Daisy2312

Daisy2312




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Festivals, Celebrations and Events


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Pancake Day (Shrove Tuesday)


If-Then Screen-Free Outdoor Coding Game



Homemade Zoo Animals Lolly Stick Puzzle



Baby-Led Weaning: Pancake Recipe and Ideas



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Books for Babies - Establishing Reading Early



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We have loads of options for fun activities and ideas to try with your child at home. Why not look in our Home Activities and Crafts area for some inspiration?
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Got a free weekend and nothing to do? We have lots of fun activities you can get stuck into in our Weekend Planner for Parents that you can download above.
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Parents


Festivals, Celebrations and Events


Festivals and Cultural Celebrations


Pancake Day (Shrove Tuesday)
Parents


Activities and Games


Summer Sorted!
Parents


Activities and Games


Summer Sorted!


February Busy Boards
Please Sign In or Join for FREE to suggest a change for this resource.
Twinkl updated the Main Version 5 months ago

Twinkl


Parents


Festivals, Celebrations and Events


Festivals and Cultural Celebrations


Pancake Day (Shrove Tuesday)


If-Then Screen-Free Outdoor Coding Game



Homemade Zoo Animals Lolly Stick Puzzle



Baby-Led Weaning: Pancake Recipe and Ideas



Fantasy Story Time Flashcards Activity



Books for Babies - Establishing Reading Early



Word Colouring Pages - Wild Creatures



You don't have to sign out unless you're on a shared or public computer.

We have loads of options for fun activities and ideas to try with your child at home. Why not look in our Home Activities and Crafts area for some inspiration?
We have loads of options for fun activities and ideas to try with your child at home. Why not look in our Home Activities and Crafts area for some inspiration?
Got a free weekend and nothing to do? We have lots of fun activities you can get stuck into in our Weekend Planner for Parents that you can download above.
Here are some extra tips for putting together some great weekend plans:


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Jan 9 2008, 07:56 PM, updated 10y ago



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#1


Junior Member
129 posts


Joined: May 2006


Greetings, Hope somebody here can clear my doubt How much bank will charge if I get banker's cheque from them? So far, these are what I found from their website: Maybank - RM5.00 CIMB - RM2.00 + stamp duty of RM0.15 Bank Islam - RM1.00 + RM0.15 (stamp duty) Public Bank - RM2.00 per piece + stamp duty Do I need to have a savings/current account at that particular bank? Can I use banker's cheque to pay car downpayment? Any different between demand draft and banker's cheque? Thank you


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#2


All Stars
52,874 posts


Joined: Jan 2003


QUOTE(mi_kit49 @ Jan 9 2008, 07:56 PM)


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#3


Senior Member
844 posts


Joined: Jan 2003
From: S'ban.N.S



demand draft n banker cheque is amost same...... even if u asked for demand draf they will issue bankers cheque though...... u r only have to give cash for required amount to be issued in dat bankers cheque + bank charges....... u can other payment methods


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#4


Senior Member
1,184 posts


Joined: Jan 2003
From: UEP Subang Jaya

QUOTE(mi_kit49 @ Jan 9 2008, 07:56 PM)


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#5


Senior Member
4,405 posts


Joined: Jan 2005



Banker's Cheque = Bank Draft. Normal charges : RM2 + RM0.15(stamp duty)


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#6


Staff
25,720 posts


Joined: Jan 2003
From: Penang


No, you don't need to be account holder to get a demand draft or banker cheque. The difference between demand draft and banker cheque (got slight difference actually), for local currency and in Malaysia, the banks will issue a banker cheque, as the money is drawed from its own bank, while for foreign currency they will issue a demand draft as the money is draw at third party bank in overseas, not its own bank. This is the difference that I could spot, I might be wrong.


