Buying hash Villa Canales

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Buying hash Villa Canales

Login My Bookings. Ever thought of owning your own home in the South of France and using it to fund your retirement. An impossible dream? Here we explain how owning a buy-to-let investment property in the South of France could be a lot easier than you thought and why is the right time to buy property in South France. Buying a house in France and capitalising on the buoyant holiday rental market, is a growing trend for property investors. With annual rental yields in the South of France exceeding the returns from buy to let properties in London, Dublin and Paris; it is easy to see why the buy to let market in South France is rocketing. Whether you are looking to invest a lump sum or to develop a pension pot, we explain why now is the right time to buy property in South France. The French property market is buoyant at the moment. In terms of house sales in France, the year up to November saw over 1 million property transactions completed. This is the 6th year in a row that house sales in France have exceeded , Source: www. Finally, although French interest rates have started to rise, they still remain historically low. During , Mortgage interest rates rose from a year low of 1. Rates are expected to rise to around 3. These 3 factors combined point to being the best time to buy property in France for over a decade. So how does this differ from a normal buy-to-let property investment? Basically, you are capitalising on revenue from 2 distinct rental markets. In the the South of France, not only is there a healthy demand for long term rental properties during the winter months, but you also benefit from a summer season of weeks during which the monthly rental income can be quadrupled. At the end of the year period, you can either cash in the capital on your investment, or you can retain the property and receive a very healthy annual retirement income. If you are 45 years old and you are facing the prospect of working well into your late 60's or even early 70's, investing in a property in the South of France represents the perfect opportunity to enjoy a healthy retirement. The proposition also works equally well for people approaching retirement age. If you are nearing retirement and you are thinking of downsizing your home and buying an overseas property, then just pause for a second whilst we outline how you can end up owning a better property than you first thought. What tends to happen is that the buyer searches for a run-down property halfway up a mountain. It probably will not have any outdoor space and it will certainly need updating. It will also be hard to off-load when the buyer comes to sell. Because there is only a small market for people who want to live halfway up a mountain in a house with no outdoor space. That would get you a very nice bedroom house with a roof terrace or a sea view apartment with a balcony. Then you have the constant demand for people looking for long term winter rentals. In the winter, do you want to be stuck in some dark dreary village, or do you want to be by the coast with the bright blue sky and sparkling sea? Off course you want to be by the sea. Either way, you are left with a very healthy investment. Well, I completely understand this point, but in France there is a very morbid reason why buying a property with a mortgage is a very good idea. Basically, lets say you die a lot earlier than you planned to. Unfortunately, this happened to some good friends of ours. Mike, a very healthy and active 58 year old passed away after a 12 month illness. Apart from being a very decent man, what made this all the more depressing was that it was always his dream to retire in France. He and his wife Margaret had 18 months previously bought a property in Marseillan. They bought the property outright. We work quite a lot with a Real Estate agent in Cannes and Nice. Where she makes most of her money is through wealthy Octogenarian's from nearby Monaco, selling their expensive real estate and buying properties with the maximum mortgage level. He could have bought the property outright, but he chose not to. Now, with the best will in the world, both the buyer and the bank know full well that he will not live to see the end of this 25 year mortgage. Is the bank worried. Not in the slightest, because they know that the property will eventually be sold by the family's estate and they will recoup their capital value. The family of the man, will inherit the down-payment he has put into the property, or they could keep hold of the property and continue to pay the mortgage. Either way, there will be no punitive inheritance taxes for them to pay. So, whilst it may go against the grain, there are very good reasons why buying a property in France with a mortgage is a very good idea. Will you be able to get a mortgage if you are in your late 50's or early 60's? Well the simple answer is of course you will still be able to stay in the property, you just need to plan ahead and block off you availability calendar for when you want to visit. Having lived in the South of France for 10 years now, I can also honestly say that the best time to be here is from late February to May and from late September to early November. The