Fund, Credit, Investments - Economical Categories

Fund, Credit, Investments - Economical Categories


Scientific runs in the hypotheses of finances plus credit, according to be able to the specification in the research object, happen to be characterized to become many-sided and many-leveled.

The definition of wholeness in the economical relationships formed in the particular process of development, distribution and use of finances, as cash sources is widely spread. For example, in "the general theory of finances" you can find two explanations of finances:

1) "... Finances reflect economical relations, development of the funds associated with money sources, throughout the process regarding distribution and répartition of national invoices according to the distribution and usage". This definition has relatively in order to the conditions of Capitalism, when cash-commodity relations gain common character;

2) "Finances represent the formation involving centralized ad decentralized money sources, economical relations relatively using the distribution in addition to usage, which serve for fulfillment of the state functions and even obligations and also provision of the particular conditions in the increased further production". This particular definition is introduced without showing the particular environment of its action. We share partly such reason of finances and think expedient in order to make some requirements.

First, finances conquer the bounds regarding distribution and partage service in the countrywide income, though that is a standard first step toward finances. Furthermore, formation and consumption of the depreciation fund which can be the particular part of economic domain, belongs not to the supply and redistribution regarding the national revenue (of newly produced value during a new year), but for the distribution of currently developed value.

This latest first looks to be a part of associated with main industrial finances, later it is definitely relocated to the cost price of a ready product (that would be to the value too) after its understanding, in fact it is set the depression fund. The source is used into account beforehand as a major depression kind in typically the consistence with the prepared products cost price.

2nd, main goal of finances is substantially wider then "fulfillment of the state features and obligations and even provision of circumstances for your widened more production". Finances can be found within the state degree and in addition on typically the manufactures and branches' level too, in addition to in such conditions, when the most area of the manufactures happen to be not state.

V. M. Financial Controller Rodionova provides a different location about this subject: "real formation involving the financial resources begins on the period of distribution, when the value is recognized and concrete economical forms of the particular realized value are usually separated from the consistence with the profit". V. M. Rodionova makes an accent of finances, as distributing relations, when D. S. Moliakov underlines industrial groundwork of finances.

Though both of all of them give quite substantiate discussion of money, as a method of formation, circulation and usage of the funds of money resources, that arrives of the following meaning of the finances: "financial cash relations, which forms in typically the process of submission and redistribution associated with the partial value of the national prosperity and total social product, is related to the subjects associated with the economy and formation and consumption of the express cash incomes and even savings in typically the widened further creation, in the stuff stimulation of typically the workers for fulfillment of the society cultural along with other requests".

In the manuals associated with the political economic system we meet together with these definitions associated with finances:

"Finances of the socialistic state represent economical (cash) relations, by using which in turn, in the way of planned supply of the earnings and savings the funds of funds types of the express and socialistic companies are formed regarding guaranteeing the expansion involving the production, increasing the material plus cultural level associated with the people and then for satisfying other standard society requests".

"The system of design and usage associated with necessary funds involving cash resources regarding guarantying socialistic widened further production stand for exactly the finances of the socialistic society. And the wholeness of economical relationships arisen between point out, manufactures and companies, branches, regions in addition to separate citizen in line with the movement of cash funds make financial relations".

As we've seen, definitions of finances made by simply financiers and politics economists tend not to change greatly.

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