Credit Date
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The date reported is the date that financial information about your account was reported to the credit bureau . This date is important because it impacts whether or not financial information such as your credit card/mortgage/auto loan balance will be used when determining your credit score .
Dates that someone reviewed your credit information may be important, depending on the type of inquiry . Inquiries fall into two categories: those that affect your credit scores (often called "hard" inquiries in industry lingo) and those that don't ("soft inquiries") . All are reported for 24 months .
Credit Card Expiration Date . Your credit card expiration date will be listed prominently, either on the card's back or the front . On the date listed, your credit card will no longer be usable, although it doesn't mean your account is closed .
Finding your credit card expiration date is easy . It will be printed on the front of your card in a 00/00 format . The first number will represent the month and the second set of numbers will represent the last two digits of the year your card expires .
Essentially, when the bank lends to a consumer, it credits money to the borrower, who must pay it back at a future date . In other cases, credit can refer to a reduction in the amount one owes . For . . .
Various credit cards offer annual benefits such as travel credits , elite status credits and category spending bonuses . However, it's important to know which ones are based on the calendar year (Jan . 1 to Dec . 31) and which are based on your cardmember year (account anniversary date ) .
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Grace period . A credit card's grace period is the time the cardholder has to pay the balance before interest is assessed on the outstanding balance . Grace periods may vary, but usually range from 20 to 55 days depending on the type of credit card and the issuing bank .
The Employee Retention Credit is a refundable tax credit against certain employment taxes equal to 50% of the qualified wages an eligible employer pays to employees after March 12, 2020, and before January 1, 2021 . Eligible employers can get immediate access to the credit by reducing employment tax deposits they are otherwise required to make .
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Credit Date
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