Epoch.Com Charge

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Epoch.Com Charge
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Also Appears on Statements As
CHKCARDEPOCH.COM *ICFTECHNOL
CHECKCARD EPOCH.COM *ICFTECHNOL
POS Debit EPOCH.COM *ICFTECHNOL
POS PUR EPOCH.COM *ICFTECHNOL
POS PURCH EPOCH.COM *ICFTECHNOL
POS PURCHASE EPOCH.COM *ICFTECHNOL
POS REFUND EPOCH.COM *ICFTECHNOL
PRE-AUTH EPOCH.COM *ICFTECHNOL
PENDING EPOCH.COM *ICFTECHNOL
Visa Check Card EPOCH.COM *ICFTECHNOL MC
Misc. Debit EPOCH.COM *ICFTECHNOL
CHKCARD EPOCH.COM *ICFTECHNOL
Similar Charges
EPOCH.COM *ICFTECHNO 800-893-8871 ,CA 15230255
EPOCH.com*ICFTECHNO800-893-8871 GB GBR
EPOCH.COM *ICFTECHNO 800-893-8871 GBR
EPOCH.COM *ICFTECHNOL
EPOCH.COM*ICFTECHNOL +1-3106645
EPOCH.COM*ICFTECHNOL +1-3106645810
EPOCH.COM *ICFTECHNOL +13106645810
First seen on April 1, 2014 ,
Last updated on May 16, 2021
I haven't used anything, but I've been getting charged through my account which is unusual and it's showing EPOCH *ICFTECHNOL on the detail.
"EPOCH.COM *ICFTECHNO" is a company that handles transactions for adult websites.
Continuously for the last four months has tried to charge my card for $14.99. The card was deactivated and canceled for months ago when used in a scam.
Guy's what is happening is that when you sign up for certain adult sites, they may automatically share your credit card information with a webcam affiliate (along with a link to access the webcams from the site your joining). The webcam site will not charge you unless you go there and start tipping etc. But since webcams are so expensive, user profiles are frequently hacked by pirates wanting to interact with live girls and so it's basically a ticking time bomb as soon as you join the initial site.
Best thing to do is: first, after you join any adult site, check you email to see if you were automatically signed up for any webam sites, if so call or contact the biller for the site and request to have your card blocked from the webcam site. It's really a shame we should have to do this as really shouldn't be legal to automatically share your credit card information, but it is what it is.
STOP TAKING MONEY FROM MY ACCOUND I DONT USING THIS SITE
EPOCH.COM*ICFTECHNOL is a fraud/scam a recurring charge in my case from livecammodels.com
Epoch took care of it right away and stopped the billing and refunded my money
i’m getting charged 19.95 to my account
I had a reoccurring charge of $34.97 from this website. When I called to dispute it they told me my boyfriend had to call because there was an account with his name but it was my card used. They wouldn’t tell me anything. He contacted them to cancel a supposed subscription. They refused to work with him because it’s my card and told him to have me call again. I called again and explained he never signed up for anything. They refused to refund me because he had created an account which he did do, but he never subscribed to anything when creating an account. He was required to enter card information to create the account and was automatically signed up for two monthly subscriptions which they refuse to refund. The card had been deactivated and one subscription was cancelled due to the card being shut off but the other one kept charging an inactive card and taking money from my bank account each month. They had no explanation for that when asked why that happened. In order to receive a refund, you have to demand a supervisor and you’re put on a ten second hold and magically they can refund one month. However they would not refund any of the other charges.
I saw in my bank statement that money was taken from my account for this i do not know what it os nor have i sybscribed to anythong on the net because of this kind of thing fraud soni woukd like yo be refunded immediately or i will take further legal action
Charged 39.99 on my card that I definitely did not pay for.
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by Tech With Tech's Team February 28, 2022
Here’s what Epoch is and why they charged your credit card.
Epoch is a payment service provider, and they pass bills on from webshops to you.
