Different Ways Of Dating A Cheque

Different Ways Of Dating A Cheque




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Can you put a future date on a check? Yes, you can put a date in the future on a check . This is known as "post- dating " and is usually done when someone does not want the check cashed until a specified date in the future . Just note that post-dated checks can still be cashed prior to the date on the check sometimes .
A post-dated check (or post-dated cheque ) is a check written with a future date . In other words, the date that appears on the check is after the date when the check was written . Even with a future date appearing on the check, the check could clear (be paid from) the bank account prior to that date .
6) Post - dated cheque (PDC) A cheque is called post-dated cheque when the date mentioned on the cheque is yet to come . These types of cheques are issued on mutual agreement of payer and payee . However, these types of cheques cannot be paid before the date written on the cheque . It can only be paid on or after (up to three months) the date mentioned on the cheque .
Date of the cheque . To be able to receive payment, the date must be the current date; The person who holds and presents the cheque at the bank . It is advisable to cross out "or bearer" to avoid any stolen cheque from being paid out; The payment amount written in words . The same value will be written in the box beside it .
6 steps to write a cheque : 1 . Write the date in the top right corner, next to a box or line that says "Date ." Always write the same date as the date that you signed the cheque . 2 . Write the recipient on the line next to "Pay to the order of ." If it's a person, write their first and last name .
Post dated cheque (PDC): A PDC is a form of a crossed or account payee bearer cheque but post dated to meet the said financial obligation at a future date . Various types of cheques based on their functionality . Local Cheque : A local cheque is a type of cheque which is valid in the given city and a given branch in which the issuer has an account and to which it is connected .
The Commonwealth Bank of Australia's rules and conditions for cheques (2014: Section 1 .7 .6 'Dishonour of cheques' ) clearly state that a cheque will be dishonoured if it is presented before the post-date as written on the cheque for the reason that, ' . . .the cheque bears a date that is in the future . This is known as a post-dated cheque and it cannot be paid until that date arrives .'
For Example, a cheque issued on 10th Jan 2010 may bear a date 20th Dec 2009 . Post Dated Cheque . Cheque on which drawer mentions a date which is yet to come(future date) to the date on which it is presented, is called post-dated cheque . For example, if a cheque presented on 10th Jan 2010 bears a date of 25th Jan 2010, it is a post-dated cheque .
Yes, date can lead to a bounced cheque . The typical problem with the date can be that the date is disfigured or has some mistake, or is not readable or scribbled, will lead to your cheque bouncing . Also, the other reason is that the date has expired or in other words, the date on the cheque is more than 3 months old, from the current date .
To endorse the cheque to another person, write "Pay to the order of _______" on the reverse side of the cheque . Sign your name . In some cases, you may also be required to initial near the written and numerical amounts of the cheque . Never ask someone you do not know intimately to cash a cheque for you .
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Different Ways Of Dating A Cheque








































































































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