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The best type of credit card to get at 18 is a student credit card, assuming you’re in college. Credit cards for students tend to have better rewards as well as lower rates and fees than other starter credit cards for people with no credit. But any type of card will do, provided it .
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Second, using a credit card with care can help your teen begin to build credit. That way when the time comes to apply for a car loan or other financing, they may be able to do so without a co-signer. Teens can begin building credit at a young age by becoming authorized users on their parents’ credit cards.
One of the easiest ways to help your teen start building credit is to make them an authorized user on a credit card in your name. Most major credit card companies — with the exception of Citi — will allow you to add authorized users under the age of 18, though Amex and Discover require them to be at least 15 years of age, and Barclays at.
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