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#7


Senior Member
3,613 posts


Joined: Feb 2007


How about the check clearance policies for banker's checks? I'm familiar with the practice in the US where a banker's check is almost like cash and can be cleared immediately. However my last attempt at depositing a MBB banker's check at Stanchart still took 3 days to clear. Is this normal? Why do I have to provide the money up front if it's not the same as cash?


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#8


Junior Member
5 posts


Joined: Feb 2006


For Banker's Cheque (BCQ) CIMB Bank Charges: RM2.00 + RM0.15 (stamp duty) Acc holder is not a requirement. just bring ur ic and of course money tho The BCQ clearance is 1 1/2 days for CIMB cheques. Same like deposit cheque into acc. For other's bank cheque took 2 1/2 days for clearance. if u wanna pay for downpayment for big sum of money i suggest u use BCQ for transaction. Safe and easy. Just need to wait for cheque clearance. it's not safe nowadays to carry big bag out of a bank .. Heheh there goes my 1st post. Anymore question bout banking method feel free to ask me. Pleasure to help


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#9


Senior Member
605 posts


Joined: Jan 2003
From: Kota Kinabalu, Sabah



I need some advice here... Someone going to buy my car... The buyer going to pay me full amount of RM30k using bankers cheque... I'm afraid of bounce cheque... My question is, do bankers cheque has the risk to be bounce? Might afraid he buyer run away with my car while i'm getting nothing on hand...


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#10


Senior Member
8,478 posts


Joined: Sep 2005
From: lolyat


QUOTE(kopiOkaw @ Jun 30 2009, 10:33 AM)


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#11


Moderator
9,237 posts


Joined: Mar 2008



QUOTE(yhtan @ Jun 30 2009, 11:35 AM)


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#12


Junior Member
21 posts


Joined: Jun 2009


woah~~~ I'm about to hv a bank issue a BCQ for me to pay car downpayment... =)


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#13


Junior Member
35 posts


Joined: Aug 2005
From: Malaysia


QUOTE(MilesAndMore @ Jun 30 2009, 05:38 PM)


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#14


Moderator
9,237 posts


Joined: Mar 2008



QUOTE(dOllICa @ Jul 22 2009, 02:23 PM)


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#15


Senior Member
1,685 posts


Joined: Jan 2003


Fyi, there are fake banker cheques . I just found out from the sargeant when making a police report last week, when he share with me one of the con case. The safest transaction is by cash or wait for cheque to clear before deliver . This post has been edited by gs20 : Jul 22 2009, 06:56 PM


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#16


Senior Member
1,068 posts


Joined: Jan 2007



Bump old thread. Guys, I just came back from an auction which I didn't manage to win the bid. So with this banker's cheque, do I need to bank it back personally into my account? Or I can drop it off in an cheque box? TQ


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#17


Moderator
9,237 posts


Joined: Mar 2008



QUOTE(jasonhanjk @ Sep 15 2009, 05:17 PM)
Bump old thread. Guys, I just came back from an auction which I didn't manage to win the bid. So with this banker's cheque, do I need to bank it back personally into my account? Or I can drop it off in an cheque box? TQ


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#18


Senior Member
597 posts


Joined: Aug 2008



QUOTE(cherroy @ Jan 10 2008, 08:56 AM)


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#19


Junior Member
334 posts


Joined: Apr 2006



Can anyone elaborate more on how to purchase a banker's cheque Lets say, if i would like to purchase frm CIMB, and i have an account thr, can i ask them to directly deduct the money from my account? Added on February 6, 2010, 11:21 pm Can anyone elaborate more on how to purchase a banker's cheque Lets say, if i would like to purchase frm CIMB, and i have an account thr, can i ask them to directly deduct the money from my account? This post has been edited by VelVetDreAmzZz^_^ : Feb 6 2010, 11:21 PM


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#20


Moderator
9,237 posts


Joined: Mar 2008



QUOTE(VelVetDreAmzZz^_^ @ Feb 6 2010, 11:21 PM)
Can anyone elaborate more on how to purchase a banker's cheque Lets say, if i would like to purchase frm CIMB, and i have an account thr, can i ask them to directly deduct the money from my account?


