Buying coke online in Schaan

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Buying coke online in Schaan

Post by Rainier » Thu Feb 28, pm. Post by adamthesmythe » Fri Mar 01, am. Post by theplayer11 » Fri Mar 01, am. Post by Jimmie » Fri Mar 01, am. Post by AlohaJoe » Fri Mar 01, am. Post by Rainier » Fri Mar 01, am. Post by bligh » Fri Mar 01, am. Post by GmanJeff » Fri Mar 01, am. Post by sabhen » Fri Mar 01, pm. Post by renue74 » Fri Mar 01, pm. Post by alter » Fri Mar 01, pm. Post by Theseus » Fri Mar 01, pm. Post by Raybo » Fri Mar 01, pm. Post by lthenderson » Fri Mar 01, pm. Post by carol-brennan » Fri Mar 01, pm. Post by djpeteski » Fri Mar 01, pm. Post by Rainier » Fri Mar 01, pm. Post by martiansteeler » Fri Mar 01, pm. Post by TomatoTomahto » Fri Mar 01, pm. Post by SrGrumpy » Fri Mar 01, pm. Post by Valuethinker » Fri Mar 01, pm. Post by khh » Fri Mar 01, pm. Post by westie » Fri Mar 01, pm. Post by ivk5 » Fri Mar 01, pm. Post by martiansteeler » Sat Mar 02, pm. Post by Rainier » Sun Mar 03, pm. Post by Traveler » Sun Mar 03, pm. Post by G12 » Mon Mar 04, am. Post by ivk5 » Mon Mar 04, am. Post by Rainier » Mon Mar 04, am. Post by ivk5 » Mon Mar 04, pm. Post by halfnine » Mon Mar 04, pm. Post by Scrapr » Tue Mar 05, am. Post by renue74 » Tue Mar 05, am. Privacy Terms. Time: 0. Quick links. Retirement in Switzerland Questions on how we spend our money and our time - consumer goods and services, home and vehicle, leisure and recreational activities. Retirement in Switzerland Post by Rainier » Thu Feb 28, pm Not sure where this post belongs as it crosses several topics. In the next years I plan to spend months a year living in Switzerland. Or, would you do anything at all? Holding Swiss Francs is an easy one but offers no growth or inflation hedges Switzerland has slight deflation right now. At this point SNB likely believes the CHF is overvalued and as an exporting country would like it to decline, another reason to avoid the Franc. Holding Swiss companies would be another easy suggestions but I doubt it offers any economic protection as they are largely exporting companies. ETFs like EWL are mostly made up of just a handful of multinational brands that track the global economy not the Swiss economy. Buying real estate? I know it is not easy but is definetly possible in certain areas. So what's the right approach? It would take a great deal more money than I have to retire in Switzerland. A couple questions: What's the health care story? Have you considered Austria? I do own property locally, though, but that's more about the local rate of inflation than about currency hedging. Re: Retirement in Switzerland Post by adamthesmythe » Fri Mar 01, am When I was regularly summer vacationing in that area, Italy did not seem to be particularly cheap, I believe Austria was. Austria was a good balance between unhumorously correct efficiency Switzerland and a friendly muddle France, and especially Italy. Switzerland does have most of the big mountains though. Switzerland is clean, safe, expensive, efficient, predictable, beautiful, and reliable. It also is xenophobic, welcoming tourists and their expenditures but not necessarily less transient foreigners unless wealthy and, even then, permitting the purchase of real estate by foreigners only under limited circumstances. Switzerland, Austria are within an easy reach from Germany. I remember sitting in a cafe and buying a hamburger, fries and coke. I know The area was absolutely beautiful and I could see the appeal. Tons of things to do if you are outdoorsy. Housing is more than Germany or Austria too. I'd live in Bavaria or Austria near the border and just travel to Switzerland. That is not the problem posed. We have to assume that OP can afford it. Re: Retirement in Switzerland Post by Raybo » Fri Mar 01, pm I have found that restaurants are very expensive in Switzerland, likely due to high wages. Hotels, on the other hand, seemed reasonable to me. Food in supermarkets were at or a bit more than what I expect in San Francisco, which is the opposite of Switzerland, high hotels costs and reasonable restaurant prices. In addition, I'd rather be in the EU. No matter how long the hill, if you keep pedaling you'll eventually get up to the top. Re: Retirement in Switzerland Post by martiansteeler » Fri Mar 01, pm Unless you have a way to obtain Swiss Citizenship or a residency permit, you will unable to rent an apartment, or buy something. FYI - for a residency permit, you could get one showing K chuffs of income a year from investments last time I renewed a permit was 4 years ago, so that number may have gone up. You will have to have Swiss health insurance in order to have a permit. Otherwise, you are limited to a stay of no more than 90 days every days so you can not stay for 89 days, leave for 2 days and come back for 89 days To have an apartment, you will need a Swiss Bank Account, which is pretty hard to do as a US Citizen, even living there. Not trying to discourage, just laying out some things that may or may not have been thought about. Possibly a tad cheaper. But again, there would likely be residency issues. Thank you for those that have come up with suggestions on my questions versus telling me how expensive Switzerland is. Although I do appreciate the tips on other locations that would be Swiss like but cheaper. Assume I can afford Switzerland for this discussion but still nice to find a deal. It is not easy to do online, but I would explore banking options. Then about years from now I would start stock piling cash in Switzerland perhaps using a very conservative allocation. My goal would be to have a months of my Swiss living expenses in cash or near cash. Something like a CD ladder. This way if currency fluctuations or the market goes haywire, you have 3 or 4 years of expenses in francs. Re: Retirement in Switzerland Post by westie » Fri Mar 01, pm No wonder Swiss Air delayed a flight from Zurich to Boston for an hour waiting for me arrive from a connecting flight. Guess they didn't want to feed us and put us up for the night. Last edited by martiansteeler on Sat Mar 02, pm, edited 1 time in total. Re: Retirement in Switzerland Post by Rainier » Sun Mar 03, pm So maybe the better question is, if you were Swiss what would you be investing in? Last edited by Rainier on Sun Mar 03, pm, edited 1 time in total. Re: Retirement in Switzerland Post by Traveler » Sun Mar 03, pm I go to Europe a few times a year for leisure travel and to me, Switzerland is outrageously expensive. I was in Alsace France and Lucerne in late spring While it is a beautiful country, I've pretty much sworn off Switzerland. There are too many other wonderful places to see that don't cost an arm and a leg. I think Switzerland was even more expensive than Iceland. For equities, probably global cap-weighted, perhaps with modest Europe bias. Just my CHF 0, Re: Retirement in Switzerland Post by halfnine » Mon Mar 04, pm We're a bit similar on how retirement may look. Since we have 4 different citizenships among us we have a globally diversified portfolio across both equities and fixed income. IB should get you lower conversion fees? And, Transferwise has a Borderless account which at some point I believe will be available to US residents? You'll want to keep a look out that you do not become a tax resident of Switzerland. The rules in general appear to be getting more and more stringent about what ties one to a country and what income is taxable when you become a tax resident. I found this out recently where I reside now, unfortunately, as my understanding of the rules had changed since I moved. Finally, once one starts staying in a country for months instead of a month it does get increasingly more frustrating when one doesn't have rights, bank accounts, credit status, drivers license, etc. It just limits what one can and can not do. A lot of amenities available to the locals that make life simpler or more economical are just not available to you. Unfortunately, being it's Switzerland and you're a foreigner, you will likely never have access to these. No guarantees are made as to the accuracy of the information on this site or the appropriateness of any advice to your particular situation.

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Buying coke online in Schaan

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Buying coke online in Schaan