Rodionova has a different placement about this subject matter: "real formation regarding the money commences on the phase of distribution, once the value is realized and concrete inexpensive forms of typically the realized value will be separated from the consistence from the profit". V. M. Rodionova makes an highlight of finances, as distributing relations, whenever D. S. Moliakov underlines industrial foundation of finances.
Though both of these people give quite verify discussion of money, as a technique of formation, distribution and usage of the funds pounds sources, that comes out of the following associated with the finances: "financial cash relations, which forms in typically the process of distribution and redistribution involving the partial value of the national prosperity and total sociable product, is related with the subjects associated with the economy plus formation and consumption of the point out cash incomes and even savings in the widened further creation, in the materials stimulation of the workers for fulfillment from the society sociable and also other requests".
In the manuals involving the political economy we meet with the subsequent definitions involving finances:
"Finances of the socialistic state represent economical (cash) relations, by making use of which usually, in the method of planned circulation of the incomes and savings the particular funds of money causes of the express and socialistic produces are formed for guaranteeing the growth associated with the production, rising the material in addition to cultural level associated with the people as well as for satisfying other common society requests".
"The system of creation and usage associated with necessary funds regarding cash resources intended for guarantying socialistic widened further production represent exactly the finances involving the socialistic society. And the totality of economical relationships arisen between point out, manufactures and businesses, branches, regions and separate citizen based on the movement of funds funds make monetary relations".
As we've seen, definitions regarding finances made by financiers and personal economists never differ greatly.