So if you want to know all about Epoch and why they pop up on your credit card statement, then you’re in the right place.
One of the worst feelings is when you get a bill for something you don’t recognize. You might be losing money you can’t afford to miss, and if your identity has been stolen, things are going to be annoying at best.
Sometimes, that sinking feeling will hit you before the news is necessarily bad. Some charges are hard to recognize, but they are legitimate, and your security is intact.
A name that comes up often in this situation is Epoch. Many people see a bill of Epoch, and they don’t know why it’s there. When you know more about Epoch, the whole situation is much less scary.
Epoch is a payment services provider. You can think of the company as being similar to PayPal. It is a company that processes a transaction, and it specifically caters to online purchases. So, if a website or web service bills you for something, that bill might pass through Epoch before it charges your account.
More specifically, Epoch fills a gap in online payment processing by providing services for high-risk merchants. This is a category of industries where PayPal and traditional credit card processors don’t like to get involved. These industries have a higher risk of customers defaulting on purchases, and that can hurt the bottom line for the payment processors.
Some common high-risk industries include hospitality, CBD products, dating services, cryptocurrency, pornography, and firearms. There are plenty more high-risk industries. If you make online purchases from a provider in these industries, there is a good chance that Epoch will process the payment.
Ultimately, Epoch works like any credit card processor, like Visa or Mastercard. When you make a purchase with a credit card, the processor (e.g. Visa) acts as a go-between for you, the merchant, and your bank. They handle secure communication, and they guarantee that the merchant will be paid for the transaction.
While they pay the merchant, they bill you (via your bank) for the amount that they paid the merchant. They charge the merchant a small fee for the service, and everyone gets what they wanted from the transaction.
Epoch performs this same service, but they specifically work in the space of online transactions. If you order something online, there is a good chance that Epoch will handle the digital mechanics of the transaction itself.
The major difference between Epoch and a traditional credit card is that both can be involved in a single transaction. Epoch will ultimately bill your credit card rather than your bank. Because of that extra step, your credit card statement will show Epoch as the reason for a charge rather than the original online purchase.
If your credit card has been charged to Epoch, it means that its information was provided to Epoch to make an online purchase. This transaction can be for virtually anything on the internet.
Epoch does cater to high-risk merchants, but it also works with low-risk merchants. If you buy from an Etsy store, subscribe to online continent, or make any number of other online purchases, there is a good chance that Epoch handles payment processing. That is why you see them on your credit card statement.
If you want to track down the initial transaction, you’ll have to match up the Epoch bill to your original online receipt.
Yes. Epoch is as safe as any online payment processor. The company exists to provide security and reliability for online purchases, and they have a reputation for doing that well.
The most common complaint against Epoch involves its inability to directly refund canceled online subscriptions. If you subscribe for online content and decide to cancel, Epoch can only stop future billing. Refunds are handled by the original merchant.
If you find Epoch charges that you do not recognize, you should treat the situation just like you would any other suspicious charge.
You might find that nothing nefarious happened, but it’s always important to investigate the charges. Below are step-by-step instructions to help you.
Epoch’s policy is to email a receipt for every transaction they process. If you have such an email, it will explain the purchase and include the original vendor or merchant.
The Epoch statement on your credit card might not reflect the original purchase, but the Epoch receipt will. If you recognize the purchase in the Epoch receipt, you are fine. If you do not recognize that purchase or never received an email, continue to the next step.
At this point, you are not necessarily a victim of fraud. Sometimes, email addresses are entered incorrectly, or any number of other circumstances can prevent you from receiving your receipt email.
When you contact Epoch, they can bring up their record of the transaction and show it to you. Once you have that information, you can confirm if the charge is for a purchase you made or if it is fraudulent. If you remember making the purchase, everything is fine. If the charge is fraudulent, notify Epoch and continue to the next step.
Log into your account for the card or call the support number. Keep in mind that you want to contact the bank that issued your card, not the processor (such as Visa).