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#21


Senior Member
2,096 posts


Joined: May 2008


Want to know too ~ how to purchase a banker's cheque


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#22


Moderator
9,237 posts


Joined: Mar 2008



QUOTE(leyley @ Feb 7 2010, 10:05 PM)
Want to know too ~ how to purchase a banker's cheque 


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#23


Junior Member
262 posts


Joined: Jan 2007
From: Republic Of Rainbow



what if i lost the bankers cheque..can i ask the bank for refund it?


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#24


Moderator
9,237 posts


Joined: Mar 2008



QUOTE(neojack @ Apr 4 2010, 07:04 AM)
what if i lost the bankers cheque..can i ask the bank for refund it?


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#25


Newbie
1 posts


Joined: Apr 2010


Hi, I just sold and delivered my car. I was given a banker's cheque for the full amount (which I immediately banked in). Now my worry is that if a bankers cheque can be stopped by the buyer? I don't want to be left with no $$ and no car!!! Please advise asap. Thanks


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#26


Junior Member
432 posts


Joined: Oct 2007
From: Nilai



I've never used banker's cheque before so not sure what to do...I just got a banker's cheque from RHB...can I just put it in CIMB cheque deposit machine and will it clear just like any other normal cheque within 2-3 days?


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#27


Junior Member
95 posts


Joined: Feb 2010



QUOTE(MilesAndMore @ Apr 4 2010, 03:50 PM)


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#28


Moderator
9,237 posts


Joined: Mar 2008



QUOTE(svage98 @ Jul 29 2010, 07:54 PM)
I've never used banker's cheque before so not sure what to do...I just got a banker's cheque from RHB...can I just put it in CIMB cheque deposit machine and will it clear just like any other normal cheque within 2-3 days?
QUOTE(eimane @ Jul 29 2010, 08:36 PM)
Is that the money will be return immediately? what document to bring along if in the case losing/stolen banker's cheque to the bank?
QUOTE(eimane @ Jul 29 2010, 08:36 PM)
Is that I can go to any branch of that bank? or need to go to branch which produce the cheque?


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#29


Junior Member
432 posts


Joined: Oct 2007
From: Nilai



QUOTE(MilesAndMore @ Jul 29 2010, 09:01 PM)


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#30


Senior Member
1,330 posts


Joined: Aug 2006
From: Sungai Petani


Hey guys, what is the charges from Public Bank for them to issue a bank draft? Is the rate RM2.00 + RM0.15 stamp duty = RM2.15 standard on all banks? I have a savings account with them. This post has been edited by nyunyu : Jun 17 2011, 01:15 AM


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#31


Junior Member
37 posts


Joined: Sep 2011


i got a question here: let say the bank draft is payable to Party A but the bank draft has been stolen by Party B, is it possible for the Party B to get the $$? or it will only pay to Party A? Thanks for all the possible clarification


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#32


Junior Member
250 posts


Joined: Aug 2011



QUOTE(cheesiong2010 @ Sep 23 2011, 12:32 AM)


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#33


All Stars
23,168 posts


Joined: Jan 2003


For a small amount of RM60, which is more cost effective and easier, using bank draft or money order?


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#34


Junior Member
20 posts


Joined: Jul 2010


QUOTE(Human Nature @ Jan 10 2012, 09:54 PM)


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#35


All Stars
23,168 posts


Joined: Jan 2003


QUOTE(chintl @ Jan 30 2012, 04:17 PM)


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#36


Junior Member
360 posts


Joined: Nov 2008



Hi, I am selling my car to a car dealer and he will give me bank draft but it is post dated about a car later? Is there any post dated bank draft? Just worry the car dealer cancel the bank draft after he got my car. Any advise. Thx


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#37


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