Do car insurance rates go down in the time you have you license even if you don't have car insurance?

"HiI used to be laid-off due to my factory closing I offered my car and was required to make use of public transportation for some timeBest way to discover specific insurance professional?

"Hi"And pointed out that the quality is approximately exactly the same them for all but the specialist's charge runs from $100 to $300"Im 19"Does one still have to be included with your parents car insurance in case you just borrow their vehicle