Let them know about the fraudulent charges. Typically, they will immediately deactivate the card to prevent additional bad charges. They can also help you review your account to see if other fraudulent charges occurred.
Most importantly, they will take you through the necessary steps to secure your account. Sometimes, this is as simple as issuing a new card. Sometimes, it can be more involved.
Once your account is secure, they can help you decide how best to involve the authorities.
For a single fraudulent charge under a hundred dollars, it’s unlikely that the authorities will be able to take much direct action. If you know who committed the fraud or have other identifying information, that changes the game.
The police will be happy to get this information. Without such information, their ability to pursue the perpetrator will be limited. It always helps to provide whatever information you can, but it is important to have reasonable expectations. In most cases, the police will be limited in the help they can provide.
Now that you know what Epoch is and how it works, you don’t have to fear seeing the name on a credit card bill. If ever you receive charges that you did not initiate, you have a process to pursue relief.
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I have a credit union bank account and I was just going to order something off Ebay. I checked my online account to make sure I had money in my account. Turns out I find a charge from Epoch.com for $20 today. I know it's 20 bucks but I'm 18 with little to no income. I needed that money to fix my car and get the car parts. I tried contacting my bank but they're closed. How can I fight this when I call tomorrow? I do not want to get charged for something I don't even use/go on.
I'm a newbie so don't know what to do right now or even where to post.
I searched Epoch on yahoo answers and some people are saying it's an online payment service but for the "adult nature."
Call tomorrow morning. Explain the charge, explain that you did not purchase this.
I called Epoch. They told me I was the one who allowed the transaction.. I told them I was not even home when it happened. I argued and argued until they gave me a fraud case. They reported it and gave $20 back. It won't be available in 3-4 days though. I'm really scared they'd take more money if left open for 3-4 days. I'm contacting bank tomorrow and going to try to get a new account.
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© 2022 DoNotPay All rights reserved.
Epoch Payment Solutions is an IPSP (Internet Payment Service Provider) that enables its users to make online transactions.
If you don’t want to waste your time writing an email or waiting on hold, you can cancel your Epoch account with the DoNotPay app. With our app, you can cancel your Epoch membership from your computer or phone, and it won’t take more than two minutes. Here is what you need to do:
As soon as we cancel your subscription, you will receive a confirmation email.
No, you can’t. If you want to stop using Epoch services, you need to close your account. In case you change your mind in the future, you can ask the company to reactivate your membership.
It depends on your case. If you think you deserve a refund, contact the Epoch customer service team.
Paid subscriptions cost you much more than you are aware of. Most people spend hundreds of dollars each month on subscription services , without even realizing it. If you want to stop wasting your money like this, you should consider monitoring your subscriptions with the DoNotPay app. We will help you find subscriptions you don’t use and cancel them.
Did Epoch Payment charge your credit card more than it was supposed to? Do you feel like you’ve been wronged by the company in any way? If so, your best shot at getting your money back is to sue the company. DoNotPay can help you with that. Our robot lawyer is a winner of the ABA Brown Award and is known for its outstanding legal services. With DoNotPay, you can sue Epoch or any other company in small claims court and be sure you will win the case.
Frustrated with paying for subscriptions you don’t even use? You’re not alone. DoNotPay allows you to manage and cancel all of your subscriptions and memberships, saving you time and money! Here are just a few more subscriptions we’ve helped our users cancel:
Sharing your credit card details online comes with certain risks, and it’s getting more difficult to tell good and bad websites apart. With DoNotPay’s virtual credit card generator , you will be able to protect your identity and bank account from cyber scammers.
Whenever you run into a suspicious email or website, generate a virtual credit card and proceed without worries. Our virtual cards also work like a charm if you want to avoid automatic payments after free trials.
Besides helping you cancel your Epoch Payment account, our AI lawyer can help you avoid the hassle when dealing with various other issues . With the DoNotPay app, you can conveniently:
Let DoNotPay solve this problem for me.
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