summer is too hot and crowded. The winter is nice, with crisp blue skies, but it can get quite cold during the evenings, especially in old village houses. So the times where you don't want to be here, is the exact same time period when other people do want to visit. The next question is always 'But where will I go? The answer is, anywhere you want! Visit Australia and New Zealand when the air fares are at their lowest. Go back and see your family. Take the train down to Spain and rent a cheap apartment. The list is endless. And with people paying you not to be in your house in France it is a nice problem to have! So, down to the central issue. What will your property be worth in terms of rental income. As a rough rule of thumb, these are some fundamentals when it comes to calculating rental income of properties in South France:. A village house with no outdoor space may rent out in popular towns such as Uzes, Pezenas, Sommieres, Carcassonne, Marseillan. But you are going to struggle to rent it out in non-tourist villages. A village house with a roof terrace will be attractive for rentals. In popular towns by the coast or in tourist centres such as Uzes, Pezenas, Sommieres, Carcassonne, Marseillan you should expect at least 8 weeks rentals during the 14 week season. The house will also prove popular for longer term rentals. A 3 bed villa or substantial village house with character will attract some rentals, but it runs into some issues. Again, if the property is by the coast or in one of the tourist towns it will rent for sure, but the little villages inland will prove much more difficult. However, where these properties do come into their own is for long term rentals. In this segment, people want the space, especially outdoor space and private parking. So in a way it is difficult to value. An attractive villa with pool should expect at least 12 weeks rentals during the 14 week summer season. The house will also prove popular for longer term rentals, but there is often a reduced market for 4 bedroom properties. It is strange, but the 3 bedroom villa may prove more popular. However, with the 3 bed villa you may reduce your opportunity for summer rentals. A 4 bed villa allows 2 families to share the villa for a cost-effective 2 week holiday. A 3 bed villa will just be for 1 family. It will still rent, but you may have to work harder to get the full 12 weeks in the summer. I have to say that the figures above should be used as a guide. Many factors will affect the valuation such as interior decoration, availability of UK TV satellite channels, WiFi and the local facilities such as restaurants, boulangerie, shops, etc. The agency is based in the beautiful wine village of Roujan and provides a property sales teams across the Languedoc region. Artaxa is a genuinely International real estate firm, employing multi-lingual staff in the three regional offices. Alternatively, if you have any particular questions you would like to ask about living in the South of France, then contact Iain by Email. Our properties are all personally inspected and available for rentals of between 3 to 12 months. Share Pin Share. French property market for Investors The French property market is buoyant at the moment. Buy-to-holiday-let Property investment in France So how does this differ from a normal buy-to-let property investment? Buy to holiday let in France If you are nearing retirement and you are thinking of downsizing your home and buying an overseas property, then just pause for a second whilst we outline how you can end up owning a better property than you first thought. There are two principal objections to the scenario I have just outlined: I don't want to have a mortgage in my retirement, I want to buy a property out right. Why would I buy a house and not be able to stay in it when I wanted? South France Investment property calculator So, down to the central issue. What it does do however is increase your occupancy level If you property has not outdoor space, it simply will not rent unless it is walking distance to the beach Your weekly price in high season is usually what you can expect to earn per month for long term winter rentals Village house - no outdoor space A village house with no outdoor space may rent out in popular towns such as Uzes, Pezenas, Sommieres, Carcassonne, Marseillan. Village house - with roof terrace A village house with a roof terrace will be attractive for rentals. Villa with pool An attractive villa with pool should expect at least 12 weeks rentals during the 14 week summer season. Investment property calculator I have to say that the figures above should be used as a guide. Thinking of investing in property in France in Live the dream and move to France Provence long term rentals Rent a long term property in Provence, France. Languedoc long term rentals Discover our long term rental properties in the Languedoc. Cheap property to rent in France Search for cheap property to rent in France. Pet-friendly rentals France Find pet-friendly long term rentals in France. Beach houses to rent long term Find long term rentals near the beach in France. About us Meet the team. Booking terms. Privacy Policy. Advertise with us. Renting in France Cheap property to rent France. Pet-friendly rentals France. Large properties to rent France.